本文選題：公共租賃住房 + 融資模式��； 參考：《西南政法大學(xué)》2013年碩士論文

【摘要】：隨著經(jīng)濟(jì)的快速發(fā)展以及人口的不斷增長，出現(xiàn)了所謂的“夾心層”群體，如何保證“夾心層”群體的住房需求是保障人民基本住宅權(quán)的重要內(nèi)容。在此背景下，我國開始探索公共租賃住房發(fā)展之路。但是，在探索公共租賃住房發(fā)展的道路上，遇到了很多問題，其中最突出的就是資金問題。 本文從法律的角度對公共租賃住房的融資制度進(jìn)行系統(tǒng)的分析和梳理，主要分為四個(gè)部分： 第一部分是公共租賃住房的基本理論。該部分首先闡釋公共租賃住房的概念和特征。公共租賃租住房是指限定建設(shè)標(biāo)準(zhǔn)和租金水平，面向符合規(guī)定條件的城鎮(zhèn)中等偏下收入住房困難家庭、新就業(yè)無房職工和在城鎮(zhèn)穩(wěn)定就業(yè)的外來務(wù)工人員出租的保障性住房，具有產(chǎn)權(quán)共有、政府干預(yù)、主體特定、非盈利性等特征。其次研究公共租賃住房的制度價(jià)值。我國目前“夾心層”群體的住房需求得不到最基本的保障，嚴(yán)重影響了社會(huì)安定。在這樣的背景下，國家開始大力發(fā)展公共租賃住房，不僅能夠解決“夾心層”住房難的問題，也能克服房地產(chǎn)領(lǐng)域的市場失靈和政府失靈，完善我國的住房保障體系，促進(jìn)社會(huì)公平。最后分析當(dāng)前我國發(fā)展公共租賃住房存在的制約因素，特別是資金問題是最主要、最基本的問題。 第二部分是重慶市公共租賃住房及其融資模式的概述。該部分首先闡述了重慶市公共租賃住房的融資現(xiàn)狀，主要是由政府提供無償劃撥的土地、保障多樣化的資金來源，充分發(fā)揮“第三財(cái)政”的保障作用并且構(gòu)建明確融資還款模式。其次闡述重慶市公共租賃住房融資制度的困境，具體表現(xiàn)為政府投入不足、融資渠道有限、融資資金到位率低、缺乏專業(yè)的融資機(jī)構(gòu)、贏利模式不明。最后分析造成公共租賃住房融資困境的原因，主要是缺乏完善的法律法規(guī)、公共租賃住房的價(jià)值取向問題、政府職能未能改變、政策性住房金融體制不完善以及其他相關(guān)配套制度不完善。 第三部分是域外公共租賃住房融資模式的研究。該部分首先對德國、韓國、新加坡、美國和香港等五個(gè)發(fā)達(dá)國家和地區(qū)公共租賃住房的融資制度進(jìn)行分析，然后得出可供我國公共租賃住房融資法律制度借鑒的經(jīng)驗(yàn)，要充分發(fā)揮政府的主 導(dǎo)作用，設(shè)立專門的融資機(jī)構(gòu)，拓寬融資渠道、注重金融創(chuàng)新。在拓寬融資渠道當(dāng)中，重點(diǎn)介紹REITs模式，分析REITs模式在我國公共租賃住房建設(shè)中的可行性以及在我國發(fā)展REITs模式的不利環(huán)境因素。 第四部分是完善我國公共租賃住房融資法律制度的建議。首先明確我國公共租賃住房融資法律制度的政府責(zé)任原則和融資渠道多樣化原則，其次是完善我國公共租賃住房融資模式的具體制度，包括明確各級政府職責(zé)，，完善現(xiàn)有的融資模式，對REITs進(jìn)行專項(xiàng)立法，設(shè)立專門的融資管理機(jī)構(gòu)，完善公共租賃住房的準(zhǔn)入和退出機(jī)制，完善土地供給模式，完善稅收政策和法規(guī)。
[Abstract]:With the rapid development of economy and the continuous growth of population, the so-called "sandwich layer" group has emerged. How to ensure the housing demand of "sandwich layer" group is an important content of ensuring people's basic right to housing. In this context, our country began to explore the road to the development of public rental housing. However, on the way of exploring the development of public rental housing, there are many problems, the most prominent of which is the problem of funds. This paper systematically analyzes and combs the financing system of public rental housing from the angle of law. It is mainly divided into four parts: the first part is the basic theory of public rental housing. This part first explains the concept and characteristics of public rental housing. Public rental housing refers to the affordable housing that is limited to construction standards and rent levels and is available to families with moderate and lower income housing difficulties, newly employed workers without housing, and migrant workers who have stable employment in cities and towns. It has the characteristics of property ownership, government intervention, subject specific, non-profit and so on. Secondly, it studies the institutional value of public rental housing. At present, the housing demand of "sandwich layer" group can not be guaranteed at the most basic level, which seriously affects social stability. Against this background, the state has begun to vigorously develop public rental housing, which can not only solve the problem of "sandwich layer" housing difficulties, but also overcome market and government failures in the field of real estate, and perfect the housing security system in our country. Promote social equity. In the end, the author analyzes the restrictive factors existing in the development of public rental housing in China, especially the capital problem is the most important and basic problem. The second part is an overview of the public rental housing and its financing mode in Chongqing. This part first describes the financing status of public rental housing in Chongqing, mainly provided by the government free transfer of land, to ensure a variety of sources of funding. Give full play to the "third finance" and build a clear financing repayment model. Secondly, this paper expounds the predicament of public rental housing financing system in Chongqing, which is manifested by insufficient government input, limited financing channels, low availability of financing funds, lack of professional financing institutions, and unclear profit model. Finally, the paper analyzes the causes of the financing dilemma of public rental housing, mainly due to the lack of perfect laws and regulations, the value orientation of public rental housing, and the failure of government functions to change. The third part is the research on the financing mode of foreign public rental housing. This part first analyzes the financing system of public rental housing in five developed countries and regions, such as Germany, South Korea, Singapore, the United States and Hong Kong, and then draws the experience that can be used for reference in the legal system of public rental housing financing in China. We should give full play to the leading role of the government, set up special financing institutions, broaden financing channels and pay attention to financial innovation. In the process of broadening the financing channels, the emphasis is placed on the REITs model. This paper analyzes the feasibility of REITs model in the construction of public rental housing in China and the unfavorable environmental factors of developing REITs model in China. The fourth part is the suggestions to perfect the legal system of public rental housing financing in China. Firstly, it clarifies the principle of government responsibility and diversification of financing channels in the legal system of public rental housing financing in China. Secondly, it clarifies the specific system of financing mode of public rental housing in our country, including clarifying the responsibilities of governments at all levels. We should perfect the existing financing model, make special legislation on REITs, set up special financing management institutions, perfect the access and exit mechanism of public rental housing, perfect the land supply mode, and perfect the tax policy and regulations.
【學(xué)位授予單位】：西南政法大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：D922.181;F299.23

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本文編號：1991914