【摘要】：文章基于Granger因果檢驗(yàn)和三元線性回歸模型,對(duì)我國(guó)房地產(chǎn)信貸和房地產(chǎn)價(jià)格、土地交易價(jià)格的關(guān)系進(jìn)行了研究,報(bào)告了我國(guó)當(dāng)前房地產(chǎn)市場(chǎng)迅猛發(fā)展的現(xiàn)狀,通過(guò)實(shí)證研究方法,選取1998-2015年我國(guó)房地產(chǎn)信貸、房地產(chǎn)銷售價(jià)格、土地交易價(jià)格的數(shù)據(jù),對(duì)我國(guó)房地產(chǎn)市場(chǎng)的信貸和價(jià)格關(guān)系展開了調(diào)查,研究結(jié)果顯示不同時(shí)期內(nèi)我國(guó)房地產(chǎn)信貸與價(jià)格之間呈現(xiàn)出不一樣的因果關(guān)系。由此提出政策建議,對(duì)我國(guó)不同收入群體實(shí)行相應(yīng)的房地產(chǎn)政策,同時(shí)要求銀行提高房地產(chǎn)信貸的風(fēng)險(xiǎn)意識(shí),加強(qiáng)信貸管理,加快中小戶型商品房、經(jīng)濟(jì)適用房、廉租房的開發(fā)建設(shè)速度,規(guī)范房地產(chǎn)市場(chǎng)的秩序,以期實(shí)現(xiàn)穩(wěn)定我國(guó)房?jī)r(jià),為決策管理層和投資者提供理論依據(jù)的目標(biāo)。
[Abstract]:Based on Granger causality test and ternary linear regression model, this paper studies the relationship between real estate credit, real estate price and land transaction price in China, and reports the present situation of the rapid development of real estate market in China. Through the empirical research method, this paper selects the data of real estate credit, real estate sales price and land transaction price in China from 1998 to 2015, and investigates the relationship between credit and price in China's real estate market. The results show that there is a different causality between real estate credit and price in different periods. Therefore, some policy suggestions are put forward to implement the corresponding real estate policies for different income groups in our country. At the same time, banks are required to improve the risk awareness of real estate credit, strengthen credit management, and speed up the small and medium-sized commercial housing, comfortable housing. The speed of development and construction of low-rent housing standardizes the order of real estate market in order to achieve the goal of stabilizing house prices in China and providing theoretical basis for decision-making management and investors.
【作者單位】： 遼寧大學(xué)經(jīng)濟(jì)學(xué)院;
【分類號(hào)】：F299.23

【相似文獻(xiàn)】

相關(guān)期刊論文 前10條

1 張勝彬;房地產(chǎn)市場(chǎng)應(yīng)重視規(guī)范服務(wù)[J];中國(guó)房地產(chǎn);2000年03期

2 鞠宗甫;刺激個(gè)人住房消費(fèi) 促進(jìn)房地產(chǎn)市場(chǎng)發(fā)展[J];中國(guó)房地產(chǎn);2000年08期

3 舒涓;全國(guó)房地產(chǎn)市場(chǎng)工作會(huì)議在濟(jì)南召開[J];中國(guó)房地產(chǎn);2000年11期

4 ;2000年房地產(chǎn)市場(chǎng)特點(diǎn)[J];w攣胖蕓，

本文編號(hào)：2482122