本文關(guān)鍵詞： 森林資源 林權(quán)抵押貸款 林農(nóng) 林業(yè)企業(yè)　出處：《中南林業(yè)科技大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：自2003年實(shí)施集體林權(quán)制度改革以來,我國集體林地產(chǎn)權(quán)逐漸明晰,在確權(quán)工作完成后,林業(yè)承包戶獲得了林權(quán)證,真正成為了擁有林地使用權(quán)、林木所有權(quán)的主體,林農(nóng)、林業(yè)企業(yè)生產(chǎn)經(jīng)營積極性空前高漲,林改區(qū)農(nóng)民林業(yè)收入也不斷提高。然而,由于林區(qū)經(jīng)濟(jì)發(fā)展相對滯后,林農(nóng)、林業(yè)企業(yè)在獲得林地經(jīng)營權(quán)之后,大多遇到了資金瓶頸約束。由于缺乏有效的資金支持,林農(nóng)、林業(yè)企業(yè)的生產(chǎn)、經(jīng)營受到了嚴(yán)重制約,林業(yè)生產(chǎn)、發(fā)展受到了較大的影響,而以森林資產(chǎn)作為抵押,向金融機(jī)構(gòu)審請林權(quán)抵押貸款,可以在一定程序上緩解林農(nóng)、林業(yè)企業(yè)的資金瓶頸約束,拓寬林業(yè)融資渠道,加快林業(yè)產(chǎn)業(yè)的發(fā)展。因此,研究林權(quán)抵押貸款的發(fā)展問題,具體重要的理論意義和現(xiàn)實(shí)價(jià)值。 湖南作為中部省區(qū),林權(quán)改革起步相對較晚,直到2008年3月才開始啟動林權(quán)制度改革工作,經(jīng)營5年多的發(fā)展,湖南已基本完成集體林確權(quán)工作,并對絕大多數(shù)的林地發(fā)放了林權(quán)證,為林權(quán)抵押貸款業(yè)務(wù)的發(fā)展奠定了良好的物質(zhì)基礎(chǔ)。但是,受各方面因素的影響,湖南林權(quán)抵押貸款尚未實(shí)現(xiàn)規(guī)�；l(fā)展,林權(quán)抵押貸款并沒有成為緩解林農(nóng)資金約束的有效途徑。論文在市場調(diào)查的基礎(chǔ)上,總結(jié)了湖南林權(quán)制度改革及林權(quán)抵押貸款業(yè)務(wù)的發(fā)展現(xiàn)狀,從有效需求不足、有效供給不足、信息不對稱等視角分析了影響湖南林權(quán)抵押貸款業(yè)務(wù)發(fā)展的因素,并分別從中觀層面、宏觀層面、微觀層面、三個方面,提出了如何加強(qiáng)林權(quán)抵押貸款的法律建設(shè),強(qiáng)化林權(quán)抵押貸款的政策宣傳等,促進(jìn)湖南林權(quán)抵押貸款業(yè)務(wù)發(fā)展的對策和建議。 筆者論文,論文的創(chuàng)新之處在于：一是結(jié)合必要的市場調(diào)查,結(jié)合湖南的實(shí)際情況,有針對性地分析了影響湖南林權(quán)抵押貸款業(yè)務(wù)發(fā)展的具體因素,并提出了促進(jìn)湖南林權(quán)抵押貸款業(yè)務(wù)發(fā)展的政策建議；二是綜合運(yùn)用經(jīng)濟(jì)學(xué)基本理論,從有效需求不足、有效供給不足、信息不對稱等視角,分析了影響湖南林權(quán)抵押貸款障礙的因素,為進(jìn)一步提出促進(jìn)湖南林權(quán)抵押貸款業(yè)務(wù)發(fā)展的對策奠定了必要的基礎(chǔ)。但是,由于數(shù)據(jù)收集難度較大,加上時間有限,論文在實(shí)證分析方面存在一定的不足,筆者將針對這些問題展開深入的后續(xù)研究。
[Abstract]:Since the implementation of the reform of collective forest tenure system in 2003, the property rights of collective forest land in our country have gradually become clear. After the completion of the right to confirm the right, the forestry contractor obtained the forest right certificate, which really became the right to use the forest land. The main body of forest ownership, forest farmers, forestry enterprises, the enthusiasm of production and management of unprecedented high, forest reform area farmers' forestry income also continues to improve. However, due to the relative lag in the development of forest area economy, forest farmers. After obtaining the forest land management right, most forestry enterprises have met with the constraint of capital bottleneck. Due to the lack of effective fund support, the production and management of forest farmers and forestry enterprises have been severely restricted, and forestry production has been seriously restricted. The development has been greatly affected, and with forest assets as collateral, to the financial institutions to review forest tenure mortgage loans, can alleviate forest farmers, forestry enterprises in a certain process of capital bottleneck constraints, and broaden the financing channels of forestry. Therefore, it is of great theoretical significance and practical value to study the development of forest property mortgage loan. Hunan as a central province, forest property reform started relatively late, until March 2008 began to start the reform of forest tenure system, management for more than five years of development, Hunan has basically completed the collective forest ownership work. And to the vast majority of forest land issued forest tenure certificate, for the development of forest tenure mortgage loan business laid a good material foundation. However, affected by various factors, Hunan forest tenure mortgage loan has not yet achieved large-scale development. Forest tenure mortgage loan has not become an effective way to ease the financial constraints of forest farmers. On the basis of market investigation, the paper summarizes the current situation of Hunan forest tenure system reform and the development of forest tenure mortgage loan business. From the perspective of insufficient effective demand, insufficient effective supply and asymmetric information, this paper analyzes the factors that affect the development of Hunan forest right mortgage loan business, and respectively from the meso-level, macro-level, micro-level, three aspects. The countermeasures and suggestions on how to strengthen the legal construction of forest right mortgage loan, strengthen the policy propaganda of forest right mortgage loan and promote the development of Hunan forest right mortgage loan are put forward. The author of the paper, the innovation of the paper lies in: first, combined with the necessary market research, combined with the actual situation in Hunan, targeted analysis of the impact of Hunan forest tenure mortgage business development of specific factors. And put forward the policy suggestions to promote the development of Hunan forest property right mortgage loan business; The second is the comprehensive use of the basic theory of economics, from the perspective of insufficient effective demand, insufficient effective supply and asymmetric information, this paper analyzes the factors that affect the barriers of forest property mortgage loan in Hunan. In order to further promote the development of Hunan forest tenure mortgage business to lay the necessary foundation. However, due to the difficulty of data collection, coupled with the limited time, the paper has some shortcomings in empirical analysis. The author will carry out further research on these problems.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F326.2;F832.43

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