本文關(guān)鍵詞：勝利油田住房公積金風(fēng)險(xiǎn)管理研究　出處：《中國石油大學(xué)（華東）》2013年碩士論文　論文類型：學(xué)位論文

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【摘要】：住房公積金制度作為我國住房制度改革的重要內(nèi)容，對(duì)改善職工住房條件、解決中低收入群眾住房困難發(fā)揮了積極作用。住房公積金作為長期性住房?jī)?chǔ)金，決定了它在平穩(wěn)開展各項(xiàng)業(yè)務(wù)、實(shí)現(xiàn)既定目標(biāo)的同時(shí)，必須加強(qiáng)內(nèi)部控制，建立完整、合理的內(nèi)部風(fēng)險(xiǎn)防范體系。隨著住房公積金業(yè)務(wù)及規(guī)模不斷擴(kuò)大，歸集額、貸款額的大幅攀升，，防范風(fēng)險(xiǎn)、加強(qiáng)內(nèi)部控制顯得尤為重要。 本論文首先分析了住房公積金風(fēng)險(xiǎn)的形成背景、國內(nèi)外研究的現(xiàn)狀和研究的內(nèi)容。然后以風(fēng)險(xiǎn)管理的內(nèi)涵和特征為指導(dǎo)，得出了住房公積金風(fēng)險(xiǎn)管理的目標(biāo)和流程。進(jìn)而對(duì)勝利油田住房公積金實(shí)行風(fēng)險(xiǎn)管理的必要性進(jìn)行研究。最后在此基礎(chǔ)上探討了勝利油田住房公積金風(fēng)險(xiǎn)管理的模式與對(duì)策，以期對(duì)目前我國住房公積金風(fēng)險(xiǎn)管理的實(shí)施提供借鑒，規(guī)范住房公積金管理行為，促進(jìn)我國住房公積金的健康有序發(fā)展。
[Abstract]:Housing provident fund system, as an important part of housing system reform in China, has played an active role in improving the housing conditions of employees and solving the housing difficulties of middle and low income people. Housing provident fund is a long-term housing reserve fund. It is decided that it is necessary to strengthen internal control and establish a complete and reasonable internal risk prevention system while carrying out all kinds of business smoothly and achieve the established goal. With the expansion of housing accumulation fund business and scale. Return to the credit, the amount of large-rise, risk prevention, strengthen internal control is particularly important. This paper first analyzes the background of the formation of housing provident fund risk, domestic and foreign research status and research content, and then based on the connotation and characteristics of risk management as a guide. The goal and flow of housing accumulation fund risk management are obtained. The necessity of implementing risk management of housing accumulation fund in Shengli Oilfield is studied. Finally, the risk management of housing accumulation fund in Shengli oilfield is discussed. Patterns and countermeasures. The aim is to provide reference for the implementation of risk management of housing accumulation fund in our country at present, standardize the management behavior of housing accumulation fund, and promote the healthy and orderly development of housing accumulation fund in our country.
【學(xué)位授予單位】：中國石油大學(xué)（華東）
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F299.233.4

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