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基于M構(gòu)架理論的ZX銀行信息化發(fā)展策略研究

發(fā)布時(shí)間:2018-08-03 09:22
【摘要】:隨著網(wǎng)絡(luò)技術(shù)的不斷創(chuàng)新和應(yīng)用,信息大爆炸和大數(shù)據(jù)時(shí)代逐步來(lái)臨,信息開(kāi)始作為企業(yè)一種核心資源越來(lái)越受到各類(lèi)組織關(guān)注,如何有效挖掘關(guān)鍵信息,如何有效識(shí)別關(guān)鍵信息,如何有效利用關(guān)鍵信息,已經(jīng)成為當(dāng)今各類(lèi)企業(yè)可持續(xù)發(fā)展和增強(qiáng)經(jīng)濟(jì)力的關(guān)鍵任務(wù),面對(duì)充斥著大量信息的企業(yè)內(nèi)外部環(huán)境,企業(yè)的戰(zhàn)略規(guī)劃、經(jīng)營(yíng)模式、營(yíng)銷(xiāo)渠道、新技術(shù)的運(yùn)用、管理方法都將面臨巨大的挑戰(zhàn)和劇烈的影響,信息化的發(fā)展也將成為企業(yè)未來(lái)很長(zhǎng)一段時(shí)間內(nèi)的重要工作。通過(guò)信息化的建設(shè)和應(yīng)用,必將會(huì)為企業(yè)獲取核心競(jìng)爭(zhēng)優(yōu)勢(shì),提升創(chuàng)新能力帶來(lái)巨大的幫助。作為資本密集型和知識(shí)密集型雙重屬性的銀行,在強(qiáng)調(diào)資本運(yùn)作,提高資本效率的同時(shí),以信息化為代表的知識(shí)、智力和創(chuàng)新已不容無(wú)視,隨著我國(guó)市場(chǎng)利率改革的不斷深入,未來(lái)銀行將面臨巨大的沖擊和挑戰(zhàn),以利率差為主要盈利手段的模式將發(fā)生深刻的變化,創(chuàng)新和服務(wù)將成為金融為未來(lái)發(fā)展的關(guān)鍵因素,因此,如何有效促進(jìn)產(chǎn)品創(chuàng)新和提升服務(wù)質(zhì)量,這些都將有賴于信息化的建設(shè)和應(yīng)用。同時(shí),為了順應(yīng)這一行業(yè)趨勢(shì),作為銀行信息化建設(shè)與管理人員也必須對(duì)組織內(nèi)部的信息化建設(shè)給予充分的重視,通過(guò)明確企業(yè)信息化的發(fā)展戰(zhàn)略,吸收和研發(fā)相關(guān)信息化建設(shè)技術(shù)和方案,為組織的核心競(jìng)爭(zhēng)力提供相應(yīng)的保障和支持,這些都將是銀行信息化建設(shè)者和管理者亟待解決的問(wèn)題和主要任務(wù)。這將是本文研究的主要意義所在。本文通過(guò)對(duì)信息化建設(shè)相關(guān)理論的整理和分析,運(yùn)用M構(gòu)建理論對(duì)ZX銀行的信息進(jìn)行了分類(lèi)處理,結(jié)合ZX銀行信息化建設(shè)的現(xiàn)狀對(duì)存在的問(wèn)題進(jìn)行了分析,希從問(wèn)題產(chǎn)生的原因入手,重新梳理ZX銀行信息化建設(shè)過(guò)程總的關(guān)鍵因素,并建立相應(yīng)的輔助管理措施,已達(dá)到完善和補(bǔ)充ZX銀行信息化建設(shè),為ZX銀行信息化建設(shè)提供決策支持和制度保障。本文希望以ZX銀行信息化建設(shè)為例,通過(guò)對(duì)信息化相關(guān)理論的學(xué)習(xí)和以往文獻(xiàn)的研究,識(shí)別出ZX銀行信息化建設(shè)過(guò)程中存在的問(wèn)題和成因,以便制定出符合ZX銀行信息化發(fā)展戰(zhàn)略的可執(zhí)行方案。本文主要內(nèi)容包括6大部分,第一部分為緒論,首先對(duì)信息化背景進(jìn)行描述、指出本文的研究意義,再介紹本文的研究方法和技術(shù)路線,而后提出本文的研究問(wèn)題和可能的創(chuàng)新點(diǎn)。第二部分為理論綜述,通過(guò)對(duì)信息化建設(shè)相關(guān)理論的回顧和學(xué)習(xí),結(jié)合ZX銀行信息化建設(shè)的實(shí)際情況,選擇適合ZX銀行信息化建設(shè)和管理的知道理論,而后通過(guò)對(duì)以往文獻(xiàn)的整理和研究,提出本文關(guān)注的重點(diǎn)問(wèn)題。第三部分為問(wèn)題及成因分析,通過(guò)運(yùn)用SWOT分析對(duì)ZX銀行的內(nèi)外部環(huán)境進(jìn)行評(píng)價(jià),從而發(fā)展ZX銀行在發(fā)展過(guò)程中所具備的優(yōu)勢(shì)和劣勢(shì)、面對(duì)的機(jī)遇與挑戰(zhàn),并因此為切入點(diǎn)提出ZX銀行信息化建設(shè)存在的問(wèn)題和成因。第四部分為信息化建設(shè)關(guān)鍵要素和指標(biāo)選擇研究,通過(guò)將信息化建設(shè)進(jìn)行分類(lèi),提煉出每項(xiàng)關(guān)鍵性指標(biāo),從而為信息化建設(shè)的落地提供科學(xué)、客觀、合理的評(píng)價(jià)體系。第五部分為政策建議和優(yōu)化策略,進(jìn)一步通過(guò)相關(guān)管理手段完善和改進(jìn)ZX銀行信息化建設(shè)和管理。第六部分為結(jié)論部分,在總結(jié)全文的基礎(chǔ)上指出未來(lái)研究趨勢(shì)和本文可能存在的不足,為今后的研究奠定基礎(chǔ)。
[Abstract]:With the continuous innovation and application of network technology, the big explosion of information and the era of big data are coming. As a core resource of enterprises, information is becoming more and more concerned by various organizations. How to effectively identify key information, how to effectively identify key information and how to use key information effectively has become the sustainable development of all kinds of enterprises. To develop and strengthen the key task of economic power, facing the internal and external environment that is full of information, the strategic planning, management mode, marketing channel, the application of new technology and the management method will face great challenges and intense influence. The development of information will also become an important work for a long time in the enterprise. The construction and application of over information will certainly bring great help to the enterprise to gain the core competitive advantage and enhance the innovation ability. As a capital intensive and knowledge intensive dual attribute bank, while emphasizing capital operation and improving capital efficiency, the knowledge of information and innovation can not be ignored, with our country's intelligence and innovation, with our country With the deepening of the market interest rate reform, the future banks will