【摘要】：住房是一種權(quán)利。我國住房保障制度自1980年至今經(jīng)歷了30多年的發(fā)展，逐步建立起包括經(jīng)濟(jì)適用房、廉租房、住房公積金、公租房在內(nèi)的住房保障體系�？梢哉f，現(xiàn)行體制對于幫助人們解決住房問題、提高居住水平和推動經(jīng)濟(jì)社會健康發(fā)展都具有相當(dāng)重要的意義。建立完善的住房保障制度，為公民提供更多、更好的社會福利，是世界各國一直努力的方向，同時(shí)也是各國政府面臨的挑戰(zhàn)。住房保障體系內(nèi)的公租房政策是最新制定的，旨在保障“夾心層”居住的權(quán)利，針對性較強(qiáng)；而自1999年開始實(shí)行的住房公積金制度，受眾范圍最廣，是我國最具普遍性的住房保障制度。那么，它們各自具有什么特點(diǎn)，，發(fā)揮了什么作用，在實(shí)施過程中又面臨怎樣的困境？進(jìn)而探討二者間關(guān)系：能否互為補(bǔ)充，互相促進(jìn)，推動我國住房保障制度科學(xué)、健康發(fā)展？這是本文論證的目的。 本文首先對住房保障的一些概念進(jìn)行了界定，然后介紹了研究的理論淵源——馬克思主義社會保障理論，主要包括馬克思對資本主義工業(yè)化的考察、恩格斯關(guān)于解決城市住宅問題的認(rèn)識等。文章繼續(xù)介紹了國內(nèi)外住房保障制度發(fā)展情況，其中國外方面重點(diǎn)介紹了三個(gè)國家的先進(jìn)經(jīng)驗(yàn)；國內(nèi)方面，回顧了我國住房保障制度的發(fā)展歷程，歸納總結(jié)了制度設(shè)計(jì)的初衷和特點(diǎn)，并指出了存在的缺陷和不足。文章重點(diǎn)對住房公積金和公租房制度進(jìn)行對比說明，具體區(qū)分了兩者的保障范圍、作用形式和存在的局限性。最后，提出了本文的觀點(diǎn)：住房公積金和公租房制度互為補(bǔ)充，住房公積金可以投資公租房建設(shè)、可以提取用于支付房租等。而公租房政策則可以暫時(shí)解決住房公積金對于新繳存職工保障作用薄弱的問題。
[Abstract]:Housing is a right. The housing security system of our country has been developed for more than 30 years since 1980, and the housing security system including comfortable housing, low-rent housing, housing accumulation fund and public rental housing has been established step by step. It can be said that the current system is of great significance to help people solve the housing problem, improve the living level and promote the healthy development of economy and society. To establish a perfect housing security system to provide more and better social welfare for citizens is the direction of all countries all over the world, but also the challenge that governments are facing. The public rental housing policy in the housing security system is the latest to ensure the "sandwich layer" of the right to live, targeted; The housing provident fund system, which has been implemented since 1999, has the widest audience and is the most universal housing security system in China. So, what are their respective characteristics, what role have they played, and what difficulties they face in the process of implementation? Then discusses the relationship between the two: can complement each other, promote the scientific housing security system, healthy development? This is the purpose of this paper. This paper first defines some concepts of housing security, then introduces the theoretical origin of the research-Marxist social security theory, mainly including Marx's investigation of capitalist industrialization. Engels' understanding of solving urban housing problems. The article continues to introduce the development of housing security system at home and abroad, in which the foreign side focuses on the advanced experience of three countries; At home, the author reviews the development of the housing security system in China, summarizes the original intention and characteristics of the system design, and points out the defects and shortcomings. This paper focuses on the housing accumulation fund and the public rental housing system, specifically differentiating the scope of protection, the form of action and the limitations of the two. Finally, this paper puts forward the point of view: housing provident fund and public rental housing system complement each other, housing accumulation fund can be invested in public rental housing construction, can be extracted to pay rent and so on. The public rental housing policy can temporarily solve the housing accumulation fund for the new pay-in-employee security problem.
【學(xué)位授予單位】：曲阜師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F842.6;F299.23

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相關(guān)期刊論文 前2條

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本文編號：2341086