山西省運(yùn)城市經(jīng)濟(jì)適用住房?jī)r(jià)格問題研究
發(fā)布時(shí)間：2018-08-03 08:08
【摘要】：新型城鎮(zhèn)化為房地產(chǎn)行業(yè)帶來(lái)一個(gè)新契機(jī)，也帶來(lái)一個(gè)新課題。住宅是一個(gè)社會(huì)問題，也是一個(gè)經(jīng)濟(jì)問題。經(jīng)濟(jì)適用住房是我國(guó)根據(jù)國(guó)情的政策選擇，1998年，國(guó)務(wù)院《關(guān)于進(jìn)一步深化城鎮(zhèn)住房制度改革加快住房建設(shè)的通知》提出建立和完善以經(jīng)濟(jì)適用住房為主的住房供應(yīng)體系。經(jīng)濟(jì)適用住房政策的實(shí)施，產(chǎn)生了廣泛的社會(huì)影響力，可以調(diào)節(jié)住房市場(chǎng)的供給和需求，，保障中低收入家庭住房問題，改善人民居住條件，提高人民生活水平，對(duì)加快建設(shè)小康社會(huì)有著重要的意義。 在經(jīng)濟(jì)適用住房開發(fā)中，政府對(duì)其土地費(fèi)用、配套設(shè)施費(fèi)以及稅費(fèi)實(shí)行減免，因而價(jià)格成為經(jīng)濟(jì)適用住房制度的關(guān)鍵，價(jià)格制定是中低收入者最為關(guān)注的問題，其定價(jià)的合理程度直接體現(xiàn)中低收入群體的承受能力①。價(jià)格測(cè)度最重要的是對(duì)中低收入者的收入水平及其購(gòu)房能力進(jìn)行測(cè)算。 本文以山西省運(yùn)城市為例，運(yùn)用經(jīng)濟(jì)學(xué)供給-需求理論，分析經(jīng)濟(jì)適用住房?jī)r(jià)格形成的影響因素，利用近幾年運(yùn)城市經(jīng)濟(jì)適用住房的相關(guān)數(shù)據(jù)，對(duì)中低收入者的可支配收入、房?jī)r(jià)收入比等進(jìn)行測(cè)算。通過(guò)對(duì)運(yùn)城市經(jīng)濟(jì)適用住房供給、銷售和價(jià)格等方面的分析，發(fā)現(xiàn)運(yùn)城市經(jīng)濟(jì)適用住房的供給總體表現(xiàn)不足，各縣市供給不均衡；在銷售方面，運(yùn)城市經(jīng)濟(jì)適用住房受宏觀經(jīng)濟(jì)環(huán)境和政府政策影響較大，由于普通商品房?jī)r(jià)格的上漲，導(dǎo)致中低收入家庭對(duì)經(jīng)濟(jì)適用住房的需求依然很大；在價(jià)格方面，運(yùn)城市經(jīng)濟(jì)適用住房的價(jià)格隨著經(jīng)濟(jì)的發(fā)展在快速上升，且漲幅較大。通過(guò)測(cè)算發(fā)現(xiàn)，運(yùn)城市人均可支配收入總體增長(zhǎng)較快，但中低收入家庭可支配收入增長(zhǎng)相對(duì)緩慢。由于經(jīng)濟(jì)適用住房房屋單價(jià)在升高，造成經(jīng)濟(jì)適用住房房?jī)r(jià)收入比的合理區(qū)間值在增大，亦即運(yùn)城市中低收入家庭能夠承受的住房?jī)r(jià)格在提高，但是對(duì)于經(jīng)濟(jì)適用住房消費(fèi)和保障對(duì)象的低收入家庭和困難家庭來(lái)說(shuō)，其承受的購(gòu)房壓力仍然較大。除此之外，運(yùn)城市經(jīng)濟(jì)適用住房?jī)r(jià)格宏觀調(diào)控力度也有待進(jìn)一步提升。 針對(duì)運(yùn)城市經(jīng)濟(jì)適用住房?jī)r(jià)格出現(xiàn)的問題，政府應(yīng)該及時(shí)進(jìn)行宏觀政策修正，切實(shí)加強(qiáng)經(jīng)濟(jì)適用住房的準(zhǔn)入制度，根據(jù)供給和需求適時(shí)調(diào)整稅收政策和金融政策，同時(shí)進(jìn)一步完善配套機(jī)制，推動(dòng)我國(guó)經(jīng)濟(jì)適用住房健康發(fā)展，保障人民安居樂業(yè)。
[Abstract]:New urbanization brings a new opportunity for real estate industry, but also a new topic. Housing is not only a social problem, but also an economic problem. Affordable housing is the policy choice of our country according to the national conditions. In 1998, the State Council's Circular on further deepening the Reform of Urban Housing system and speeding up Housing Construction proposed to establish and perfect the housing supply system with economic housing as the main body. The implementation of the affordable housing policy has produced a wide range of social influences, which can regulate the supply and demand of the housing market, safeguard the housing problems of low- and middle-income families, improve the living conditions of the people, and raise the living standards of the people. To speed up the construction of a well-off society has an important significance. In the development of affordable housing, the government has reduced and reduced the cost of land, ancillary facilities and taxes and fees, so prices have become the key to the affordable housing system, and price setting is the most concerned issue for low- and middle-income people. The reasonable degree of pricing directly reflects the affordability of middle and low income groups. The most important measure of price is to measure the income level of low-and middle-income people and their ability to buy houses. Taking Yuncheng City of Shanxi Province as an example, this paper applies the theory of supply-demand of economics to analyze the influencing factors of the formation of affordable housing price, and makes use of the relevant data of economical housing in Yuncheng City in recent years to make use of the disposable income of middle and low income people. House price income ratio and so on to carry on the calculation. Through the analysis of the supply, sale and price of economical housing in Yuncheng, it is found that the supply of affordable housing in Yuncheng is insufficient in general, and the supply in counties and cities is not balanced. Economic housing in Yuncheng City is greatly affected by macroeconomic environment and government policies. Due to the rise in the price of ordinary commercial housing, the demand for affordable housing for low- and middle-income families is still very large; in terms of prices, Yuncheng affordable housing prices with the economic development in the rapid rise, and a large increase. It is found that the per capita disposable income of Yuncheng is increasing rapidly, but the growth of disposable income of middle and low income households is relatively slow. Because the unit price of affordable housing is increasing, the reasonable range of affordable housing