本文選題：湖南省　切入點(diǎn)：林農(nóng)　出處：《中南林業(yè)科技大學(xué)》2014年碩士論文

【摘要】：林業(yè)是我國的基礎(chǔ)產(chǎn)業(yè)和生態(tài)安全屏障,建立一套高效運(yùn)行的森林保險制度,對于轉(zhuǎn)移林業(yè)經(jīng)營風(fēng)險、發(fā)展現(xiàn)代林業(yè)產(chǎn)業(yè)和建設(shè)社會主義新農(nóng)村都具有及其重要的意義。在國家大力推動森林保險發(fā)展的背景下,探索森林保險經(jīng)營形式、提高經(jīng)營管理水平、提供有效的制度保障,是促進(jìn)我國政策性森林保險可持續(xù)發(fā)展的有力保證。 本論文以湖南省林農(nóng)對政策性森林保險的需求為研究主題,具體內(nèi)容主要包括緒論、正文和總結(jié)。首先對選題背景與意義、國內(nèi)與國外相關(guān)的主要文獻(xiàn)以及主要的研究方案進(jìn)行了綜述和分析；其次從經(jīng)濟(jì)學(xué)層面對森林保險的準(zhǔn)公共物品屬性及其基礎(chǔ)理論進(jìn)行了分析；然后又主要對湖南森林保險的基本模式及發(fā)展?fàn)顩r進(jìn)行了分析。接著是本文的核心部分,通過實(shí)地調(diào)研收集了湖南省200戶林農(nóng)的基本信息、對森林保險的認(rèn)知、對林業(yè)風(fēng)險的認(rèn)識、購買和未購買森林保險農(nóng)戶的支付意愿數(shù)據(jù)以及對現(xiàn)行政策性森林保險開展?fàn)顩r的評價意見。采用理論結(jié)合實(shí)際、定性分析和定量分析相結(jié)合以及描述性統(tǒng)計(jì)和實(shí)證相結(jié)合三種方法對調(diào)查結(jié)果進(jìn)行研究,主要結(jié)果如下：湖南省目前實(shí)行的森林保險可以滿足一部分林業(yè)經(jīng)營者降低林業(yè)風(fēng)險的需求,但對現(xiàn)行森林保險的總體滿意度還不是很高,多數(shù)經(jīng)營戶認(rèn)為現(xiàn)行保險的保障水平太低,購買森林保險作用有限,加之保險公司從出險到獲賠的合理性與時效性較預(yù)期也存在一定的差距；進(jìn)一步結(jié)合SPSS19.0軟件對調(diào)查數(shù)據(jù)進(jìn)行了一個二元的logistic回歸分析,得出湖南省林農(nóng)對政策性森林保險需求的顯著影響因素有：林農(nóng)對森林保險的了解程度、對森林保險重要性認(rèn)識、教育層次、家庭人均收入、營林收入占家庭總收入水平、是否受災(zāi)、對森林保險的責(zé)任與保額滿足狀況以及保費(fèi)補(bǔ)貼滿意度,其中營林收入占家庭總收入水平和保額滿足程度2個因素達(dá)到極顯著。最后,從政府、保險公司和林農(nóng)三個層面提出了推動湖南省政策性森林保險發(fā)展的一些具有的對策與建議。
[Abstract]:Forestry is the basic industry and ecological security barrier of our country. The establishment of a set of efficient forest insurance system can transfer the risk of forestry management. It is of great significance to develop the modern forestry industry and to build a new socialist countryside. Under the background of the government vigorously promoting the development of forest insurance, we should explore the management form of forest insurance, improve the management level, and provide effective system protection. Is the promotion our country policy forest insurance sustainable development has the guarantee. In this paper, the demand of forest farmers for policy forest insurance in Hunan Province as the research theme, the specific content mainly includes introduction, text and summary. First of all, the background and significance of the topic. The main domestic and foreign related literature and main research programs are summarized and analyzed. Secondly, the property of quasi-public goods of forest insurance and its basic theory are analyzed from the economic level. Then it mainly analyzes the basic mode and development of Hunan forest insurance. Then the core part of this paper collects the basic information of 200 forest farmers in Hunan province through field research, and the cognition of forest insurance. Understanding of forestry risks, data of farmers' willingness to pay for purchase and non-purchase of forest insurance, and evaluation of the current status of policy forest insurance. Qualitative analysis and quantitative analysis combined with descriptive statistics and empirical methods to study the results of the survey, The main results are as follows: the forest insurance implemented at present in Hunan Province can meet the demand of some forestry operators to reduce forestry risks, but the overall satisfaction with the current forest insurance is not very high. Most operators think that the current insurance level is too low, the role of forest insurance is limited, in addition, there is a certain gap between the rationality and timeliness of insurance companies from insurance to compensation. A binary logistic regression analysis was carried out on the survey data with SPSS19.0 software. The significant influencing factors of forest farmers' demand for policy forest insurance in Hunan Province were as follows: forest farmers' understanding of forest insurance and the importance of forest insurance. Level of education, per capita income of households, forest income as a share of total household income, whether affected, the status of responsibility and coverage for forest insurance, and satisfaction with premium subsidies, Among these two factors, forest income accounted for the total household income and the degree of coverage reached a very significant level. Finally, from the government, Insurance companies and forest farmers put forward some countermeasures and suggestions to promote the development of policy forest insurance in Hunan Province.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.66

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相關(guān)期刊論文 前10條

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本文編號：1700563