本文關(guān)鍵詞：我國城鎮(zhèn)居民住房財富分化的程度、特征及其影響研究　出處：《上海師范大學》2014年碩士論文　論文類型：學位論文

  更多相關(guān)文章： 房地產(chǎn) 基尼系數(shù) 房地產(chǎn)財富差距 財富效應(yīng) 居民消費

【摘要】：自1998年房地產(chǎn)市場化改革以來,我國房地產(chǎn)住宅市場發(fā)展迅速,住房的建設(shè)和銷售整體呈逐年上升的趨勢,城鎮(zhèn)居民整體的住房水平得到了很大提高,住房財富逐漸成為居民家庭財富的重要組成部分。然而,住房全面社會化、商品化、市場化的改革影響的不只是局限于住宅市場本身,其中還伴隨著居民住房擁有不均,市場化助漲財富價值從而加大居民收入差距等問題,不利于社會的穩(wěn)定和發(fā)展。此外,隨著居民住房財富的變化,財富效應(yīng)還會對居民的消費支出行為產(chǎn)生影響,從而進一步影響到宏觀經(jīng)濟。 本文利用大型微觀家庭調(diào)查數(shù)據(jù),對我國城鎮(zhèn)居民住房財富分配效應(yīng)導致的住房財富分化的演化路徑和演化結(jié)構(gòu)進行了刻畫和分析,并進一步地,深入分析了住房財富與居民消費之間的關(guān)系,以期為宏觀管理者提供有益的政策和建議,所做的主要工作和結(jié)論如下： (1)在住房財富分化程度和特征的研究中：借鑒基尼系數(shù)的測度原理測算了我國城鎮(zhèn)居民住房財富的基尼系數(shù),并運用群組分解和來源分解方法比較了不同家庭特征和不同住房來源對基尼系數(shù)的貢獻,研究發(fā)現(xiàn)： 從2003年到2010年,我國城鎮(zhèn)居民住房財富差距不斷加大,并且大于收入差距；不同的家庭特征因素對其影響程度不一,組間貢獻度從大至小依次為：區(qū)域差異、收入差距、所處單位性質(zhì)不同、受教育程度不同、年齡差距和性別差異,收入因素成為導致住房財富差距的重要因素；投資性住房財富在城鎮(zhèn)居民住房財富中所占比重越來越高,對城鎮(zhèn)居民住房財富不平等有顯著的促增作用。 (2)在住房財富分化影響的研究中：利用微觀調(diào)查數(shù)據(jù)檢驗了我國城鎮(zhèn)居民家庭總住房財富效應(yīng)的存在性,并比較了不同收入階層、不同地區(qū)、不同年齡段、不同住房類型家庭的住房財富效應(yīng)的差異性,研究發(fā)現(xiàn)： 我國城鎮(zhèn)居民家庭總住房財富對居民消費具有顯著的促進作用,從2003年到2010年,財富效應(yīng)呈現(xiàn)減弱趨勢；住房財富效應(yīng)的發(fā)揮在不同家庭間存在著差異,從收入差異性來說,中等偏高收入組以及高收入組家庭的住房財富效應(yīng)要顯著大于低收入組家庭,中等偏低收入組家庭的住房財富效應(yīng)要顯著偏低,中等收入組的家庭與低收入組家庭住房財富效應(yīng)無顯著差異；從地區(qū)差異性來看,東北地區(qū)家庭住房財富效應(yīng)與中部地區(qū)無顯著差異,東部地區(qū)和西部地區(qū)的財富效應(yīng)相對要高于中部地區(qū)；從戶主年齡差異性看,戶主在30～40歲之間的家庭住房財富效應(yīng)最大,30歲以下與40～50歲戶主的家庭住房財富效應(yīng)無顯著差異,且財富效應(yīng)最�。粡淖》款愋蛠砜�,住房類型為完全自有的家庭住房財富效應(yīng)與租住私房類型的家庭無顯著差異,部分產(chǎn)權(quán)的家庭住房財富效應(yīng)較弱,但不顯著,單位提供的住房類型和免費居住的住房類型的財富效應(yīng)要顯著偏低,其中單位提供的住房類型財富效應(yīng)最低。
[Abstract]:Since 1998, the real estate market reform, the market of real estate in China is developing rapidly, and the overall construction of housing sales showed a rising trend, the overall level of housing for urban residents has been greatly improved, housing wealth and household wealth has gradually become an important part of the overall housing. However, socialization, commercialization. Effect of market-oriented reform is not confined to the housing market itself, which is also accompanied by the residents of the housing have uneven, fueled the wealth value to increase residents' income gap problems such as the market, is not conducive to the stability and development of society. In addition, with changes in housing wealth, affect the consumption behavior of the wealth effect will be residents, thus further affects the macro economy.
In this paper, using micro data, evolution path and evolution of structure lead to housing wealth distribution effect of China's urban residents housing wealth differentiation were described and analyzed, and further, in-depth analysis of the relationship between housing wealth and consumption, in order to provide some policy and suggestions for macro management, mainly the work and conclusions are as follows:
(1) in the study of housing wealth differentiation and the characteristics of the reference measure principle: the Gene coefficient Gene coefficient estimates the housing wealth of urban residents in China, and by using the group decomposition and comparison of different sources of family characteristics and different sources of housing contributions to the Gene coefficients of decomposition method, the study found:
From 2003 to 2010, China's housing wealth gap between urban residents continue to increase, and greater than the income gap between different factors; family characteristics on the impact of a group contribution from large to small is as follows: the regional differences, the income gap between the units of different nature, different level of education, age and gender gap differences in income factors become an important factor in housing wealth gap; investment in housing wealth in urban residents housing wealth proportion is more and more high, the housing wealth inequality is promoting increased remarkably.
(2) the effect of housing wealth differentiation: to test the existence of Chinese Urban Households' total housing wealth effect by survey data, and compare the different income levels, different regions, different ages, different housing wealth effect of different types of housing families, the study found:
China's total urban households housing wealth has significant effect on household consumption, from 2003 to 2010, the wealth effect weakening trend; housing wealth effect in different family differences, from income differences, the housing wealth effect of medium to high income group and high income group family is significantly greater than the the low income group family, lower middle income group family housing wealth effect is significantly low, there was no significant difference between the medium income group family with low income family housing wealth effect; from regional differences, no significant differences in the east north area of family housing wealth effect and the wealth effect of the central region, the eastern region and western region relative higher than the central region; from the householder age difference, the 30 ~ 40 year old family housing wealth effect, under the age of 30 and 40 to 50 years old. No significant differences in family housing wealth effect and the wealth effect of the minimum; from the type of housing, housing type is no significant difference between the full family housing wealth effect and its own private rental type family, weak family housing wealth effect part of the property, but not significantly, the provision of housing units and free housing types the wealth effect to lower the type of housing wealth effect unit provides the lowest.

【學位授予單位】：上海師范大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F299.23

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