本文選題：公共租賃住房　切入點(diǎn)：住房補(bǔ)貼　出處：《華中師范大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：作為一種政策性租賃房,公共租賃住房是在我國(guó)城鎮(zhèn)化加速推進(jìn),房地產(chǎn)市場(chǎng)價(jià)格持續(xù)上漲,住房保障覆蓋面較窄,住房問(wèn)題凸顯的背景下提出的,旨在解決“夾心層”人群的住房問(wèn)題,銜接各類保障性住房,銜接普通商品房與保障性住房,完善現(xiàn)有住房保障體系。然而公租房的補(bǔ)貼模式如何有效選擇?其補(bǔ)貼標(biāo)準(zhǔn)與保障邊界如何確定?如何與各類保障性住房、普通商品房進(jìn)行有效銜接?這些問(wèn)題決定著公租房政策實(shí)施的效果,解答這些問(wèn)題有助于完善公租房政策、住房保障體系,具有很好的現(xiàn)實(shí)指導(dǎo)意義。 本文以住房補(bǔ)貼模式為突破口,通過(guò)構(gòu)建數(shù)理模型,研究公租房的補(bǔ)貼標(biāo)準(zhǔn)與保障邊界,進(jìn)而構(gòu)建出以公租房為主體的租賃式住房保障體系。得出的核心結(jié)論如下：首先,在保障對(duì)象判定方面,建議政府改變現(xiàn)有以居民收入和居住面積的判定方式,以租金收入比或月還款額收入比指標(biāo),并結(jié)合居民的原有居住面積,判定保障對(duì)象。其次,在補(bǔ)貼模式選擇方面,政府應(yīng)依據(jù)保障對(duì)象的住房可支付能力強(qiáng)弱以及保障對(duì)象的住房消費(fèi)偏好,采用不同形式的住房補(bǔ)貼模式。具體而言,對(duì)于租金收入比大于0.72的保障對(duì)象,政府應(yīng)采用實(shí)物配租模式；對(duì)于租金收入比小于0.72且偏好于租房消費(fèi)的保障對(duì)象,政府應(yīng)采用貨幣配租模式：對(duì)于月還款收入比大于0.5且偏好于購(gòu)房消費(fèi)的保障對(duì)象,政府應(yīng)采用限定價(jià)格、面積形式；對(duì)于月還款收入比小于0.5且偏好于購(gòu)房消費(fèi)的保障對(duì)象,政府應(yīng)采用稅收減免、貼息等形式。另外,在補(bǔ)貼標(biāo)準(zhǔn)制定方面,對(duì)于廉租房的保障對(duì)象,政府應(yīng)通過(guò)收取具有象征意義的租金,給予較大的住房補(bǔ)貼；對(duì)于公租房的保障對(duì)象,無(wú)論保障對(duì)象采用哪種補(bǔ)貼模式,政府應(yīng)以公平原則,建立反梯度、多層次的合理補(bǔ)貼體系,若采用貨幣配租模式,則補(bǔ)貼上限為補(bǔ)貼比例為58%。此外,在保障邊界界定方面,政府應(yīng)根據(jù)財(cái)政負(fù)擔(dān)能力與居民的住房可支付能力強(qiáng)弱界定住房保障邊界。具體而言,在財(cái)政負(fù)擔(dān)較重時(shí),可調(diào)低保障邊界的上界或降低補(bǔ)貼上限,從而減少住房保障支出；在財(cái)政負(fù)擔(dān)較輕時(shí),反之。最后,在租賃式住房保障體系構(gòu)建方面,建議政府取消經(jīng)濟(jì)適用住房制度,將經(jīng)濟(jì)適用住房納入到公租房保障體系,根據(jù)保障對(duì)象的住房消費(fèi)偏好,給予不同形式的住房補(bǔ)貼。
[Abstract]:As a kind of policy-oriented rental housing, public rental housing is put forward under the background of accelerating urbanization, rising real estate market prices, narrow housing security coverage and prominent housing problems. The purpose is to solve the housing problem of "sandwich layer" people, connect all kinds of affordable housing, connect ordinary commercial housing with affordable housing, and perfect the existing housing security system. However, how to choose the subsidy mode of public rental housing effectively? How to determine the subsidy standard and safeguard boundary? How with all kinds of affordable housing, ordinary commercial housing for effective convergence? These questions determine the effect of the implementation of public rental housing policy. To answer these questions is helpful to improve the public rental housing security system and has a good practical significance. This article takes the housing subsidy pattern as the breakthrough, through constructs the mathematical model, studies the public rental housing subsidy standard and the safeguard boundary, then constructs the rental housing security system with the public rental housing as the main body. The core conclusions are as follows: first, In the aspect of judging the object of security, it is suggested that the government should change the existing method of judging residents' income and living area, and judge the object of protection by the ratio of rent income or monthly repayment income, and combining with the original living area of the residents. In terms of the choice of subsidy mode, the government should adopt different forms of housing subsidy model according to the housing affordability of the guaranteed object and the housing consumption preference of the guaranteed object. For those whose rent income ratio is greater than 0.72, the government should adopt the physical rent allocation model, and for those whose rent income ratio is less than 0.72 and prefers to rent and consume, The government should adopt the pattern of money matching rent: for the guarantee object whose monthly repayment income ratio is greater than 0.5 and prefers to purchase house consumption, the government should adopt the limited price and area form, and for those whose monthly repayment income ratio is less than 0.5 and prefers to purchase house consumption, The government should adopt the form of tax relief and discount interest. In addition, in the aspect of setting the subsidy standard, the government should pay a larger housing subsidy by collecting symbolic rent. For the public rental housing security object, no matter which kind of subsidy mode the guarantee object adopts, the government should establish a reasonable subsidy system with anti-gradient and multi-level according to the principle of fairness. If the monetary rent allocation model is adopted, the subsidy upper limit will be 58%. In addition, With regard to the definition of the safeguard boundary, the government should define the housing security boundary on the basis of the financial affordability and the affordability of the residents. Specifically, when the financial burden is heavy, the upper boundary of the safeguard border may be lowered or the upper limit of the subsidy may be reduced. In order to reduce the expenditure on housing security; when the financial burden is relatively light, on the contrary. Finally, in the construction of the rental housing security system, it is suggested that the government should cancel the affordable housing system and bring the affordable housing into the public rental housing security system. According to the housing consumption preference of security objects, different forms of housing subsidies are given.
【學(xué)位授予單位】：華中師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F299.23

