本文選題：金融生態(tài)環(huán)境 + 京津冀協(xié)同發(fā)展��； 參考：《河北金融學(xué)院》2016年碩士論文

【摘要】：金融業(yè)的健康運行受到經(jīng)濟(jì)發(fā)展水平、社會信用建設(shè)、政府服務(wù)能力等眾多方面因素的影響,國內(nèi)學(xué)者將這些因素所形成的外部環(huán)境稱為“金融生態(tài)環(huán)境”。筆者認(rèn)為金融生態(tài)環(huán)境是影響金融體系的外部條件和基礎(chǔ)環(huán)境的綜合,大致包括宏觀經(jīng)濟(jì)發(fā)展水平、金融組織環(huán)境、社會信用體系、金融法制環(huán)境以及政府服務(wù)能力。優(yōu)良的金融生態(tài)環(huán)境有利于提高地方整體經(jīng)濟(jì)競爭力,實現(xiàn)經(jīng)濟(jì)金融的協(xié)調(diào)可持續(xù)發(fā)展。就目前發(fā)展情況而言,河北省的金融生態(tài)環(huán)境與北京、天津相比,還有很大差距,究其原因,主要是因為河北省經(jīng)濟(jì)發(fā)展水平較落后、金融市場不夠發(fā)達(dá)、社會信用體系不太健全、金融法規(guī)不太完善等。因此,迫切需要壯大河北省經(jīng)濟(jì)金融水平,不斷優(yōu)化河北省金融生態(tài)環(huán)境,以實現(xiàn)黨中央關(guān)于京津冀協(xié)同發(fā)展的戰(zhàn)略目標(biāo)。筆者選取河北省為研究區(qū)域,對其金融生態(tài)環(huán)境進(jìn)行深入剖析,發(fā)現(xiàn)其中存在的問題并提出優(yōu)化對策建議,具有重要的現(xiàn)實意義。本文立足于河北省的實際情況,廣泛收集河北省金融生態(tài)環(huán)境相關(guān)數(shù)據(jù)并進(jìn)行分析,并廣泛開展有關(guān)河北省金融生態(tài)環(huán)境的實地調(diào)研,研究目的非常明確。首先,筆者闡述金融生態(tài)的相關(guān)概念,闡明金融生態(tài)環(huán)境的內(nèi)涵構(gòu)成及特征;其次,筆者提出京津冀協(xié)同發(fā)展的背景環(huán)境,闡述了河北省在京津冀中的定位,論證了河北省優(yōu)化金融生態(tài)環(huán)境的必要性;第三,以河北省為研究區(qū)域,通過廣泛調(diào)研、并結(jié)合官方網(wǎng)站搜集河北省相關(guān)經(jīng)濟(jì)金融相關(guān)信息,闡明河北省金融生態(tài)環(huán)境的現(xiàn)狀;第四,剖析河北省當(dāng)前金融生態(tài)環(huán)境存在的問題;最后,結(jié)合實際提出優(yōu)化河北省金融生態(tài)環(huán)境的對策建議。針對河北省金融生態(tài)環(huán)境存在的問題,筆者提出了相關(guān)對策建議:調(diào)整河北省產(chǎn)業(yè)結(jié)構(gòu),提高河北省經(jīng)濟(jì)增長速度;健全河北省金融體系,擴大企業(yè)融資渠道;政府出臺優(yōu)惠措施,提高社會服務(wù)能力;完善征信制度,推動社會信用體系建設(shè);健全擔(dān)保體系,擴大擔(dān)保機構(gòu)的業(yè)務(wù)范圍;完善金融法律制度,加強金融監(jiān)管。
[Abstract]:The healthy operation of the financial industry is influenced by many factors, such as the level of economic development, the construction of social credit, the ability of government service, and so on. The external environment formed by these factors is called "financial ecological environment" by domestic scholars. The author thinks that the financial ecological environment is the synthesis of the external conditions and the basic environment which affect the financial system, including the level of macroeconomic development, the financial organization environment, the social credit system, the financial legal system environment and the government service ability. The excellent financial ecological environment is conducive to improving the overall economic competitiveness of the local government and realizing the coordinated and sustainable development of the economy and finance. As far as the current development situation is concerned, compared with Beijing and Tianjin, the financial ecological environment of Hebei Province still has a big gap. The main reason is that Hebei Province's economic development level is relatively backward and the financial market is not developed enough. Social credit system is not perfect, financial laws and regulations are not perfect. Therefore, there is an urgent need to strengthen the economic and financial level of Hebei Province, constantly optimize the financial ecological environment in Hebei Province, so as to achieve the strategic goal of the CPC Central Committee on the coordinated development of Beijing, Tianjin and Hebei. The author chooses Hebei Province as the research area, deeply analyzes its financial ecological environment, finds out the existing problems and puts forward the countermeasures and suggestions, which has important practical significance. Based on the actual situation of Hebei Province, this paper collects and analyzes the relevant data of the financial ecological environment of Hebei Province, and carries out extensive field investigation on the financial ecological environment of Hebei Province, the purpose of which is very clear. First of all, the author expounds the related concepts of financial ecology, clarifies the connotation and characteristics of financial ecological environment; secondly, the author puts forward the background environment for the coordinated development of Beijing-Tianjin-Hebei, and expounds the positioning of Hebei Province in the Beijing-Tianjin-Hebei region. The necessity of optimizing the financial ecological environment in Hebei Province is demonstrated. Thirdly, taking Hebei Province as the research area, the present situation of the financial ecological environment in Hebei Province is clarified through extensive investigation and collection of relevant economic and financial information on the official website. Fourthly, it analyzes the problems existing in the current financial ecological environment of Hebei Province, and finally, puts forward some countermeasures and suggestions to optimize the financial ecological environment of Hebei Province. In view of the problems existing in the financial ecological environment of Hebei Province, the author puts forward some countermeasures and suggestions: adjusting the industrial structure of Hebei Province, improving the economic growth rate of Hebei Province, perfecting the financial system of Hebei Province, and expanding the financing channels of enterprises; The government has introduced preferential measures to improve the social service capacity; to perfect the credit system and promote the construction of the social credit system; to improve the guarantee system and expand the scope of business of the guarantee institutions; to perfect the financial legal system and to strengthen financial supervision.
【學(xué)位授予單位】：河北金融學(xué)院
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：F832.7

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