【摘要】：我國是一個農(nóng)村人口眾多的國家。由于歷史的原因，，長期處在城鄉(xiāng)二元經(jīng)濟結(jié)構(gòu)中，農(nóng)村經(jīng)濟的發(fā)展落后于城市的經(jīng)濟發(fā)展，農(nóng)村老年人的社會生活保障主要依靠傳統(tǒng)的宗法關(guān)系來維持。隨著新農(nóng)保試點工作的全面展開，農(nóng)村社會養(yǎng)老保險事業(yè)發(fā)展到了一個新的里程碑。論文緊緊圍繞新農(nóng)�；鸨Ｖ翟鲋颠@一核心問題來分析研究，論述了新農(nóng)�；鸸芾怼⑼顿Y渠道、市場化運營模式以及面臨的貶值風(fēng)險。目前新農(nóng)保基金的管理過重強調(diào)安全，而不重視收益，以至于新農(nóng)保基金保值增值模式單一、收益不高，新農(nóng)保基金自身面臨嚴(yán)重的通貨膨脹引起的新農(nóng)�；鹳H值風(fēng)險，揭示出通貨膨脹是新農(nóng)�；鹳H值的主要原因。分析國外養(yǎng)老保險基金的保值增值模式，為解決新農(nóng)保基金保值增值問題提供模式上的借鑒，根據(jù)新農(nóng)�；鸬男再|(zhì)來建立新農(nóng)保基金運營管理激勵模型，并且詳述投資組合的優(yōu)點。最后提出解決新農(nóng)保基金保值增值難題的管理投資運營模式，具體包括：農(nóng)村專業(yè)合作社模式、建立新農(nóng)�；鹑珖硎聲Ｊ健⒊闪⑿滦娃r(nóng)村養(yǎng)老保險銀行模式。短期內(nèi)，由于新農(nóng)保基金的規(guī)模不是很大，采用農(nóng)村專業(yè)合作社模式，而長期來看，由于新農(nóng)�；饠�(shù)量的不斷積累，規(guī)模不斷擴大應(yīng)該采用成立新型農(nóng)村養(yǎng)老保險銀行模式和建立新農(nóng)保基金全國理事會模式。
[Abstract]:China is a country with a large rural population. Because of the historical reasons, the development of rural economy lags behind the development of urban economy, and the social life security of the rural elderly mainly depends on the traditional patriarchal relationship to maintain. With the development of the new rural insurance pilot project, the rural social endowment insurance has developed to a new milestone. This paper focuses on the core problem of maintaining and increasing the value of the new rural insurance fund, and discusses the management of the new rural insurance fund, the investment channel, the market-oriented operation mode and the depreciation risk. At present, the management of the new rural insurance fund is too heavy on security, but not on the income, so that the new rural insurance fund is facing the risk of depreciation of the new rural insurance fund caused by serious inflation, because of the single mode of maintaining and increasing the value of the new rural insurance fund and the low return. Revealed that inflation is the main reason for the depreciation of the new rural insurance fund. In order to solve the problem of maintaining and increasing the value of the new rural insurance fund, the paper analyzes the mode of maintaining and increasing the value of pension insurance fund abroad, and establishes the incentive model of the new rural insurance fund according to the nature of the new rural insurance fund. And detail the advantages of the portfolio. Finally, the paper puts forward the management investment operation mode to solve the problem of maintaining and increasing the value of the new rural insurance fund, including: the rural specialized cooperative mode, the establishment of the national council model of the new rural insurance fund, and the establishment of the new rural old-age insurance bank model. In the short term, because the size of the new rural insurance fund is not very large, the rural specialized cooperative model is adopted, and in the long run, due to the continuous accumulation of new rural insurance funds, The new rural old-age insurance bank model and the new rural insurance fund national council model should be adopted in the continuous expansion of the scale.
【學(xué)位授予單位】：黑龍江八一農(nóng)墾大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F323.89;F842.67

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 關(guān)博;;新型農(nóng)村社會養(yǎng)老保險制度分析——以北京市為例[J];北京工業(yè)大學(xué)學(xué)報(社會科學(xué)版);2009年02期

2 戴中亮;委托代理理論述評[J];商業(yè)研究;2004年19期

3 李珍;王海東;;基本養(yǎng)老保險目標(biāo)替代率研究[J];保險研究;2012年02期

4 杜樂其;劉志國;;基本養(yǎng)老保險基金投資運營模式構(gòu)建——以基金所有權(quán)為視角[J];財經(jīng)科學(xué);2012年07期

5 王紅梅;;建立和完善新型農(nóng)村社會養(yǎng)老保險制度的思考[J];長江論壇;2011年05期

6 王喬;周渭兵;;通貨膨脹、通貨緊縮對基本養(yǎng)老保險個人賬戶基金的影響及對策[J];財貿(mào)經(jīng)濟;2007年01期

7 楊海芬;馬志峰;;我國村鎮(zhèn)銀行發(fā)展的瓶頸及對策[J];滄州師范�？茖W(xué)校學(xué)報;2010年02期

8 李軒紅;;國外農(nóng)村養(yǎng)老保險制度對我國的啟示[J];東岳論叢;2010年12期

9 肖燕娜;;農(nóng)村社會養(yǎng)老保險基金的保值增值途徑研究[J];福建農(nóng)林大學(xué)學(xué)報(哲學(xué)社會科學(xué)版);2006年05期

10 程昱芳;王振華;;養(yǎng)老基金信托運營的法律監(jiān)管研究[J];經(jīng)濟研究導(dǎo)刊;2011年06期

本文編號：2428456