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 中國(guó)社科院財(cái)貿(mào)所城市與房地產(chǎn)經(jīng)濟(jì)研究室課題組;倪鵬飛;;建立多層次的中國(guó)住房公共政策體系[J];財(cái)貿(mào)經(jīng)濟(jì);2008年01期

2 景娟;劉志林;滿燕云;;低收入住房政策的國(guó)際經(jīng)驗(yàn)借鑒:需求方補(bǔ)貼[J];城市發(fā)展研究;2010年06期

3 李進(jìn)濤;譚術(shù)魁;汪文雄;;國(guó)外住房可支付能力研究概要[J];城市問(wèn)題;2009年05期

4 趙青松;李寧;鄧小鵬;;公共租賃房梯度租金模型及算例分析[J];東南大學(xué)學(xué)報(bào)(哲學(xué)社會(huì)科學(xué)版);2010年S2期

5 郭士征;張騰;;中國(guó)住房保障體系構(gòu)建研究——基于“三元到四維”的視角[J];廣東社會(huì)科學(xué);2010年06期

6 倪娜;易成棟;;公共租賃住房租金定價(jià)方法比較研究及其借鑒[J];中國(guó)房地產(chǎn);2011年24期

7 王先柱;劉洪玉;;公共租賃住房定價(jià)模式探析[J];中國(guó)房地產(chǎn);2011年21期

8 陳淮;;建立符合中國(guó)國(guó)情的住房保障體系[J];宏觀經(jīng)濟(jì)管理;2010年11期

9 鄧宏乾;王賢磊;陳峰;;我國(guó)保障住房供給體系并軌問(wèn)題研究[J];華中師范大學(xué)學(xué)報(bào)(人文社會(huì)科學(xué)版);2012年03期

10 強(qiáng)真;;我國(guó)住宅供應(yīng)模式優(yōu)化及價(jià)格形成機(jī)制的研究——基于公共租賃房的啟示[J];價(jià)格理論與實(shí)踐;2009年07期

相關(guān)博士學(xué)位論文 前1條

1 褚超孚;城鎮(zhèn)住房保障模式及其在浙江省的應(yīng)用研究[D];浙江大學(xué);2005年

，

本文編號(hào)：1648962