房地產(chǎn)企業(yè)融資問題分析
發(fā)布時間:2018-05-03 05:18
本文選題:房地產(chǎn) + 企業(yè)�。� 參考:《西安科技大學》2013年碩士論文
【摘要】:房地產(chǎn)作為高風險,高投入,,高回報的資金密集型行業(yè),其發(fā)展離不開資金的支持,因此融資能力對房地產(chǎn)企業(yè)至關(guān)重要,從目前我國房地產(chǎn)企業(yè)發(fā)展來看,房地產(chǎn)融資還存在許多需要改進的方面,融資結(jié)構(gòu)和融資方式亟待優(yōu)化和改善。本文結(jié)合我國房地產(chǎn)企業(yè)當前的經(jīng)濟發(fā)展形勢,以優(yōu)化我國房地產(chǎn)企業(yè)融資結(jié)構(gòu)為目的,系統(tǒng)探討了我國房地產(chǎn)企業(yè)融資的理論,對我國房地產(chǎn)企業(yè)融資現(xiàn)狀進行分析,再結(jié)合國內(nèi)房地產(chǎn)企業(yè)融資案例,研究探索優(yōu)化我國房地產(chǎn)企業(yè)融資結(jié)構(gòu)的對策措施。 關(guān)于房地產(chǎn)企業(yè)融資理論方面,主要探討了房地產(chǎn)企業(yè)融資相關(guān)概念的理論內(nèi)涵、房地產(chǎn)業(yè)和金融業(yè)的關(guān)系、金融業(yè)對房地產(chǎn)業(yè)的重要作用;分析了影響房地產(chǎn)企業(yè)選擇融資方式的主要因素:融資成本、財務(wù)風險、經(jīng)營風險和資金來源的可靠性。對房地產(chǎn)企業(yè)選擇融資方式的原則進行了論述,同時對房地產(chǎn)企業(yè)的融資成本、融資風險以及融資政策進行了深入分析。 關(guān)于我國房地產(chǎn)企業(yè)融資現(xiàn)狀方面,介紹了銀行貸款、股票融資、融資租賃、企業(yè)債券等現(xiàn)有相關(guān)融資方式,通過對國內(nèi)比較典型的房地產(chǎn)企業(yè)融資案例進行剖析,在此基礎(chǔ)上歸納了目前我國房地產(chǎn)企業(yè)融資存在的一些主要問題,包括融資過于依賴銀行、融資渠道單一、房地產(chǎn)企業(yè)融資的限制因素多、房地產(chǎn)金融市場的監(jiān)管和調(diào)控機制尚不完善以及法律制度滯后于房地產(chǎn)融資的發(fā)展等。這些問題制約著房地產(chǎn)企業(yè)融資的發(fā)展,給企業(yè)和銀行甚至國民經(jīng)濟發(fā)展帶來諸多風險。 最后,通過對房地產(chǎn)企業(yè)融資問題的全面分析,以及總結(jié)的問題,從政策制度、金融市場體系、融資渠道多元化、企業(yè)自身發(fā)展等方面,提出了優(yōu)化我國房地產(chǎn)企業(yè)融資結(jié)構(gòu)的對策措施,使之能夠成為我國房地產(chǎn)企業(yè)良性發(fā)展道路上的支撐體系。
[Abstract]:As a capital intensive industry with high risk, high investment and high return, the development of real estate can not be separated from the support of capital. Therefore, the financing ability is very important to real estate enterprises. From the point of view of the development of real estate enterprises in our country at present, There are still many aspects to be improved in real estate financing, and the financing structure and financing methods need to be optimized and improved urgently. Based on the current economic development situation of the real estate enterprises in China, this paper discusses the theory of the financing of the real estate enterprises in our country, and analyzes the present situation of the financing of the real estate enterprises in China in order to optimize the financing structure of the real estate enterprises in our country. Combined with the domestic real estate enterprise financing case, the paper explores the countermeasures to optimize the financing structure of the real estate enterprise. On the theory of real estate enterprise financing, this paper mainly discusses the theoretical connotation of the concept of real estate enterprise financing, the relationship between the real estate industry and the financial industry, and the important role of the financial industry in the real estate industry. This paper analyzes the main factors that affect the choice of financing methods for real estate enterprises: financing cost, financial risk, operating risk and the reliability of the source of funds. This paper discusses the principle of choosing financing mode for real estate enterprises, and analyzes the financing cost, financing risk and financing policy of real estate enterprises. With regard to the current financing situation of real estate enterprises in China, this paper introduces the existing financing methods, such as bank loans, stock financing, financial leasing, corporate bonds, etc., and analyzes the typical real estate enterprise financing cases in China. On this basis, some main problems existing in the financing of real estate enterprises in China are summarized, including excessive reliance on banks for financing, single financing channels and many limiting factors of financing for real estate enterprises. The supervision and control mechanism of real estate financial market is not perfect and the legal system lags behind the development of real estate financing. These problems restrict the development of real estate financing and bring many risks to the development of enterprises, banks and even the national economy. Finally, through the comprehensive analysis and summary of the financing problems of real estate enterprises, from the policy system, the financial market system, the diversification of financing channels, the development of enterprises themselves, etc. This paper puts forward the countermeasures to optimize the financing structure of the real estate enterprises in China so that it can become the supporting system on the road of the benign development of the real estate enterprises in our country.
【學位授予單位】:西安科技大學
【學位級別】:碩士
【學位授予年份】:2013
【分類號】:F275;F299.23
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