本文選題：保障性住房 + 資金需求�。� 參考：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2013年碩士論文

【摘要】：保障性住房作為一項(xiàng)關(guān)系民生的重要保障性安居工程，已經(jīng)得到了我國(guó)政府的大力支持。根據(jù)我國(guó)保障性住房建設(shè)目標(biāo)，到“十二五”末，完成3600萬(wàn)套保障性住房建設(shè)任務(wù)，使保障性住房占城鎮(zhèn)居民住房比例達(dá)20%左右。從目前暴露出的問(wèn)題看，資金不足是制約我國(guó)保障性住房體系建設(shè)的主要瓶頸。本文以此為背景，試圖探索保障性住房的多元化融資渠道，目的在于完善我國(guó)保障性住房的融資體系，使資金得到有效合理的利用。 本文首先闡釋了探索保障性住房融資的相關(guān)理論，明確了保障性住房的基本屬性，并為全文對(duì)于保障性住房的融資分析奠定了基礎(chǔ)。進(jìn)而，全面介紹了我國(guó)保障性住房的總體結(jié)構(gòu)和建設(shè)進(jìn)度，并重點(diǎn)從供需兩方面對(duì)目前保障性住房的資金情況進(jìn)行了詳細(xì)分析，得出目前我國(guó)保障性住房的資金供需缺口，從而明確了解決保障性住房融資問(wèn)題的意義和緊迫性。為探索出適合我國(guó)國(guó)情的保障性住房融資渠道，本文接下來(lái)深入剖析了目前制約我國(guó)保障性住房融資的主要因素，并且總結(jié)了國(guó)內(nèi)外保障性住房融資的成功經(jīng)驗(yàn)和從中得到的啟示，最終結(jié)合我國(guó)國(guó)情和國(guó)內(nèi)外經(jīng)驗(yàn)，提出了完善我國(guó)保障性住房融資模式的政策建議，即完善保障性住房法律保障體系；繼續(xù)加大中央和地方政府財(cái)政支持力度，同時(shí)著力發(fā)揮財(cái)政資金的杠桿效應(yīng)；完善住房公積金制度；創(chuàng)新信貸模式、完善金融政策，引導(dǎo)商業(yè)銀行和企業(yè)積極投身保障性住房建設(shè)；除此之外，要利用好REITs等多樣化的金融工具和建設(shè)模式，，開(kāi)辟更加多樣的融資渠道，為保障性住房建設(shè)提供更有力的資金保障。
[Abstract]:As an important security housing project, affordable housing has been strongly supported by our government. According to the goal of the construction of the indemnificatory housing in our country, by the end of the 12th Five-Year Plan, 36 million sets of the construction of the supportable housing will be completed, and the proportion of the indemnificatory housing to the housing of the urban residents will be about 20%. In view of the problems exposed at present, the shortage of funds is the main bottleneck restricting the construction of the indemnificatory housing system in China. Based on this background, this paper attempts to explore the diversified financing channels of affordable housing, with the aim of perfecting the financing system of affordable housing in China and making effective and rational use of funds. This paper first explains the related theories of affordable housing financing, clarifies the basic attributes of affordable housing, and lays a foundation for the financing analysis of affordable housing in this paper. Then, the overall structure and construction progress of the indemnificatory housing in our country are introduced in an all-round way, and the financing situation of the current indemnificatory housing is analyzed in detail from the two aspects of supply and demand, and the gap between the supply and demand of the indemnificatory housing in our country is obtained. Thus, the significance and urgency of solving the problem of affordable housing financing are clarified. In order to find out the suitable financing channels for affordable housing in China, this paper analyzes the main factors that restrict the financing of affordable housing in China. And summarized the successful experience and enlightenment of the affordable housing financing at home and abroad, finally combined with our national conditions and domestic and foreign experience, put forward the policy recommendations to perfect the model of the affordable housing financing in our country. That is, to improve the legal security system of affordable housing; to continue to increase the financial support of the central and local governments, and at the same time to exert the leverage effect of financial funds; to perfect the housing accumulation fund system; to innovate the credit model; to improve the financial policy, To guide commercial banks and enterprises to actively participate in the construction of affordable housing; in addition, it is necessary to make good use of various financial instruments and construction models such as REITs, to open up more diversified financing channels, and to provide more effective financial security for the construction of affordable housing.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F299.233.4

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 鄧中美;;社會(huì)保障性住房市場(chǎng)化運(yùn)作中的BT模式探索[J];重慶科技學(xué)院學(xué)報(bào)(社會(huì)科學(xué)版);2010年11期

2 李晶;;保障性住房建設(shè):現(xiàn)狀、影響及融資模式[J];國(guó)際融資;2010年11期

3 賈康;孫潔;;公私合作 共“保”保障房[J];傳承;2012年03期

4 雷蕙;宇羅華;;關(guān)于REITs在廉租房融資運(yùn)用中的探討[J];市場(chǎng)論壇;2008年12期

5 黃成娟;;廉租房融資模式研究[J];經(jīng)濟(jì)與管理;2008年06期

6 朱丹丹;;淺析我國(guó)住房公積金支持保障性住房的新規(guī)[J];經(jīng)濟(jì)論壇;2010年08期

7 單克強(qiáng);;對(duì)我國(guó)住房保障制度的探討[J];金融教學(xué)與研究;2010年03期

8 張蓉;;我國(guó)保障性住房現(xiàn)狀分析[J];今日南國(guó)(理論創(chuàng)新版);2009年07期

9 張小軍;;淺析我國(guó)地方政府債券風(fēng)險(xiǎn)管理[J];農(nóng)村經(jīng)濟(jì)與科技;2010年10期

10 巴曙松;張旭;王淼;;中國(guó)廉租房的融資特征及其發(fā)展路徑研究[J];西南金融;2006年10期

相關(guān)碩士學(xué)位論文 前10條

1 李博洋;我國(guó)住房金融模式研究[D];首都經(jīng)濟(jì)貿(mào)易大學(xué);2005年

2 楊靜;房地產(chǎn)投資信托（REITs）在我國(guó)的發(fā)展探討[D];西南財(cái)經(jīng)大學(xué);2006年

3 高峰;我國(guó)城鎮(zhèn)廉租住房融資模式研究[D];武漢理工大學(xué);2007年

4 周鵬;關(guān)于我國(guó)地方政府發(fā)行債券相關(guān)問(wèn)題的探討[D];中央財(cái)經(jīng)大學(xué);2008年

5 李娟霞;廈門(mén)市社會(huì)保障性經(jīng)濟(jì)適用住房政策改進(jìn)探析[D];廈門(mén)大學(xué);2008年

6 馬峰;烏魯木齊市經(jīng)濟(jì)適用房市場(chǎng)分析研究[D];西安建筑科技大學(xué);2009年

7 李?lèi)?ài)娟;我國(guó)廉租房保障問(wèn)題及對(duì)策研究[D];湖南師范大學(xué);2009年

8 王毅軍;武漢市住房保障體系構(gòu)建對(duì)策研究[D];華中科技大學(xué);2008年

9 趙鵬;我國(guó)公共租賃住房融資模式研究[D];安徽大學(xué);2010年

10 劉潔;我國(guó)保障性住房財(cái)政支出政策研究[D];湖南大學(xué);2010年

本文編號(hào)：1963304