【摘要】：在我國(guó)經(jīng)濟(jì)飛速發(fā)展并且參與世界經(jīng)濟(jì)合作的程度逐漸加強(qiáng)的形式下,人民幣逐漸成為國(guó)內(nèi)外關(guān)注的焦點(diǎn),對(duì)“人民幣國(guó)際化”的呼聲越來(lái)越強(qiáng)烈。伴隨著金融危機(jī)的全面爆發(fā),國(guó)際貨幣體系的缺陷逐漸暴露,人民幣國(guó)際化逐漸成為熱議的焦點(diǎn)。實(shí)行人民幣跨境結(jié)算有助于我國(guó)與其他國(guó)家的經(jīng)濟(jì)合作,可以減少對(duì)外貿(mào)易企業(yè)的貨幣兌換成本和風(fēng)險(xiǎn),對(duì)我國(guó)經(jīng)濟(jì)的長(zhǎng)期發(fā)展有十分重要的推動(dòng)作用。 要想實(shí)現(xiàn)人民幣國(guó)際化,首先要實(shí)現(xiàn)人民幣跨境結(jié)算。大力推進(jìn)人民幣跨境結(jié)算是我國(guó)堅(jiān)定不移的政策方針,如果不這樣,不足以確立我國(guó)在國(guó)際上的經(jīng)濟(jì)地位。自人民幣跨境結(jié)算試點(diǎn)以來(lái),一系列推動(dòng)人民幣跨境結(jié)算的政策措施不斷出臺(tái),有力的推動(dòng)了人民幣跨境結(jié)算業(yè)務(wù)的發(fā)展。各商業(yè)銀行受到利益驅(qū)動(dòng),紛紛走向國(guó)外,在世界各地?cái)U(kuò)展網(wǎng)點(diǎn),各企業(yè)走出去的熱情也日益高漲。在這種情況下人民幣跨境結(jié)算業(yè)務(wù)自試點(diǎn)以來(lái)發(fā)展快速。但是基于目前國(guó)際金融市場(chǎng)上人民幣的資金存量有限,境外客戶(hù)接受人民幣的意愿也不強(qiáng),所以人民幣跨境結(jié)算業(yè)務(wù)在發(fā)展的過(guò)程中也會(huì)遇到種種問(wèn)題和困難。如何克服目前發(fā)展跨境貿(mào)易人民幣結(jié)算業(yè)務(wù)中遇到的瓶頸,順利度過(guò)瓶頸時(shí)期,是我們要解決的關(guān)鍵問(wèn)題,也是人民幣通向世界的關(guān)鍵。 論文綜合闡述了國(guó)內(nèi)外貨幣國(guó)際化的相關(guān)理論,首先闡述了人民幣跨境結(jié)算的發(fā)展現(xiàn)狀,從理論上對(duì)人民幣跨境結(jié)算存在的問(wèn)題進(jìn)行總結(jié)：由于我國(guó)處于國(guó)際分工的低端,所以我國(guó)企業(yè)不具備結(jié)算貨幣的選擇權(quán)；人民幣境外流出的渠道狹窄、缺少人民幣清算渠道、政府監(jiān)管不完善。并搜集了大量數(shù)據(jù),運(yùn)用計(jì)量經(jīng)濟(jì)學(xué)的分析方法,對(duì)影響人民幣跨境結(jié)算的因素進(jìn)行實(shí)證分析,并對(duì)實(shí)證分析結(jié)果進(jìn)行分析。最后針對(duì)推進(jìn)人民幣跨境結(jié)算業(yè)務(wù)的發(fā)展提出政策建議：完善人民幣匯率形成機(jī)制,在進(jìn)口貿(mào)易中主動(dòng)使用人民幣結(jié)算,加速實(shí)現(xiàn)人民幣資本項(xiàng)目可自由兌換,加強(qiáng)人民幣金融產(chǎn)品的自主定價(jià)權(quán),拓寬境外人民幣回流渠道。
[Abstract]:With the rapid development of China's economy and the gradual strengthening of its participation in world economic cooperation, RMB has gradually become the focus of attention at home and abroad, and the voice of "RMB internationalization" is becoming stronger and stronger. With the outbreak of the financial crisis, the defects of the international monetary system are gradually exposed, and the internationalization of RMB has gradually become the focus of hot discussion. The implementation of RMB cross-border settlement is helpful to the economic cooperation between China and other countries, can reduce the currency exchange cost and risk of foreign trade enterprises, and plays a very important role in promoting the long-term development of China's economy. In order to realize the internationalization of RMB, first of all, it is necessary to realize cross-border settlement of RMB. Vigorously promoting RMB cross-border settlement is an unswerving policy of our country, if not, it will not be enough to establish China's international economic status. Since the pilot of RMB cross-border settlement, a series of policies and measures to promote RMB cross-border settlement have been issued, which has effectively promoted the development of RMB cross-border settlement business. Driven by interests, commercial banks have gone abroad, expanding outlets all over the world, and the enthusiasm of enterprises to go out is also rising day by day. In this case, RMB cross-border settlement business has developed rapidly since the pilot. However, due to the limited capital stock of RMB in the international financial market and the weak willingness of overseas customers to accept RMB, RMB cross-border settlement business will also encounter various problems and difficulties in the process of development. How to overcome the bottleneck encountered in the development of cross-border trade RMB settlement business and get through the bottleneck period is not only the key problem to be solved, but also the key to the world. This paper comprehensively expounds the relevant theories of currency internationalization at home and abroad, first expounds the development status of RMB cross-border settlement, and theoretically summarizes the problems existing in RMB cross-border settlement: because China is at the low end of the international division of labor, Chinese enterprises do not have the right to choose settlement currency; the channels of RMB outflow from abroad are narrow, the RMB clearing channels are lack, and the government supervision is not perfect. A large number of data are collected, and the factors that affect the cross-border settlement of RMB are analyzed empirically by using econometric analysis methods, and the results of the empirical analysis are analyzed. Finally, some policy suggestions are put forward to promote the development of RMB cross-border settlement business: perfecting the RMB exchange rate formation mechanism, actively using RMB settlement in import trade, speeding up the realization of RMB capital account convertibility, strengthening the independent pricing power of RMB financial products, and widening the channels of RMB return abroad.
【學(xué)位授予單位】：哈爾濱商業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.63

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本文編號(hào)：2509122