本文選題：農(nóng)業(yè)保險(xiǎn)　切入點(diǎn)：安華政策性農(nóng)業(yè)保險(xiǎn)　出處：《長(zhǎng)春工業(yè)大學(xué)》2014年碩士論文

【摘要】：農(nóng)業(yè)是立國(guó)之本,是國(guó)民經(jīng)濟(jì)中的基礎(chǔ)產(chǎn)業(yè)和戰(zhàn)略產(chǎn)業(yè)。但是農(nóng)業(yè)也是一個(gè)弱質(zhì)產(chǎn)業(yè),因?yàn)檗r(nóng)業(yè)經(jīng)常會(huì)面臨各種自然災(zāi)害并且農(nóng)業(yè)本身抵御風(fēng)險(xiǎn)的能力較弱。為了提高農(nóng)業(yè)抵御風(fēng)險(xiǎn)的能力、保障農(nóng)業(yè)的順利發(fā)展,農(nóng)業(yè)保險(xiǎn)成為一種重要手段,并很快成為發(fā)展農(nóng)業(yè)的三大支柱之一,農(nóng)業(yè)保險(xiǎn)能夠有效的轉(zhuǎn)移農(nóng)業(yè)遭受災(zāi)害時(shí)所造成的損失,以此來(lái)保證農(nóng)業(yè)的再生產(chǎn)能力,因此農(nóng)業(yè)保險(xiǎn)對(duì)于農(nóng)村和農(nóng)業(yè)的發(fā)展有著舉足輕重的作用,由于我國(guó)人口基數(shù)大,我國(guó)本身就是傳統(tǒng)的農(nóng)業(yè)大國(guó),農(nóng)業(yè)的發(fā)展直接關(guān)系國(guó)家的發(fā)展,因此我國(guó)農(nóng)業(yè)對(duì)于農(nóng)業(yè)保險(xiǎn)的需求更為強(qiáng)烈,農(nóng)業(yè)保險(xiǎn)制度的建立是一種客觀需求,由于農(nóng)業(yè)本身的特殊性,決定了農(nóng)業(yè)保險(xiǎn)的屬性的特殊,在我國(guó)開(kāi)展的農(nóng)業(yè)保險(xiǎn)屬于政策性農(nóng)業(yè)保險(xiǎn),而安華農(nóng)業(yè)保險(xiǎn)公司是在我國(guó)開(kāi)展農(nóng)業(yè)保險(xiǎn)的大型專業(yè)保險(xiǎn)公司,它的業(yè)務(wù)范圍覆蓋面比較廣,因此安華保險(xiǎn)公司農(nóng)業(yè)保險(xiǎn)業(yè)務(wù)的開(kāi)展能夠有效的帶動(dòng)我國(guó)農(nóng)業(yè)保險(xiǎn)的發(fā)展,安華農(nóng)業(yè)保險(xiǎn)業(yè)務(wù)模式的優(yōu)劣將會(huì)關(guān)系到東北等地區(qū)農(nóng)業(yè)的發(fā)展,因此本文通過(guò)對(duì)安華農(nóng)業(yè)保險(xiǎn)的業(yè)務(wù)運(yùn)作模式進(jìn)行研究,分析其在運(yùn)作效率、理賠模式和保費(fèi)分?jǐn)偰Ｊ椒矫娴膬?yōu)化。本文首先介紹了政策性農(nóng)業(yè)保險(xiǎn)的重要性,同時(shí)分析了國(guó)內(nèi)外農(nóng)業(yè)保險(xiǎn)的發(fā)展?fàn)顩r及相關(guān)研究,然后運(yùn)用數(shù)據(jù)包絡(luò)分析方法,通過(guò)對(duì)全國(guó)主要農(nóng)業(yè)保險(xiǎn)經(jīng)營(yíng)機(jī)構(gòu)的研究,指出了安華政策性農(nóng)業(yè)保險(xiǎn)運(yùn)作模式下存在的缺陷,并進(jìn)行運(yùn)作模式的優(yōu)化,最后提出了相關(guān)的政策建議。
[Abstract]:Agriculture is the foundation of the nation, the basic industry and strategic industry in the national economy. But agriculture is also a weak industry. In order to improve the ability of agriculture to resist risks and ensure the smooth development of agriculture, agricultural insurance has become an important means. And soon became one of the three pillars of the development of agriculture, agricultural insurance can effectively transfer the losses caused by disasters in agriculture, in order to ensure the ability of agricultural reproduction. Therefore, agricultural insurance plays an important role in the development of rural areas and agriculture. Because of the large population base in China, China itself is a traditional agricultural country, and the development of agriculture is directly related to the development of the country. Therefore, the demand for agricultural insurance in our country is more intense. The establishment of agricultural insurance system is an objective demand. Because of the particularity of agriculture itself, it determines the special attribute of agricultural insurance. Agricultural insurance in China belongs to policy-oriented agricultural insurance, while Anhua Agricultural Insurance Company is a large specialized insurance company in our country. Its business coverage is relatively wide. Therefore, the development of agricultural insurance business of Anhua Insurance Company can effectively promote the development of agricultural insurance in China. The merits and demerits of Anhua agricultural insurance business model will be related to the development of agriculture in Northeast China and other regions. Therefore, this paper studies the operational mode of Anhua agricultural insurance, and analyzes the optimization of its operation efficiency, claim mode and premium allocation mode. Firstly, this paper introduces the importance of policy-oriented agricultural insurance. At the same time, it analyzes the development situation and related research of agricultural insurance at home and abroad, and then applies the method of data envelopment analysis to study the main agricultural insurance management institutions in China. This paper points out the shortcomings of Anhua policy agricultural insurance operation mode, optimizes the operation mode, and finally puts forward some relevant policy suggestions.
【學(xué)位授予單位】：長(zhǎng)春工業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F842.66

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