face great challenges and challenges. The mode of the interest rate difference as the main profit means will change deeply. Innovation and service will become the key factor for the future development of finance. Therefore, how to effectively promote product innovation and improve the quality of service will depend on information technology. At the same time, in order to conform to the trend of this industry, as a bank information construction and management personnel must also give full attention to the construction of information in the organization, through the development strategy of enterprise information, absorption and research and development of related information technology and scheme, for the core competitiveness of the organization to provide the corresponding This will be the main task that the bank information builders and managers need to solve. This will be the main significance of this study. Through the arrangement and analysis of information construction related theories, this paper uses the M construction theory to classify the information of the ZX bank, and combines the ZX bank information construction. The present situation of the existing problems is analyzed. In order to start with the reasons for the problem, to RECOMB the key factors of the ZX bank information construction, and to establish the corresponding auxiliary management measures, it has reached the improvement and supplement of the ZX bank information construction, and provides decision support and system guarantee for the information construction of ZX bank. Taking ZX bank information construction as an example, through the study of information related theory and previous literature, the existing problems and causes in the process of ZX bank information construction are identified in order to formulate an executable plan which is in line with the development strategy of ZX bank information. The main contents of this paper are 6 parts, the first part is the introduction, first of all, The information background is described, the research significance of this article is pointed out, and the research method and technical route of this article are introduced, and then the research problems and possible innovation points are put forward. The second part is a theoretical review. Through the review and study of the related theory of information construction, the practical situation of the construction of ZX bank information construction is combined with the choice of ZX Bank information construction and management know the theory, and then through the past literature collation and research, put forward the focus of the focus of this paper. The third part is the problem and the cause of the analysis, through the use of SWOT analysis of the internal and external environment of ZX bank, thus developing the advantages and disadvantages of ZX bank in the process of development, facing the advantages and disadvantages, The problems and causes of ZX bank information construction are put forward for the breakthrough point. The fourth part is to study the key elements and indexes of information construction. By classifying the information construction, refining out each key index, thus providing a scientific, objective and reasonable evaluation body for the construction of information based on information. The fifth part is the policy suggestion and optimization strategy, and further improve and improve the construction and management of ZX bank informatization through relevant management means. The sixth part is the conclusion part. On the basis of summarizing the full text, it points out the future research trend and the deficiency that may exist in this paper, which lays the foundation for future research.
【學(xué)位授予單位】:陜西師范大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類(lèi)號(hào)】:F832.2

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