本文關(guān)鍵詞：小微企業(yè)股權(quán)眾籌的風(fēng)險(xiǎn)評(píng)估及防控策略研究　出處：《貴州財(cái)經(jīng)大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 小微企業(yè) 股權(quán)眾籌 風(fēng)險(xiǎn)分析 風(fēng)險(xiǎn)防范

【摘要】：小微企業(yè)是我國(guó)民營(yíng)經(jīng)濟(jì)中最具創(chuàng)新活力的增長(zhǎng)點(diǎn),在增加就業(yè)率、促進(jìn)社會(huì)和諧、維護(hù)社會(huì)安定、加速科技成果向現(xiàn)實(shí)生產(chǎn)力轉(zhuǎn)化等方面發(fā)揮著重要作用。因此,小微企業(yè)的健康發(fā)展對(duì)我國(guó)經(jīng)濟(jì)的穩(wěn)定具有重要意義。隨著互聯(lián)網(wǎng)金融的發(fā)展,股權(quán)眾籌自2011年引入我國(guó)以來,呈現(xiàn)爆發(fā)式增長(zhǎng)。跟傳統(tǒng)融資相比,股權(quán)眾籌有著更為鮮明的特點(diǎn),股權(quán)眾籌所具有的融資成本低、門檻低、效率高、平臺(tái)效應(yīng)強(qiáng)的特點(diǎn),為小微企業(yè)融資難等問題另辟蹊徑,對(duì)建立多層次資本市場(chǎng)、推動(dòng)經(jīng)濟(jì)結(jié)構(gòu)轉(zhuǎn)型具有重要的意義,作為傳統(tǒng)融資方式的重要補(bǔ)充,成為促進(jìn)小微企業(yè)發(fā)展的新動(dòng)力。2015年國(guó)務(wù)院政府工作報(bào)告明確了開展為大眾創(chuàng)新業(yè)務(wù)服務(wù)能力的股權(quán)眾籌試點(diǎn)工作,提出增強(qiáng)眾籌對(duì)大眾創(chuàng)業(yè)創(chuàng)新的服務(wù)能力,并明確地制定了與眾籌相關(guān)的一系列政策,為股權(quán)眾籌在我國(guó)的發(fā)展提供了有力的支持。不過,股權(quán)眾籌融資對(duì)于我國(guó)來說還是一個(gè)新事物,尚處于萌芽探索階段,存在很多不足和缺陷,它的互聯(lián)網(wǎng)特性使得小微企業(yè)開展股權(quán)眾籌融資活動(dòng)面臨很大的風(fēng)險(xiǎn)。本文首先對(duì)小微企業(yè)、股權(quán)眾籌的概念進(jìn)行了介紹,分析了小微企業(yè)融資方式的同時(shí),為股權(quán)眾籌的優(yōu)勢(shì)做了鋪墊,引出小微企業(yè)股權(quán)眾籌這一概念,然后對(duì)我國(guó)小微企業(yè)股權(quán)眾籌融資的發(fā)展情況和運(yùn)營(yíng)模式進(jìn)行了簡(jiǎn)要介紹,通過從小微企業(yè)股權(quán)眾籌三大主體的角度,從眾籌平臺(tái)方、投資方、小微企業(yè)方三方面剖析了小微企業(yè)股權(quán)眾籌風(fēng)險(xiǎn),并針對(duì)小微企業(yè)股權(quán)眾籌目前的發(fā)展?fàn)顩r和主要風(fēng)險(xiǎn),提出對(duì)策建議,以促進(jìn)我國(guó)小微企業(yè)股權(quán)眾籌業(yè)的健康發(fā)展,緩解小微企業(yè)融資困境。
[Abstract]:Small and micro enterprises are the most innovative growth point in the private economy of our country. They are increasing employment rate, promoting social harmony and maintaining social stability. Accelerating the transformation of scientific and technological achievements to real productivity plays an important role. Therefore, the healthy development of small and micro enterprises is of great significance to the stability of our economy. With the development of Internet finance. Since its introduction into China in 2011, crowdfunding has shown explosive growth. Compared with traditional financing, crowdfunding has more distinctive characteristics, with low financing cost, low threshold and high efficiency. The characteristics of strong platform effect for small and micro enterprises financing difficult to find a new way to establish a multi-level capital market and promote the economic structural transformation has an important significance as an important supplement to the traditional financing methods. In 2015, the government work report of the State Council made it clear to carry out the pilot project of mass equity financing for the innovative business service ability of the public. This paper proposes to strengthen the service ability of crowdfunding to the innovation of public entrepreneurship, and has clearly formulated a series of policies related to crowdfunding, which provides a strong support for the development of crowdfunding in China. Public financing of equity is still a new thing for our country, still in the embryonic stage of exploration, there are a lot of shortcomings and defects. The characteristics of the Internet make small and micro enterprises to carry out crowdfunding activities facing a great risk. Firstly, this paper introduces the concept of small and micro enterprises, equity crowdfunding, and analyzes the financing methods of small and micro enterprises at the same time. This paper paves the way for the advantages of crowdfunding, and introduces the concept of crowdfunding in small and micro enterprises, and then briefly introduces the development and operation mode of crowdfunding in small and micro enterprises in China. From the perspective of the three main parties of the small and micro enterprise equity crowdfunding, this paper analyzes the risk of public financing of small and micro enterprises from three aspects: the platform side, the investor side and the small and micro enterprise side. In view of the current development and main risks of crowdfunding in small and micro enterprises, some suggestions are put forward to promote the healthy development of public financing in small and micro enterprises and to alleviate the financing dilemma of small and micro enterprises.
【學(xué)位授予單位】：貴州財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F276.3;F832.51

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