發(fā)布時(shí)間：2018-02-21 14:10

  本文關(guān)鍵詞： 碳金融 商業(yè)銀行 風(fēng)險(xiǎn)　出處：《北京郵電大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：為了緩解全球溫室效應(yīng)加劇、極端氣候頻發(fā)這一現(xiàn)象,實(shí)現(xiàn)經(jīng)濟(jì)發(fā)展與環(huán)境保護(hù)相互協(xié)調(diào)、相互促進(jìn)的發(fā)展模式,世界各國(guó)積極倡導(dǎo)低碳發(fā)展、循環(huán)經(jīng)濟(jì)、碳金融等可持續(xù)發(fā)展策略。尤其是在《聯(lián)合國(guó)氣候變化框架公約》以及《京都協(xié)議書(shū)》的簽訂之后,各個(gè)國(guó)家紛紛加入碳減排行列,積極開(kāi)拓碳金融市場(chǎng),努力實(shí)現(xiàn)經(jīng)濟(jì)發(fā)展與環(huán)境保護(hù)的雙贏。我國(guó)作為溫室氣體排放大國(guó),必然存在巨大的碳金融市場(chǎng)。我國(guó)商業(yè)銀行應(yīng)緊緊抓住這一機(jī)遇,積極參與交易市場(chǎng),開(kāi)展碳金融交易業(yè)務(wù)；同時(shí)也應(yīng)高度重視碳金融這一新興金融產(chǎn)物所帶來(lái)的挑戰(zhàn)與風(fēng)險(xiǎn),正確甄別各個(gè)風(fēng)險(xiǎn)的影響程度,實(shí)現(xiàn)針對(duì)性的預(yù)防和規(guī)避。 本文通過(guò)對(duì)比分析國(guó)內(nèi)外商業(yè)銀行開(kāi)展碳金融業(yè)務(wù)的方式,結(jié)合我國(guó)商業(yè)銀行開(kāi)展碳金融業(yè)務(wù)的實(shí)踐,分析了商業(yè)銀行開(kāi)展碳金融業(yè)務(wù)的實(shí)際意義；同時(shí)本文重點(diǎn)分析了商業(yè)銀行開(kāi)展碳金融業(yè)務(wù)的風(fēng)險(xiǎn)成因,總結(jié)概括商業(yè)銀行碳金融業(yè)務(wù)的主要風(fēng)險(xiǎn)類型和特征,以此為基礎(chǔ),通過(guò)實(shí)證調(diào)研的方式對(duì)我國(guó)商業(yè)銀行開(kāi)展碳金融業(yè)務(wù)所面臨的風(fēng)險(xiǎn)進(jìn)行評(píng)估分析,確定每個(gè)風(fēng)險(xiǎn)對(duì)商業(yè)銀行開(kāi)展碳金融活動(dòng)的影響程度,認(rèn)為商業(yè)銀行應(yīng)該針對(duì)性的、有選擇的進(jìn)行風(fēng)險(xiǎn)預(yù)防和規(guī)避；文章最后從政府角度和商業(yè)銀行自身角度提出了預(yù)防和降低商業(yè)銀行碳金融風(fēng)險(xiǎn)的主要建議。
[Abstract]:In order to alleviate the phenomenon of the aggravation of Greenhouse Effect and the frequent occurrence of extreme weather, and to realize the development model of coordinating economic development and environmental protection and promoting each other, countries all over the world actively advocate low-carbon development and circular economy. Carbon finance and other sustainable development strategies, especially after the signing of the United Nations Framework Convention on Climate change and the Kyoto Protocol, all countries have joined the ranks of reducing carbon emissions and actively exploring the carbon finance market. China, as a big greenhouse gas emitter, must have a huge carbon financial market. Our commercial banks should seize this opportunity and actively participate in the trading market. At the same time, we should attach great importance to the challenges and risks brought by carbon finance, which is a new financial product, correctly identify the influence degree of each risk, and realize targeted prevention and avoidance. Based on the comparative analysis of domestic and foreign commercial banks to carry out carbon finance business, combined with the practice of China's commercial banks to carry out carbon finance business, this paper analyzes the practical significance of commercial banks to carry out carbon finance business. At the same time, this paper analyzes the risk causes of carbon finance business in commercial banks, summarizes the main risk types and characteristics of carbon finance business of commercial banks, and based on this, Through the way of empirical research, this paper evaluates and analyzes the risks faced by commercial banks in carrying out carbon finance business, determines the degree of impact of each risk on the development of carbon finance activities of commercial banks, and thinks that commercial banks should be targeted. In the end, the paper puts forward the main suggestions to prevent and reduce the carbon financial risk of commercial banks from the angle of government and commercial banks.
【學(xué)位授予單位】：北京郵電大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.5

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本文編號(hào)：1522097