發(fā)布時(shí)間：2018-04-05 01:27

  本文選題：浦發(fā)銀行長(zhǎng)沙分行　切入點(diǎn)：內(nèi)部控制系統(tǒng)　出處：《湖南大學(xué)》2013年碩士論文

【摘要】：隨著我國(guó)改革開(kāi)放不斷深入,我國(guó)的商業(yè)銀行也得到了迅速發(fā)展,銀行的業(yè)務(wù)發(fā)展日趨成熟,從而帶動(dòng)和促進(jìn)了國(guó)民經(jīng)濟(jì)的快速增長(zhǎng)和迅速崛起,但目前我國(guó)商業(yè)銀行的競(jìng)爭(zhēng)力和金融監(jiān)管能力還不強(qiáng),內(nèi)部的、潛在的風(fēng)險(xiǎn)比較大。如何通過(guò)有效的銀行內(nèi)部控制,有效防范、控制和化解風(fēng)險(xiǎn),保障銀行體系的穩(wěn)定和安全,是一個(gè)需要深入研究的重大課題。 本文針對(duì)浦發(fā)銀行長(zhǎng)沙分行內(nèi)部控制系統(tǒng)體系化程度不高,風(fēng)險(xiǎn)管理技能缺乏,日常業(yè)務(wù)操作風(fēng)險(xiǎn)管理粗放,關(guān)鍵環(huán)節(jié)存在管理漏洞等現(xiàn)象,針對(duì)性地提出了浦發(fā)銀行長(zhǎng)沙分行內(nèi)部控制系統(tǒng)改進(jìn)優(yōu)化方案設(shè)計(jì)。方案設(shè)計(jì)從浦發(fā)銀行長(zhǎng)沙分行全面風(fēng)險(xiǎn)體系的剖析出發(fā),對(duì)內(nèi)部控制縱向的公司治理、組織架構(gòu)和橫向的崗位職責(zé)劃分、風(fēng)險(xiǎn)管理機(jī)制、內(nèi)控文化建設(shè)進(jìn)行了闡述,有效解決內(nèi)部控制各要素的功能發(fā)揮。為了確保其內(nèi)部控制系統(tǒng)改進(jìn)優(yōu)化后的順利實(shí)施,本研究還從組織結(jié)構(gòu)、體制機(jī)制、人員規(guī)范、流程理順、業(yè)務(wù)經(jīng)營(yíng)設(shè)計(jì)等方面提出了相關(guān)實(shí)施策略措施和保障,為全面風(fēng)險(xiǎn)管理進(jìn)一步拓寬了思路。 本研究期望通過(guò)對(duì)浦發(fā)銀行長(zhǎng)沙分行內(nèi)部控制系統(tǒng)進(jìn)行改進(jìn)優(yōu)化的研究,能強(qiáng)化浦發(fā)銀行長(zhǎng)沙分行的內(nèi)控制度基礎(chǔ)管理,推進(jìn)風(fēng)險(xiǎn)管理制度完善,逐步樹(shù)立全面的風(fēng)險(xiǎn)防控意識(shí),實(shí)現(xiàn)浦發(fā)銀行長(zhǎng)沙分行風(fēng)險(xiǎn)管理體系化、精細(xì)化,確保浦發(fā)銀行長(zhǎng)沙分行業(yè)務(wù)健康、持續(xù)、穩(wěn)定的發(fā)展,并對(duì)我國(guó)銀行業(yè)乃至企事業(yè)單位內(nèi)部控制系統(tǒng)的研究和實(shí)踐起到一定的借鑒作用。
[Abstract]:With the deepening of China's reform and opening up, China's commercial banks has been the rapid development of banking business development matures, so as to stimulate and promote the rapid growth of the national economy and the rapid rise, but now the competitiveness of China's commercial banks and financial regulatory capacity is not strong, the potential risk is relatively large how to through effective internal control, to effectively prevent, control and resolve the risks, stability and security of the banking system, is an important topic to be further studied.
Based on the internal control system of Shanghai Pudong Development Bank Changsha branch level is not high, the lack of risk management skills, operational risk management, the existence of loopholes in management and other key aspects of the phenomenon, put forward the internal control system of Shanghai Pudong Development Bank branch Changsha improvement scheme design optimization design. From the analysis of Shanghai Pudong Development Bank Changsha branch comprehensive risk system based on the internal control of vertical corporate governance, organizational structure and horizontal responsibility division, risk management mechanism, the construction of the internal control culture are discussed, effectively solve the elements of the internal control function. In order to ensure that the internal control system improved the smooth implementation of the research from the organizational structure, institutional mechanisms, personnel the process specification, straighten out, put forward relevant strategies and safeguard measures of business design, comprehensive risk management into a The step widened the way of thinking.
This research is expected to improve the optimization of the research based on the internal control system of Shanghai Pudong Development Bank Changsha branch, the internal control system can strengthen the basic management of Shanghai Pudong Development Bank Changsha branch, to promote the improvement of risk management system, and gradually establish a comprehensive risk prevention awareness, implementation of risk management system of Changsha branch of Shanghai Pudong Development Bank, the fine, to ensure the healthy, Shanghai Pudong Development Bank Changsha branch business continuity, stability and development, the research and practice of the internal control system of China's banking industry and enterprises play a certain reference role.

【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.33

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