本文選題：瑪納斯縣 + 新型農(nóng)村社會養(yǎng)老保險�。� 參考：《石河子大學(xué)》2013年碩士論文

【摘要】：農(nóng)村社會養(yǎng)老保險制度，作為農(nóng)村社會保障的重要組成部分，在我國農(nóng)村人口比例大、人口老齡化程度日益加劇、工業(yè)化和城鎮(zhèn)化不斷加速實(shí)現(xiàn)的背景下，成為農(nóng)村社會經(jīng)濟(jì)發(fā)展的重要保證。2009年，新農(nóng)保試點(diǎn)工作開始，覆蓋面為全國13%的縣市，同年新疆瑪納斯縣開展了新農(nóng)保的自行試點(diǎn)工作；2010年10月，《中華人民共和國社會保險法》正式出臺，這從較高層次上確認(rèn)了新農(nóng)保的法律地位以及政府對新農(nóng)保的財政責(zé)任；2011年7月，瑪納斯縣被正式納入全國新農(nóng)保試點(diǎn)范圍。然而新農(nóng)保的建設(shè)及實(shí)施目前還處于探索階段，尚存在許多問題，需要從農(nóng)村實(shí)際出發(fā)，根據(jù)地區(qū)情況對制度進(jìn)一步優(yōu)化，以適應(yīng)地區(qū)的發(fā)展水平并促使新農(nóng)保制度可持續(xù)發(fā)展。 本文主要以相關(guān)社會保障理論為基礎(chǔ)，首先分析了瑪納斯縣新農(nóng)保的實(shí)施概況，在分析瑪納斯縣社會經(jīng)濟(jì)發(fā)展?fàn)顩r的基礎(chǔ)上，從新農(nóng)保的創(chuàng)新實(shí)踐與探索、主要經(jīng)驗(yàn)做法、制度建設(shè)的主要特點(diǎn)來分析瑪納斯縣新農(nóng)保實(shí)施的總體情況。其次，根據(jù)實(shí)地調(diào)研結(jié)果，對瑪納斯縣新農(nóng)保實(shí)施效果進(jìn)行評價，，主要從農(nóng)民對新農(nóng)保制度的認(rèn)知及需求情況、農(nóng)民對農(nóng)保經(jīng)辦服務(wù)平臺的評價、對新農(nóng)保實(shí)施方案中關(guān)鍵點(diǎn)的評價以及農(nóng)民繳費(fèi)投保能力和養(yǎng)老金發(fā)放預(yù)測四個方面來評價新農(nóng)保制度在瑪納斯縣的運(yùn)行狀況；再次，基于調(diào)查，分別從農(nóng)民自身，農(nóng)保服務(wù)平臺建設(shè)及制度設(shè)計層面來分析瑪納斯縣新農(nóng)保實(shí)施過程中存在的問題，并分析了國內(nèi)地區(qū)農(nóng)保制度改革創(chuàng)新典型模式對瑪納斯縣新農(nóng)保制度建設(shè)的經(jīng)驗(yàn)借鑒；最后，針對新農(nóng)保制度實(shí)施過程中存在的問題，從建立與縣域經(jīng)濟(jì)、社會、文化發(fā)展程度和方向相協(xié)調(diào)的角度來探討完善瑪納斯縣新農(nóng)保制度及其順利運(yùn)行的對策建議。 本文通過分析得出，瑪納斯縣中老年農(nóng)民參與新農(nóng)保積極性較高，但選擇的繳費(fèi)檔次較低，而青年農(nóng)民對新農(nóng)保制度的認(rèn)同及接受能力不足；新農(nóng)保服務(wù)平臺建設(shè)及經(jīng)辦工作還不夠規(guī)范，信息化建設(shè)滯后；根據(jù)制度的計劃所測算的養(yǎng)老金替代率還比較低，相對于農(nóng)民未來的養(yǎng)老需求還有較大差距，并且農(nóng)�；鸨Ｖ翟鲋的芰^差，還存在與其他社會保障制度銜接不暢的問題。在新農(nóng)保的實(shí)施和發(fā)展中這些問題需根據(jù)實(shí)際情況加以解決，并在制度逐步完善過程中應(yīng)構(gòu)建社會風(fēng)險管理框架，構(gòu)建多元化、多層次的養(yǎng)老格局，使新農(nóng)保發(fā)揮更大作用的同時也彌補(bǔ)其存在的不足。
[Abstract]:As an important part of rural social security, the rural social old-age insurance system is in the background of large proportion of rural population, increasing aging of population, accelerating industrialization and urbanization. It has become an important guarantee for the social and economic development of rural areas. In 2009, the pilot work on new rural insurance began, covering 13 percent of the counties and cities in the country. In the same year, Manas County, Xinjiang, launched a self-pilot project for new rural insurance. In October 2010, the Social Insurance Law of the people's Republic of China was formally promulgated. This confirms the legal status of the new rural insurance and the financial responsibility of the government to the new rural insurance at a higher level. In July 2011, Manas County was formally included in the national new rural insurance pilot scope. However, the construction and implementation of the new rural insurance are still in the exploratory stage, and there are still many problems. It is necessary to further optimize the system according to the actual situation in the countryside and according to the regional conditions. In order to adapt to the development level of the region and promote the sustainable development of the new rural insurance system. Based on the relevant social security theory, this paper first analyzes the general situation of the implementation of the new rural insurance in Manas county. On the basis of the analysis of the social and economic development of Manas county, the paper analyzes the innovative practice and exploration of the new rural insurance, and the main experience and practice. The main characteristics of system construction to analyze the overall situation of the implementation of the new rural insurance in Manas County. Secondly, according to the results of field investigation, this paper evaluates the effect of the new rural insurance system in Manas County, mainly from the farmers' cognition and demand of the new rural insurance system, and the farmers' evaluation of the service platform of the rural insurance agency. Evaluation of the key points in the implementation of the new rural insurance scheme and farmers' ability to pay insurance and pension payment forecast to evaluate the new rural insurance system in Manas County operating situation; again, based on the survey, respectively from the farmers themselves, This paper analyzes the problems existing in the implementation of the new rural insurance system in Manas County from the aspects of the construction of the agricultural insurance service platform and the design of the system, and analyzes the experience of the innovation model of the rural insurance system reform in the domestic areas for reference to the construction of the new rural insurance system in Manas County. In view of the problems existing in the implementation of the new rural insurance system, this paper discusses the countermeasures and suggestions for perfecting the new rural insurance system and its smooth operation in Manas County from the point of view of the coordination with the county economy, society and culture development degree and direction. Based on the analysis, the middle and old farmers in Manas County have a higher enthusiasm to participate in the new rural insurance, but choose a lower level of payment, and the young farmers' acceptance and acceptance of the new rural insurance system is insufficient; The construction and operation of the new rural insurance service platform is not standard enough, and the information construction is lagging behind; the pension replacement rate calculated according to the plan of the system is still relatively low, and there is still a big gap compared with the future pension demand of the peasants. Moreover, the ability of maintaining and increasing the value of rural insurance funds is poor, and there is a problem of poor convergence with other social security systems. In the implementation and development of the new rural insurance, these problems need to be solved according to the actual situation, and in the process of gradually perfecting the system, the social risk management framework should be constructed, and a diversified and multi-level pattern of old-age support should be constructed. Make the new rural insurance play a greater role, but also make up for its shortcomings.
【學(xué)位授予單位】：石河子大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F323.89;F842.67

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