本文選題：集合資金信托 + 受托人義務(wù)　； 參考：《復(fù)旦大學(xué)》2013年碩士論文

【摘要】：近幾年,我國集合資金信托產(chǎn)品快速發(fā)展。在繁榮的同時,也不斷發(fā)生集合資金信托在設(shè)立及推介階段不規(guī)范,將“有毒”信托產(chǎn)品進(jìn)行推介而導(dǎo)致投資者利益受損,信托公司、銀行與投資者陷入糾紛的現(xiàn)象。集合資金信托產(chǎn)品“先尋找項目再募集資金進(jìn)行投資、管理”的結(jié)構(gòu)特點(diǎn),使得在信托關(guān)系前的義務(wù)規(guī)制十分重要,而適當(dāng)性規(guī)則作為國外發(fā)達(dá)金融市場普遍運(yùn)用的規(guī)則,有助于在推介階段對投資者進(jìn)行保護(hù),其在集合資金信托中也可適用。我國在推介集合資金信托方面已經(jīng)粗線條地確立了適當(dāng)性規(guī)則,但需待完善。 本文即在對適當(dāng)性規(guī)則進(jìn)行概念、內(nèi)容和立法例考察的基礎(chǔ)上,分析我國集合資金信托適當(dāng)性規(guī)則的現(xiàn)狀及問題,并就集合資金信托適當(dāng)性規(guī)則的內(nèi)容完善和民事責(zé)任制度的構(gòu)建提出建議。 本文除引言外,共分為三章。 第一章總結(jié)了適當(dāng)性規(guī)則的概念及內(nèi)容,觀察美國、歐盟、日本和韓國的適當(dāng)性規(guī)則的制度經(jīng)驗(yàn),為我國集合資金信托適當(dāng)性規(guī)則完善提供域外經(jīng)驗(yàn)。 第二章梳理了我國現(xiàn)行集合資金信托適當(dāng)性規(guī)則的規(guī)定,探討集合資金信托適當(dāng)性規(guī)則在規(guī)范層面和實(shí)踐層面存在的問題。前者包括立法層級偏低與系統(tǒng)性差、投資者合格與分類缺陷問題,產(chǎn)品分類問題和責(zé)任救濟(jì)措施問題。而后者主要包括“剛性兌付”和受托人行為失范。 第三章從兩個層面討論集合資金信托適當(dāng)性規(guī)則的完善,其一,要完善適當(dāng)性規(guī)則的規(guī)范體系,并在規(guī)范體系中確立適當(dāng)性規(guī)則具體內(nèi)容。其二,要構(gòu)建違反集合資金信托適當(dāng)性規(guī)則的民事責(zé)任制度。
[Abstract]:In recent years, China's pooled funds trust products have developed rapidly. At the same time, during the prosperity, the collective fund trust is not standardized in the stage of establishment and recommendation, and the "toxic" trust products are recommended, which results in the loss of investors' interests, and the disputes between trust companies, banks and investors. The structural characteristics of pooled fund trust products such as "first looking for projects and then raising funds for investment and management" make the regulation of obligations before trust relationship very important, while the rule of appropriateness is widely used in foreign developed financial markets. Helps to protect investors in the referral phase, which can also be applied in pooled funds trusts. Our country has established the appropriate rule in the aspect of introducing the pooled fund trust, but it needs to be perfected. On the basis of analyzing the concept, content and legislative examples of appropriateness rules, this paper analyzes the present situation and problems of the appropriateness rules of collective funds trust in China. It also puts forward some suggestions on the perfection of the rules of appropriateness of pooled funds trust and the construction of civil liability system. In addition to the introduction, this article is divided into three chapters. The first chapter summarizes the concept and content of appropriateness rules, observes the institutional experience of the appropriate rules of the United States, the European Union, Japan and Korea, and provides extraterritorial experience for the perfection of the appropriate rules of pooled funds trust in China. The second chapter combs the provisions of the current rules of the appropriateness of the pooled funds trust, and discusses the problems of the rules of the appropriateness of the pooled funds trust at the normative and practical levels. The former includes low legislative level and poor system, investor qualification and classification defect, product classification and liability relief measures. The latter mainly includes "rigid payment" and misconduct of trustees. The third chapter discusses the perfection of the appropriateness rules of pooled funds trust from two aspects. First, we should perfect the normative system of appropriateness rules, and establish the concrete contents of appropriateness rules in the normative system. Second, it is necessary to construct civil liability system which violates the rules of appropriateness of pooled funds trust.
【學(xué)位授予單位】：復(fù)旦大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：D922.282

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本文編號：2070590