本文選題：貨幣自由兌換 + 金融體系改革��； 參考：《河北大學(xué)》2013年碩士論文

【摘要】：進(jìn)入21世紀(jì)以來，國(guó)際經(jīng)濟(jì)貿(mào)易、金融聯(lián)系日益加深，全球經(jīng)濟(jì)一體化進(jìn)程加劇，作為東盟10+3外長(zhǎng)會(huì)議的核心國(guó)家之一，中國(guó)的貨幣市場(chǎng)化改革對(duì)于促進(jìn)區(qū)域經(jīng)濟(jì)一體化和區(qū)域經(jīng)濟(jì)的健康，穩(wěn)定，蓬勃發(fā)展具有十分重大的現(xiàn)實(shí)意義。人民幣國(guó)際化和我國(guó)金融體制改革已經(jīng)提到了十二五規(guī)劃的發(fā)展藍(lán)圖之中，2012年兩會(huì)總理政府工作報(bào)告中也著重提到與人民幣國(guó)際化同步推進(jìn)的利率、匯率市場(chǎng)化改革以及證券市場(chǎng)改革和人民幣離岸中心的推進(jìn)。貨幣自由兌換是推進(jìn)貨幣國(guó)際化的關(guān)鍵一步，但我國(guó)目前關(guān)于資本賬戶的開放改革卻仍然處于探索階段。 俄羅斯在本國(guó)金融市場(chǎng)不健全的基礎(chǔ)上盲目推進(jìn)貨幣可自由兌換，短時(shí)間內(nèi)完全放開資本市場(chǎng)，雖然在一定時(shí)間內(nèi)起到了提振本國(guó)經(jīng)濟(jì)、促進(jìn)金融發(fā)展等效果，但好景不長(zhǎng)，巨大的國(guó)際資本沖擊俄羅斯金融市場(chǎng)，外資爭(zhēng)相流入股票債券及房地產(chǎn)市場(chǎng)，削弱了政府管理水平，影響了本國(guó)經(jīng)濟(jì)穩(wěn)定，阻礙了俄羅斯市場(chǎng)經(jīng)濟(jì)深化改革。 人民幣可自由兌換的影響因素是很多的，平穩(wěn)良好的宏觀經(jīng)濟(jì)形勢(shì)及政府財(cái)政狀況、完善的市場(chǎng)化金融體系、成熟的微觀市場(chǎng)主體和強(qiáng)有力的政府調(diào)控能力都是實(shí)現(xiàn)貨幣可自由兌換必不可少的條件。與之相比，我國(guó)要實(shí)現(xiàn)貨幣可自由兌換還存在諸多障礙，內(nèi)在配套制度不健全、本國(guó)經(jīng)濟(jì)結(jié)構(gòu)不平衡以及缺乏相應(yīng)完善的法律保障制度等制約因素都嚴(yán)重影響著貨幣可自由兌換的進(jìn)程。 因此，我國(guó)人民幣可自由兌換進(jìn)程要展開，，但又不能盲目加速，要在我國(guó)金融市場(chǎng)不斷完善的基礎(chǔ)上，抓住適當(dāng)?shù)臅r(shí)機(jī)，循序漸進(jìn)的推進(jìn)貨幣的可自由兌換，在此之前，先要做足準(zhǔn)備工作，為人民幣可自由兌換營(yíng)造良好的市場(chǎng)環(huán)境，首先要保持國(guó)內(nèi)宏觀經(jīng)濟(jì)平穩(wěn)運(yùn)行及財(cái)政狀況的良好，其次應(yīng)深化我國(guó)金融體系改革，完善市場(chǎng)化金融體系，加快建立上海香港兩個(gè)金融中心，再次要加快商業(yè)銀行的改革步伐，為本國(guó)創(chuàng)造成熟的微觀市場(chǎng)主體，最后要完善政府宏觀調(diào)控能力，加強(qiáng)我國(guó)金融系統(tǒng)監(jiān)督與管理。
[Abstract]:Since the beginning of the 21st century, with the deepening of international economic and trade and financial ties, and the intensification of the process of global economic integration, as one of the core countries of the ASEAN 103 Foreign Ministers' meeting, China's reform of currency marketization is of great practical significance in promoting regional economic integration, regional economic health, stability and vigorous development. The internationalization of the renminbi and the reform of the financial system of our country have already been mentioned in the development blueprint of the 12th Five-Year Plan. In the government work report of the two sessions of the NPC and CPPCC in 2012, they also highlighted the interest rates that are advanced in keeping with the internationalization of the renminbi. The exchange rate marketization reform and the securities market reform and the RMB offshore center advancement. Currency convertibility is a key step to promote currency internationalization, but the reform of capital account opening in China is still in the exploratory stage. Russia blindly promoted the free convertibility of its currency on the basis of its unsound financial market and completely liberalized the capital market in a short time.Although it has had the effect of boosting its economy and promoting financial development within a certain period of time, the good times have not been long. The huge international capital impinged on the Russian financial market, foreign capital rushed into the stock, bond and real estate market, weakened the government management level, affected the domestic economic stability, hindered the Russian market economy to deepen the reform. There are many factors that affect the convertibility of RMB. The stable and good macroeconomic situation, the government's financial situation, and a sound market-oriented financial system, Mature micro-market subject and powerful government control ability are essential conditions to realize currency convertibility. In contrast, there are still many obstacles to the realization of a freely convertible currency in our country, and the internal supporting system is not perfect. The imbalance of domestic economic structure and the lack of corresponding perfect legal guarantee system have seriously affected the process of freely convertible currency. Therefore, the process of RMB convertibility in China should be carried out, but it cannot be blindly accelerated. On the basis of the continuous improvement of our financial market, we should seize the appropriate opportunity to advance the convertibility of the currency step by step, before that, First of all, we should make good preparations to create a good market environment for the free exchange of RMB. First, we should maintain the smooth operation of the domestic macro economy and the good financial situation, and secondly, we should deepen the reform of our financial system and perfect the market-oriented financial system. To speed up the establishment of two financial centers in Shanghai and Hong Kong, we should speed up the reform of commercial banks, create mature micro-market subjects for our country, perfect the government's macro-control ability and strengthen the supervision and management of our financial system.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.6

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本文編號(hào)：1868125