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論在建工程抵押權(quán)

發(fā)布時(shí)間:2018-11-23 16:06
【摘要】:作為對(duì)傳統(tǒng)抵押的延伸,在建工程抵押是商品經(jīng)濟(jì)交往的結(jié)果。由于它具有促進(jìn)資金流動(dòng)與資金融通,實(shí)現(xiàn)銀行擴(kuò)展貸款業(yè)務(wù)和滿足開(kāi)發(fā)商融資的實(shí)際需要的價(jià)值功能,因此建設(shè)工程抵押在實(shí)際生活中被廣泛應(yīng)用。該制度在我國(guó)仍然屬于新生事物,其在理論上和實(shí)踐上還有待完善。由此,本文從在建工程抵押制度的現(xiàn)實(shí)問(wèn)題出發(fā)進(jìn)行挖掘和研究。在建工程屬于“合成物”,由于其可交換性與交換價(jià)值是隨著工程進(jìn)度而不斷變化的,雖然“在建工程”具有交換價(jià)值,但如何保證在特定時(shí)間確定其價(jià)值是一個(gè)難題。從目前的法律規(guī)定來(lái)看,現(xiàn)行立法并未從可交換性滿足與交換價(jià)值固化的角度設(shè)計(jì)相應(yīng)的制度解決方案,而且,在建工程竣工以后,抵押權(quán)人如何實(shí)現(xiàn)抵押標(biāo)的的轉(zhuǎn)換,也是實(shí)踐中經(jīng)常遇到的問(wèn)題。本文在提出這一問(wèn)題后又主要從完善在建工程抵押登記制度的角度設(shè)計(jì)解決方案,,以求破解在建工程抵押權(quán)制度在實(shí)踐中遇到的難題。其次,在建工程抵押權(quán)設(shè)立以后,可能與其他權(quán)利發(fā)生沖突,這些沖突該如何協(xié)調(diào),也是實(shí)踐中經(jīng)常遇到的問(wèn)題,本文又從將通過(guò)梳理在建工程抵押權(quán)與可能存在的相沖突的其他權(quán)利的關(guān)系來(lái)進(jìn)行剖析。 本文第一部分對(duì)在建工程抵押權(quán)的相關(guān)理論問(wèn)題進(jìn)行分析。從對(duì)在建工程與在建工程抵押權(quán)的含義的界定開(kāi)始,分析了在建工程抵押權(quán)的法理基礎(chǔ)和現(xiàn)實(shí)意義。從在建工程抵押權(quán)的主體、客體等方面闡述了在建工程抵押權(quán)的特征。認(rèn)為在建工程抵押權(quán)客體雖然具有不特定性,但并不影響在建工程抵押權(quán)的設(shè)置。 第二部分針對(duì)在建工程抵押登記制度存在的理論分歧,本文首先分析了在建工程抵押權(quán)登記的性質(zhì),對(duì)在建工程抵押權(quán)登記的法律效力。結(jié)合在建工程承包合同、在建工程抵押合同,闡述了在建工程抵押登記管理機(jī)關(guān)的審查內(nèi)容。在建工程抵押登記轉(zhuǎn)換為房屋抵押權(quán)登記有房地產(chǎn)管理的必然要求,筆者對(duì)轉(zhuǎn)換的方式進(jìn)行了分析。 第三部分本文闡述了現(xiàn)有的我國(guó)在建工程中抵押權(quán)與建設(shè)用地使用權(quán)、建設(shè)工程抵押權(quán)與承包方工程價(jià)款請(qǐng)求權(quán)、建設(shè)工程抵押權(quán)與商品房預(yù)售許可中房屋預(yù)購(gòu)人權(quán)利之間的沖突,并對(duì)沖突的解決提出合理化建議。
[Abstract]:As an extension of the traditional mortgage, the construction mortgage is the result of commodity economic interaction. Because it has the value function of promoting the fund flow and financing, realizing the bank to expand the loan business and meet the actual needs of the developer financing, so the construction project mortgage is widely used in the real life. This system is still a new thing in our country, and it needs to be perfected in theory and practice. Therefore, this paper excavates and studies the realistic problem of mortgage system in construction project. Construction in progress belongs to "composition", because its exchangeability and exchange value are constantly changing with the progress of the project. Although "construction in progress" has exchange value, how to ensure its value at a specific time is a difficult problem. From the current legal provisions, the current legislation does not design corresponding system solutions from the perspective of exchangeability satisfaction and exchange value solidification, and how the mortgagee can realize the conversion of the mortgage subject after the completion of the project under construction. It is also a problem often encountered in practice. After putting forward this problem, this paper mainly designs the solution from the angle of perfecting the mortgage registration system of the construction in progress, in order to solve the problems encountered in the practice of the mortgage system of the construction in progress. Secondly, after the establishment of the mortgage of the construction project in progress, there may be conflicts with other rights. How to coordinate these conflicts is also a common problem in practice. This paper will analyze the relationship between mortgage and other rights that may conflict. The first part of this paper analyzes the relevant theoretical issues of mortgage of construction in progress. Starting from the definition of the meaning of the mortgage of the construction in progress and the construction in progress, this paper analyzes the legal basis and practical significance of the mortgage of the construction in progress. This paper expounds the characteristics of mortgage of construction in progress from aspects of subject and object. It is considered that the object of mortgage in construction works is not specific, but it does not affect the setting of mortgage right in construction works. In the second part, the author analyzes the nature of the mortgage registration of construction in progress and the legal effect of the mortgage registration in progress in view of the theoretical differences existing in the mortgage registration system of the construction in progress. Combined with the contract of construction in progress and the contract of mortgage in progress, this paper expounds the examination contents of the registration administration of mortgage in construction. It is necessary for real estate management to convert mortgage registration into housing mortgage registration. In the third part, the author expounds the mortgage and the right to use the construction land, the mortgage of the construction project and the claim of the contractor's project price. The conflict between the mortgage of construction project and the right of the house buyer in the pre-sale license of commercial housing is discussed, and the reasonable suggestions for resolving the conflict are put forward.
【學(xué)位授予單位】:湘潭大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:D923

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