本文選題：土地 + 房屋��； 參考：《湖南大學》2013年碩士論文

【摘要】：在我國法律制度下，房屋與土地是作為獨立的不動產進行對待的。2007年《中華人民共和國物權法》（以下簡稱《物權法》）頒布后，規(guī)定了房地產的“一并抵押”原則，但在實際操作過程中，卻存在著大量的房與地的分別抵押現象，對其性質及效力的認定，學術界和實務界有著不同的觀點。文中案例被告是一家房地產開發(fā)公司，通過先向原告銀行抵押其土地使用權，再向獨立第三人抵押該土地上的建筑物獲得兩筆借款，最后因為無法償還借款而引發(fā)了糾紛。本案爭議焦點有三個，首先是兩次抵押權的效力的問題；其次是兩銀行對未抵押登記的不動產是否享有優(yōu)先受償的權利；最后是兩銀行受償的先后順序如何確定�；诜ㄔ赫J定的事實和對現行法律的理解，房地分別抵押是當事人雙方意思自治的產物，且其內容不違反法律強制性規(guī)定，并依法辦理了登記，，因此有效。在保證房、地買受人為同一人時，債權人分別對其已登記抵押物享有優(yōu)先受償權，對未登記部分享有補充受償權利。但由于法律對房、地拍賣或折現權利主體是否為同一人并無強制性規(guī)定，因此現實生活中很可能造成房、地主體分離的現象，這就需要立法者予以注意和規(guī)范。
[Abstract]:Under the legal system of our country, housing and land are treated as independent immovable property. After the promulgation of the property Law of the people's Republic of China (hereinafter referred to as "Real right Law") in 2007, the principle of "mortgage" of real estate is stipulated. However, in the practical operation, there are a large number of houses and land mortgage phenomenon, the nature and effectiveness of the recognition, academic and practical circles have different views. In this case, the defendant, a real estate development company, secured his land use right to the plaintiff's bank first, then secured the building on the land by an independent third party, and finally caused a dispute because he could not repay the loan. There are three controversial issues in this case: first, the validity of the two mortgages; secondly, whether the two banks have the priority to be repaid to the unmortgaged real estate; and finally, how to determine the order in which the two banks are repaid. Based on the facts found by the court and the understanding of the current law, the separate mortgage of the premises is the product of the autonomy of the will of the parties, and its content does not violate the mandatory provisions of the law, and has been registered according to law, so it is effective. When the buyer is the same person, the creditor has the priority right to the registered mortgage and the supplementary right to the unregistered part. However, there is no compulsory stipulation on whether the subject of land auction or discount right is the same person, so it is very likely to cause the separation of house and land subject in real life, which needs the legislator to pay attention to and standardize it.
【學位授予單位】：湖南大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：D923.2;D922.29

【參考文獻】

相關期刊論文 前1條

1 孔博;;土地使用權與建筑物所有權的關系——兼評兩個物權法草案建議稿的相關設計[J];山東省農業(yè)管理干部學院學報;2006年04期

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