本文關(guān)鍵詞：連片特困地區(qū)消費市場規(guī)模對金融減貧的門檻效應研究——基于2009-2015年武陵山片區(qū)31個貧困縣數(shù)據(jù)的分析　出處：《消費經(jīng)濟》2017年03期 　論文類型：期刊論文

  更多相關(guān)文章： 消費市場規(guī)模 金融減貧 面板門檻回歸模型

【摘要】：本文運用Hansen面板門檻模型,檢驗了連片特困地區(qū)消費市場規(guī)模對金融減貧的門檻效應。研究發(fā)現(xiàn):連片特困地區(qū)農(nóng)村金融支持與農(nóng)民收入提高之間呈現(xiàn)非線性關(guān)系,縣域消費市場規(guī)模對農(nóng)村金融減貧具有明顯的門檻效應。當縣域消費市場規(guī)模低于第一門檻值2069.6元時,除扶持性貸款外,其他農(nóng)村信貸支持并不利于農(nóng)戶脫貧增收;當跨越第二門檻值3927.3元時,農(nóng)戶貸款、農(nóng)村企業(yè)貸款和扶持性貸款增加均能顯著提高農(nóng)民收入,且三者減貧成效依次增加,農(nóng)戶小額信貸并未發(fā)揮明顯減貧成效。建議著力構(gòu)建連片特困地區(qū)農(nóng)村電商平臺,加大扶持性貸款力度,發(fā)展新型農(nóng)村經(jīng)營主體,提高農(nóng)村助農(nóng)取款服務點鋪設(shè)率以及擴大農(nóng)業(yè)保險覆蓋面等。
[Abstract]:This paper uses Hansen panel threshold model. This paper examines the threshold effect of the scale of consumer market on financial poverty reduction in the special hardship areas. It is found that there is a nonlinear relationship between the rural financial support and the increase of farmers' income in the special hardship areas. The scale of the county consumer market has a significant threshold effect on rural financial poverty reduction. When the scale of the county consumer market is below the first threshold of 2069.6 yuan, in addition to supportive loans. Other rural credit support is not conducive to household poverty and income; When the second threshold value of 3927.3 yuan, farmers loans, rural enterprises loans and supportive loans can significantly improve the income of farmers, and the results of poverty reduction among the three increased in turn. Farmer micro-credit has not played a significant effect on poverty reduction. It is suggested to build a rural e-commerce platform in special hardship areas, increase the strength of supporting loans, and develop new rural management subjects. Increase rural agricultural withdrawal service point laying rate and expand the coverage of agricultural insurance.
【作者單位】： 中國人民銀行望城支行;
【分類號】：F323.8;F832.43
【正文快照】： 一、引言 消除農(nóng)村貧困人口是“十三五”規(guī)劃制定的重大戰(zhàn)略任務,連片特困地區(qū)(1)是我國未來三年扶貧攻堅的主戰(zhàn)場,2015年連片特困地區(qū)農(nóng)村貧困人口占我國農(nóng)村貧困總?cè)丝?0%以上,連片特困縣占國家扶貧開發(fā)重點縣的72.8%。金融扶貧是減少農(nóng)村貧困的重要路徑之一,我國政府高度

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