【摘要】：在我國“三農(nóng)”問題一直是關(guān)系國家民生的重大課題,自2004-2014年,中央每年發(fā)布的“一號文件”始終貫穿著一個主旨,即在城鄉(xiāng)一體化的大背景下各地積極做好本年的農(nóng)業(yè)和農(nóng)村工作,而十八大報告指出充分發(fā)揮農(nóng)業(yè)產(chǎn)業(yè)化是推進(jìn)和實現(xiàn)城鄉(xiāng)一體化的現(xiàn)實選擇和可靠力量,因此近年來農(nóng)業(yè)產(chǎn)業(yè)化的發(fā)展受到黨中央的高度重視。黑龍江省墾區(qū)作為我國規(guī)模最大的國有農(nóng)場群,有著得天獨(dú)厚的自然環(huán)境,為墾區(qū)踐行國家政策發(fā)展農(nóng)業(yè)產(chǎn)業(yè)化創(chuàng)造了先決的條件。從1995年黑龍江省墾區(qū)確定發(fā)展農(nóng)業(yè)產(chǎn)業(yè)化至今,經(jīng)過多年的改革發(fā)展,黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化取得了一定的成績,具體表現(xiàn)為農(nóng)業(yè)產(chǎn)業(yè)化基礎(chǔ)設(shè)施建設(shè)水平不斷提高、龍頭企業(yè)不斷壯大、利益聯(lián)結(jié)機(jī)制基本形成、農(nóng)產(chǎn)品核心競爭力不斷提升。但是隨著農(nóng)業(yè)產(chǎn)業(yè)化進(jìn)程的深入,信貸資金支持不足問題不斷突顯,究其原因主要為黑龍江省墾區(qū)金融市場中信貸支持滯后于農(nóng)業(yè)產(chǎn)業(yè)化的發(fā)展。因此對黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸支持的研究具有一定的理論及實踐意義。 本文在對國內(nèi)外研究文獻(xiàn)資料總結(jié)的基礎(chǔ)上,首先對農(nóng)業(yè)產(chǎn)業(yè)化及信貸支持的概念分別進(jìn)行了界定,并對與農(nóng)業(yè)產(chǎn)業(yè)化信貸支持相關(guān)的基礎(chǔ)理論作了闡述。其次介紹了黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化的現(xiàn)狀,并從黑龍江省墾區(qū)農(nóng)業(yè)貸款總量、黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸供給主體兩方面對黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸支持的現(xiàn)狀情況進(jìn)行了分析,從而找出了黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸支持中存在信貸抑制嚴(yán)重、信貸供給體系不完善、信貸審批制度發(fā)展滯后、信貸產(chǎn)品和服務(wù)方式匱乏的問題。隨后本文依托相關(guān)理論對黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸支持情況進(jìn)行實證研究。通過選取了墾區(qū)2003-2012十年的數(shù)據(jù)樣本進(jìn)行縱向分析,運(yùn)用因子分析方法將農(nóng)業(yè)產(chǎn)業(yè)化進(jìn)一步量化,計算出得分情況后與信貸支持指標(biāo)建立線性回歸模型,進(jìn)行回歸分析,最終得出黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化與信貸支持密切相關(guān)的結(jié)論,并找出了信貸支持農(nóng)業(yè)產(chǎn)業(yè)化的主要方向,即應(yīng)重點(diǎn)支持農(nóng)業(yè)機(jī)械化、農(nóng)業(yè)生產(chǎn)規(guī)�；娃r(nóng)業(yè)生產(chǎn)效率的提高以此擴(kuò)大對農(nóng)業(yè)產(chǎn)業(yè)化的支持作用。然后本文通過借鑒國內(nèi)其他省市的農(nóng)業(yè)產(chǎn)業(yè)化信貸支持經(jīng)驗,總結(jié)出對黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸支持的啟示。最后,在綜合以上研究的基礎(chǔ)上,從信貸供給的角度提出了解決黑龍江省墾區(qū)農(nóng)業(yè)產(chǎn)業(yè)化信貸支持的具體對策建議,即加強(qiáng)農(nóng)村信貸支持政策的引導(dǎo)、健全多元化的農(nóng)村信貸供給體系、加快信貸審批管理制度改革、推進(jìn)信貸產(chǎn)品和服務(wù)方式的創(chuàng)新。
[Abstract]:In China, the issue of "agriculture, countryside and farmers" has always been a major issue concerning the people's livelihood of the country. Since 2004-2014, the "No. 1 document" issued annually by the Central Committee has always been running through a main theme. That is, under the background of urban-rural integration, all localities actively do a good job in agriculture and rural work this year, and the report of the 18th National Congress pointed out that giving full play to agricultural industrialization is a realistic choice and reliable force for promoting and realizing the integration of urban and rural areas. Therefore, in recent years, the development of agricultural industrialization has been highly valued by the CPC Central Committee. As the largest state-owned farm group in China, the reclamation area of Heilongjiang Province has a unique natural environment, which creates a prerequisite for the practice of national policy and the development of agricultural industrialization in the reclamation area. Since 1995, Heilongjiang Reclamation area has decided to develop agricultural industrialization. After many years of reform and development, Heilongjiang Reclamation area has made certain achievements in agricultural industrialization, which