【摘要】：按照相關(guān)法律規(guī)范設(shè)立的金融機(jī)構(gòu)以收取信托報(bào)酬為目的設(shè)立的信托即為營(yíng)業(yè)信托。營(yíng)業(yè)信托風(fēng)險(xiǎn)針對(duì)的是信托計(jì)劃結(jié)束時(shí)投資者的本金與收益能否按照預(yù)期得到回收,其特征是風(fēng)險(xiǎn)類(lèi)型混合性、非制度性風(fēng)險(xiǎn)的普遍性、風(fēng)險(xiǎn)發(fā)生的差異性和局部性。目前通過(guò)我國(guó)信托法對(duì)信托財(cái)產(chǎn)的制度保護(hù)和實(shí)務(wù)中常見(jiàn)的擔(dān)保方式來(lái)控制營(yíng)業(yè)信托風(fēng)險(xiǎn)存在許多問(wèn)題。將營(yíng)業(yè)信托風(fēng)險(xiǎn)分為制度性風(fēng)險(xiǎn)和非制度性風(fēng)險(xiǎn)兩類(lèi),為研究風(fēng)險(xiǎn)的生成和風(fēng)險(xiǎn)控制法律機(jī)制理清了思路。制度性風(fēng)險(xiǎn)來(lái)源于信托立法設(shè)計(jì)漏洞、監(jiān)管體系薄弱和相關(guān)制度的缺失,而非制度風(fēng)險(xiǎn)則產(chǎn)生于信用風(fēng)險(xiǎn)、市場(chǎng)風(fēng)險(xiǎn)、操作風(fēng)險(xiǎn)和創(chuàng)新風(fēng)險(xiǎn)的客觀(guān)存在性。因此,我國(guó)營(yíng)業(yè)信托風(fēng)險(xiǎn)控制法律機(jī)制的完善,一方面需要通過(guò)《信托法》司法解釋的出臺(tái)、《信托業(yè)法》等法律的制定、信托公司內(nèi)外部監(jiān)管機(jī)制的健全和信托配套制度的建立來(lái)達(dá)到防范制度性風(fēng)險(xiǎn)的目的,另一方面則通過(guò)受托人忠實(shí)義務(wù)、善管義務(wù)的立法修正和受托人專(zhuān)業(yè)能力的提升來(lái)控制非制度性風(fēng)險(xiǎn)。
[Abstract]:Financial institutions established in accordance with the relevant legal norms for the purpose of receiving trust remuneration trust is business trust. Business trust risk is aimed at whether investors' principal and income can be recovered according to expectation at the end of trust plan, which is characterized by mixed risk type, universality of non-institutional risk, difference and locality of risk occurrence. At present, there are many problems in controlling the risk of business trust through the system protection of trust property and the common way of guarantee in practice through the trust law of our country. The risk of business trust is divided into institutional risk and non-institutional risk, which clarifies the thinking for the study of risk generation and risk control legal mechanism. The institutional risk comes from the loopholes in the design of trust legislation, the weakness of the regulatory system and the absence of related institutions, while the non-institutional risk results from the objective existence of credit risk, market risk, operational risk and innovation risk. Therefore, the perfection of the legal mechanism of risk control of business trust in our country needs, on the one hand, the introduction of judicial interpretation of Trust Law and the formulation of Trust Law and other laws. The perfection of the internal and external supervision mechanism of the trust company and the establishment of the supporting system of the trust can achieve the purpose of preventing the institutional risks, on the other hand, through the duty of faithfulness of the trustee, The legislative amendment of good management obligation and the improvement of trustees' professional ability to control non-institutional risks.
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：D922.282

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 劉正峰;信托制度基礎(chǔ)之比較與受托人義務(wù)立法[J];比較法研究;2004年03期

2 彭插三;;論信托法謹(jǐn)慎投資人規(guī)則的制度基礎(chǔ)——兼及對(duì)我國(guó)的啟示[J];財(cái)經(jīng)理論與實(shí)踐;2011年03期

3 劉正鋒;美國(guó)信托法受托人謹(jǐn)慎義務(wù)研究[J];當(dāng)代法學(xué);2003年09期

4 徐衛(wèi);;信托監(jiān)督多元化構(gòu)造的法律分析[J];廈門(mén)大學(xué)法律評(píng)論;2008年01期

5 劉定華,鄒雙衛(wèi);我國(guó)信托監(jiān)管體制建構(gòu)芻議[J];湖南社會(huì)科學(xué);2002年03期

6 李群星;論信托法的基本原則[J];法商研究(中南政法學(xué)院學(xué)報(bào));1999年06期

7 徐衛(wèi);;信托受托人職務(wù)解任制度研究[J];法商研究;2009年03期

8 陳雪萍;;商事信托之商主體地位研究[J];法商研究;2010年06期

9 王繼遠(yuǎn);;商事組織中信義義務(wù)的源流及其嬗變[J];甘肅社會(huì)科學(xué);2010年04期

10 徐小迅;劉兵軍;徐永久;;信托公司治理結(jié)構(gòu)與風(fēng)險(xiǎn)控制[J];金融理論與實(shí)踐;2006年04期

，

本文編號(hào)：2472509