本文關鍵詞：商品房預售資金監(jiān)管效果的影響因素研究　出處：《南京工業(yè)大學》2014年碩士論文　論文類型：學位論文

  更多相關文章： 預售資金監(jiān)管 監(jiān)管效果 影響因素 結構方程模型 實證研究

【摘要】：預售資金作為我國房地產開發(fā)的主要資金來源之一，能夠緩解房地產開發(fā)商資金壓力，對其的監(jiān)管是我國實行預售制度以來一直關注的問題之一。然而，從各城市商品房預售項目實施情況來看，預售資金監(jiān)管的效果并不盡人意。一些房地產開發(fā)商抽逃、挪用資金，造成資金周轉不靈甚至斷裂現(xiàn)象時有發(fā)生，極大的損害了預購人的利益，其主要原因之一就是對預售資金監(jiān)管不到位。通過對預售資金監(jiān)管的研究，識別并分析監(jiān)管效果的各種影響因素，根據(jù)分析得出的結果，為預售資金監(jiān)管體系的建立提供理論基礎，采取措施強化積極因素的有利影響，消除不利因素對于預售資金監(jiān)管效果的制約，促進預售項目的順利完成，保護預購人權益，實現(xiàn)房地產市場的穩(wěn)定。 本文運用理論與實證相結合的方法，首先對預售資金監(jiān)管行為的各個要素進行分析，并結合預售資金監(jiān)管的實際，在分析預售資金監(jiān)管中存在問題的基礎上，探討預售資金監(jiān)管效果的影響因素，在閱讀大量文獻的基礎上，自行量表設計，運用SEM結構方程模型，構造預售資金監(jiān)管的影響因素模型，通過調查問卷方式對預售資金的相關各方獲得數(shù)據(jù)，進行實證分析，揭示預售資金監(jiān)管各個影響因素之間的相互聯(lián)系�；趯嵶C結果，可以為完善預售資金監(jiān)管體系提供立論依據(jù)，針對影響中的重要因素，提出改進預售資金監(jiān)管效果的有效措施。本文得出的主要結論是： 1．商品房預售資金監(jiān)管過程中，預售資金監(jiān)管效果由預售資金監(jiān)管法律法規(guī)、舉報制度、監(jiān)管能力三個因素協(xié)同作用。預售資金監(jiān)管法律法規(guī)的完善，促進預售資金監(jiān)管舉報制度的健全，舉報制度的健全也對商品房預售資金監(jiān)管的法律法規(guī)形成有益的補充法律法規(guī)、舉報制度除了直接影響監(jiān)管效果外，也制約著監(jiān)管能力。 2．從模型的觀察變量和潛在變量之間的影響關系來看，，監(jiān)管協(xié)議的訂立、違法違規(guī)的查處、監(jiān)管的手段、監(jiān)管激勵以及舉報相關制度等路徑影響系數(shù)較大，表明在監(jiān)管過程中產生較大影響，因此，在完善商品房預售資金監(jiān)管制度時，應重要考慮這幾方面的因素，而對于監(jiān)管效果的評價，投訴率以及及社會滿意度的高低能有效反應出監(jiān)管效果的好壞。 3．通過模型分析結果，有針對性地對改善預售資金監(jiān)管效果提出相關措施。通過明確監(jiān)管協(xié)議內容、加大違法違規(guī)查處力度、消減舉報風險、創(chuàng)新舉報方式、選擇合適的監(jiān)管機構并豐富監(jiān)管手段等措施來完善監(jiān)管法律法規(guī)，從而改善預售資金監(jiān)管效果。
[Abstract]:As one of the main sources of funds for real estate development in China, pre-sale funds can alleviate the financial pressure of real estate developers. The supervision of pre-sale funds has been one of the problems that our country has been concerned about since the implementation of pre-sale system. From the implementation of commercial housing pre-sale projects in various cities, the effect of pre-sale funds supervision is not satisfactory. Some real estate developers run away, misappropriating funds, resulting in the phenomenon of capital turnover is not working or even breaking. One of the main reasons is that the supervision of pre-sale funds is not in place. Through the research on the supervision of pre-sale funds, we can identify and analyze the various factors that affect the effect of supervision. According to the results of the analysis, for the establishment of pre-sale funds supervision system to provide a theoretical basis, take measures to strengthen the positive factors of the favorable impact, eliminate the adverse factors on the pre-sale funds regulatory effect constraints. Promote the smooth completion of pre-sale projects, protect the rights and interests of buyers, realize the stability of the real estate market. This paper uses the combination of theory and empirical method, first of all to analyze the various elements of the pre-sale fund supervision behavior, and combined with the actual pre-sale fund supervision, on the basis of analyzing the problems in the pre-sale fund supervision. On the basis of reading a lot of literature, we design the scale and construct the influence factor model of pre-sale fund supervision by using SEM structural equation model. Through the questionnaire to the relevant parties to obtain data, empirical analysis, reveal the relationship between the various factors affecting the supervision of pre-sale funds. Based on the empirical results. It can provide theoretical basis for perfecting the supervision system of pre-sale funds, and put forward effective measures to improve the effect of supervision of pre-sale funds according to the important factors in the influence. The main conclusions of this paper are as follows: 1. In the process of supervision of commercial housing pre-sale funds, the effect of pre-sale funds supervision is coordinated by three factors: the laws and regulations of pre-sale funds supervision, the reporting system, and the supervision ability, and the perfection of the laws and regulations of pre-sale funds supervision laws and regulations. To promote the supervision and reporting system of pre-sale funds, the sound reporting system will also form beneficial supplementary laws and regulations for the supervision of commercial housing pre-sale funds, in addition to the direct impact of the reporting system on the effect of supervision. It also restricts the ability of supervision. 2. From the perspective of the relationship between the observed variables and potential variables of the model, the conclusion of regulatory agreement, the investigation and punishment of violations, the means of supervision, the incentive of supervision and the reporting of related systems have great influence factors. It shows that there is a great influence in the process of supervision, therefore, when perfecting the supervision system of commercial housing pre-sale funds, we should consider these factors and evaluate the effect of supervision. Complaints and social satisfaction can effectively reflect the effectiveness of supervision. 3. Through the results of model analysis, the paper puts forward relevant measures to improve the supervision effect of pre-sale funds. Through defining the content of the supervision agreement, it increases the investigation and punishment of violations and offenses, and reduces the risk of reporting. To improve the regulatory effect of pre-sale funds, we should innovate the way of reporting, select appropriate regulatory bodies and enrich the means of supervision and other measures to improve the regulatory laws and regulations.
【學位授予單位】：南京工業(yè)大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F299.233.42

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