本文選題：村鎮(zhèn)銀行 + 績(jī)效　； 參考：《內(nèi)蒙古農(nóng)業(yè)大學(xué)》2013年碩士論文

【摘要】：內(nèi)蒙古農(nóng)牧區(qū)經(jīng)濟(jì)發(fā)展水平較低，廣大農(nóng)牧民過著相當(dāng)貧苦的生活�！叭r(nóng)”和“三牧”問題無疑是影響自治區(qū)新型農(nóng)牧區(qū)建設(shè)的關(guān)鍵，其能否得到順利解決將直接影響內(nèi)蒙地區(qū)廣大農(nóng)牧民的生活水平。雖然造成這種局面的因素很多，但農(nóng)牧區(qū)資金供給不足無疑是一個(gè)重要原因，，而村鎮(zhèn)銀行正是在這一形勢(shì)下產(chǎn)生的。自從2007年村鎮(zhèn)銀行在內(nèi)蒙誕生以來，截止2012年底，已有56家村鎮(zhèn)銀行在內(nèi)蒙地區(qū)成立，其在支持農(nóng)牧區(qū)經(jīng)濟(jì)的發(fā)展、農(nóng)牧民收入水平的提高方面發(fā)揮了極為積極地作用。但同時(shí)應(yīng)該看到村鎮(zhèn)銀行在作為政策性銀行的同時(shí)也是一種商業(yè)性機(jī)構(gòu)，追逐利潤(rùn)最大化的本性使其對(duì)農(nóng)業(yè)這種高風(fēng)險(xiǎn)、低收益的產(chǎn)業(yè)不太感興趣。所以，本文績(jī)效分析時(shí)避開了一般的經(jīng)營績(jī)效評(píng)價(jià)，只分析影響內(nèi)蒙古地區(qū)村鎮(zhèn)銀行“支農(nóng)”績(jī)效的因素。文章著重分析村鎮(zhèn)銀行的設(shè)立狀況（設(shè)立地點(diǎn)、成立時(shí)間和雇傭當(dāng)?shù)貑T工數(shù)量）、資金狀況（注冊(cè)資本、資產(chǎn)規(guī)模和存貸比）和”支農(nóng)”和“支牧”覆蓋面等方面因素對(duì)其“支農(nóng)”和“支牧”績(jī)效的影響。結(jié)果表明，村鎮(zhèn)銀行的“支農(nóng)”和“支牧”績(jī)效與其設(shè)立地點(diǎn)、成立時(shí)間、當(dāng)?shù)貑T工數(shù)量、資產(chǎn)規(guī)模和存貸比相關(guān)，而與注冊(cè)資本、支持農(nóng)戶戶數(shù)和小企業(yè)數(shù)的相關(guān)性不太明顯。
[Abstract]:The level of economic development in Inner Mongolia's agricultural and pastoral areas is relatively low, and the vast number of farmers and herdsmen lead a rather poor life. The problems of "three agriculture" and "three animal husbandry" are undoubtedly the key to the construction of the new-type agricultural and pastoral areas in the autonomous region, and whether they can be solved smoothly will directly affect the living standards of the vast numbers of farmers and herdsmen in Inner Mongolia. Although there are many factors that cause this kind of situation, the shortage of fund supply in agricultural and pastoral areas is undoubtedly an important reason, and the village bank is produced in this situation. Since the birth of village bank in Inner Mongolia in 2007, 56 village banks have been established in Inner Mongolia by the end of 2012, which has played an active role in supporting the development of agriculture and pastoral economy and raising the income level of farmers and herdsmen. But at the same time, it should be seen that the village bank is a kind of commercial institution as well as a policy bank. The nature of pursuing profit maximization makes it less interested in the high risk and low income industry of agriculture. Therefore, this paper avoids the general performance evaluation, and only analyzes the factors that affect the performance of rural banks in Inner Mongolia. This paper focuses on the analysis of the establishment of village banks (location, time of establishment and number of local employees employed), capital situation (registered capital, etc.) The effects of assets size and ratio of deposit to loan) and coverage of "supporting agriculture" and "supporting animal husbandry" on the performance of "supporting agriculture" and "supporting animal husbandry". The results show that the performance of "supporting agriculture" and "supporting animal husbandry" is related to the location, time of establishment, the number of local employees, the size of assets and the ratio of deposit to loan, but it is related to the registered capital. The correlation between the number of supporting households and the number of small enterprises is not obvious.
【學(xué)位授予單位】：內(nèi)蒙古農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.35

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本文編號(hào)：2006241