公路貨運市場第三方支付平臺設(shè)計
發(fā)布時間:2018-05-23 16:00
本文選題:公路貨運市場第三方支付平臺 + 第三方支付; 參考:《長安大學(xué)》2013年碩士論文
【摘要】:改革開放以來,在公路貨物運輸業(yè)取得巨大進步的同時,貨運市場也得到了長足發(fā)展。場站設(shè)施設(shè)備得到改善、規(guī)模迅速擴大,運輸設(shè)備在外型、種類和技術(shù)水平方面不斷提高,為公路貨物運輸行業(yè)提供了一個較好的發(fā)展環(huán)境。但是在發(fā)展的過程中還是存在著市場交易雙方信息不平等,市場信用體系不健全,交易過程資金安全性不高,交易流程效率低下,運輸組織化水平不高等問題。而中國第三方支付市場經(jīng)過十余年的發(fā)展,成為中國互聯(lián)網(wǎng)經(jīng)濟高速發(fā)展的底層支撐力量和進一步發(fā)展的推動力。第三方支付的出現(xiàn)成功解決了電子商務(wù)的瓶頸——網(wǎng)上支付信用與安全問題,真正意義上實現(xiàn)了電子商務(wù)中信息流、資金流和物流一體化發(fā)展。在借鑒第三方支付在電子商務(wù)平臺中發(fā)展的經(jīng)驗,將第三方支付引入貨運市場,以此來試圖解決長期困擾貨運市場的信用擔(dān)保和交易安全、交易效率、運營效率等問題,促進貨運市場以及公路貨物運輸行業(yè)進一步的發(fā)展。 本文首先闡述了國內(nèi)外對貨運市場和第三方支付的研究現(xiàn)狀。通過介紹第三方支付的發(fā)展歷程和現(xiàn)狀,以及貨運市場的發(fā)展?fàn)顩r及其存在的問題找到貨運市場和第三方支付之間的契合點,,以此為基礎(chǔ)建立公路貨運市場第三方支付平臺。 其次,從經(jīng)濟條件、政策條件和技術(shù)條件對建立公路貨運市場第三方支付平臺的環(huán)境條件進行分析,提出建立公路貨運市場第三方支付平臺的條件已經(jīng)成熟。通過對公路貨運市場第三方支付平臺的定義和構(gòu)成主體的界定,對第三方支付平臺的支付模式、交易流程及平臺的運營機制進行了選擇與設(shè)計,并將公路貨運市場第三方支付平臺與傳統(tǒng)的貨運市場支付模式和電子商務(wù)中第三方支付應(yīng)用進行了對比分析,提出貨運市場應(yīng)用第三方支付平臺后在成本、效率和安全方面都有所改善。 最后從公路貨運市場第三方支付平臺的角度、資金的角度、平臺用戶的角度和貨物運輸?shù)慕嵌葘ζ脚_應(yīng)用過程中會出現(xiàn)的風(fēng)險問題進行了分析,并從公路貨運市場第三方支付的內(nèi)部和外部過程中提出了相應(yīng)的風(fēng)險控制措施。
[Abstract]:Since the reform and opening up, the road freight transport industry has made great progress, the freight market has also been greatly developed. The equipment of the station facilities has been improved and the scale has been expanded rapidly. The transportation equipment has been improved in appearance, type and technology level, which provides a better development environment for the road freight transportation industry. However, in the process of development, there are still some problems, such as information inequality, imperfect market credit system, low security of transaction funds, low efficiency of transaction flow and low level of transportation organization. After more than a decade of development, the third party payment market in China has become the bottom support and driving force for the rapid development of the Internet economy in China. The emergence of third-party payment has successfully solved the bottleneck of E-commerce, namely, the credit and security of online payment, and realized the integration of information flow, capital flow and logistics in E-commerce. In reference to the experience of third-party payment in the development of e-commerce platform, the third-party payment is introduced into the freight market, in order to try to solve the problems of credit guarantee and transaction security, transaction efficiency, operation efficiency and so on, which haunt the freight market for a long time. To promote the further development of the freight market and road freight transport industry. This paper first describes the domestic and foreign research on the freight market and third-party payment. Based on the introduction of the development course and current situation of third-party payment, the development of freight market and its existing problems, the paper finds the joint point between freight market and third-party payment, and establishes the third-party payment platform of road freight market. Secondly, from the economic condition, policy condition and technical condition, the paper analyzes the environmental condition of establishing the third party payment platform in the road freight market, and puts forward that the condition of establishing the third party payment platform in the road freight market is ripe. Through the definition of the third-party payment platform and the definition of the main body in the road freight market, the payment mode, the transaction process and the operation mechanism of the third-party payment platform are selected and designed. The third party payment platform of road freight market is compared with the traditional payment mode of freight market and the application of third party payment in electronic commerce, and the cost after the application of third party payment platform in freight market is put forward. Both efficiency and safety have improved. Finally, from the perspective of the third party payment platform, the capital, the platform users and the cargo transportation in the road freight market, the paper analyzes the risk problems in the application of the platform. And put forward the corresponding risk control measures from the internal and external process of the third party payment in the road freight market.
【學(xué)位授予單位】:長安大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2013
【分類號】:F542;F724.6
【引證文獻】
相關(guān)碩士學(xué)位論文 前1條
1 李俊平;第三方支付法律問題研究[D];河北經(jīng)貿(mào)大學(xué);2015年
本文編號:1925421
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