is manifested in the continuous improvement of the level of agricultural industrialization infrastructure construction. Leading enterprises continue to grow, interest-related mechanisms are basically formed, agricultural products core competitiveness continues to improve. However, with the deepening of agricultural industrialization process, the problem of insufficient credit fund support has been highlighted. The main reason is that the credit support lags behind the development of agricultural industrialization in the financial market of Heilongjiang reclamation area. Therefore, the research on agricultural industrialization credit support in Heilongjiang reclamation area has certain theoretical and practical significance. Based on the summary of domestic and foreign literature, this paper firstly defines the concepts of agricultural industrialization and credit support, and expounds the basic theories related to agricultural industrialization credit support. Secondly, the present situation of agricultural industrialization in Heilongjiang reclamation area is introduced, and the total amount of agricultural loans in Heilongjiang reclamation area is introduced. This paper analyzes the present situation of agricultural industrialization credit support in Heilongjiang reclamation area from two aspects of agricultural industrialization credit supply main body in Heilongjiang province, and finds out that there is serious credit restraint in Heilongjiang reclamation area agricultural industrialization credit support. Credit supply system is imperfect, credit approval system lags behind, credit products and services are scarce. Then this paper based on the relevant theory of Heilongjiang reclamation area agricultural industrialization credit support for empirical research. Through selecting the data samples from 2003 to 2012 to carry out longitudinal analysis, using factor analysis method to further quantify the agricultural industrialization, calculate the score and credit support indicators to establish a linear regression model, and carry out regression analysis. Finally, we draw the conclusion that agricultural industrialization is closely related to credit support in Heilongjiang reclamation area, and find out the main direction of agricultural industrialization supported by credit, that is, we should focus on supporting agricultural mechanization. The scale of agricultural production and the improvement of agricultural production efficiency to expand the role of agricultural industrialization. Then this paper summarizes the enlightenment of agricultural industrialization credit support in Heilongjiang reclamation area by drawing lessons from the experience of other provinces and cities in China. Finally, on the basis of synthesizing the above research, this paper puts forward the concrete countermeasures and suggestions to solve the agricultural industrialization credit support in Heilongjiang reclamation area from the angle of credit supply, that is, to strengthen the guidance of rural credit support policy. We will improve the diversified rural credit supply system, speed up the reform of the credit examination and approval management system, and promote the innovation of credit products and services.
【學(xué)位授予單位】：東北農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F321;F832.43

【共引文獻(xiàn)】

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本文編號：2261392