price to income ratio is increasing, that is, the housing price that low and middle income families in Yuncheng can afford is increasing. But for low-income families and needy families, the pressure of housing purchase is still large. In addition, Yuncheng economic applicable housing prices macro-control efforts to be further improved. In view of the problems arising from the price of affordable housing in Yuncheng, the government should promptly carry out macroeconomic policy revisions, strengthen the system of access to affordable housing, and adjust its tax and financial policies according to supply and demand. At the same time, further improve the supporting mechanism to promote the healthy development of affordable housing, to ensure that the people live and work in peace and contentment.
【學(xué)位授予單位】：山西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F299.23
本文編號(hào)：2161132
[Abstract]:New urbanization brings a new opportunity for real estate industry, but also a new topic. Housing is not only a social problem, but also an economic problem. Affordable housing is the policy choice of our country according to the national conditions. In 1998, the State Council's Circular on further deepening the Reform of Urban Housing system and speeding up Housing Construction proposed to establish and perfect the housing supply system with economic housing as the main body. The implementation of the affordable housing policy has produced a wide range of social influences, which can regulate the supply and demand of the housing market, safeguard the housing problems of low- and middle-income families, improve the living conditions of the people, and raise the living standards of the people. To speed up the construction of a well-off society has an important significance. In the development of affordable housing, the government has reduced and reduced the cost of land, ancillary facilities and taxes and fees, so prices have become the key to the affordable housing system, and price setting is the most concerned issue for low- and middle-income people. The reasonable degree of pricing directly reflects the affordability of middle and low income groups. The most important measure of price is to measure the income level of low-and middle-income people and their ability to buy houses. Taking Yuncheng City of Shanxi Province as an example, this paper applies the theory of supply-demand of economics to analyze the influencing factors of the formation of affordable housing price, and makes use of the relevant data of economical housing in Yuncheng City in recent years to make use of the disposable income of middle and low income people. House price income ratio and so on to carry on the calculation. Through the analysis of the supply, sale and price of economical housing in Yuncheng, it is found that the supply of affordable housing in Yuncheng is insufficient in general, and the supply in counties and cities is not balanced. Economic housing in Yuncheng City is greatly affected by macroeconomic environment and government policies. Due to the rise in the price of ordinary commercial housing, the demand for affordable housing for low- and middle-income families is still very large; in terms of prices, Yuncheng affordable housing prices with the economic development in the rapid rise, and a large increase. It is found that the per capita disposable income of Yuncheng is increasing rapidly, but the growth of disposable income of middle and low income households is relatively slow. Because the unit price of affordable housing is increasing, the reasonable range of affordable housing price to income ratio is increasing, that is, the housing price that low and middle income families in Yuncheng can afford is increasing. But for low-income families and needy families, the pressure of housing purchase is still large. In addition, Yuncheng economic applicable housing prices macro-control efforts to be further improved. In view of the problems arising from the price of affordable housing in Yuncheng, the government should promptly carry out macroeconomic policy revisions, strengthen the system of access to affordable housing, and adjust its tax and financial policies according to supply and demand. At the same time, further improve the supporting mechanism to promote the healthy development of affordable housing, to ensure that the people live and work in peace and contentment.
【學(xué)位授予單位】：山西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F299.23
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