【摘要】：摘要：根據(jù)各種調(diào)查與相關(guān)研究,我國(guó)中小企業(yè)在爭(zhēng)取外部融資時(shí),大部分中小企業(yè)仍將向銀行貸款排在第一位,這顯示銀行在當(dāng)前企業(yè)融資中仍占據(jù)絕對(duì)主導(dǎo)的地位。另一方面,中小企業(yè)在信貸市場(chǎng)上卻遭受嚴(yán)重的融資約束,這直接制約了其在完善市場(chǎng)經(jīng)濟(jì)體系,吸納勞動(dòng)力,促進(jìn)科技發(fā)展等方面作用的發(fā)揮。企業(yè)家是企業(yè)一切事務(wù)運(yùn)轉(zhuǎn)的軸心,在企業(yè)各項(xiàng)資源的運(yùn)用與整合中扮演著關(guān)鍵的角色。同樣,在信貸市場(chǎng)上,企業(yè)家對(duì)企業(yè)信貸資源的獲得也具有非常重要的影響。 基于此,本文擬探索企業(yè)家能力與中小企業(yè)信貸融資之間的關(guān)系。論文通過(guò)理論和實(shí)證,定性和定量相結(jié)合的方法,建立了企業(yè)家能力與企業(yè)信貸融資約束影響的理論框架,制定了企業(yè)家能力測(cè)量量表和信貸融資約束測(cè)量量表,并進(jìn)行了相關(guān)的問(wèn)卷調(diào)查,對(duì)調(diào)查結(jié)果進(jìn)行了數(shù)理統(tǒng)計(jì)分析。論文研究結(jié)果顯示,企業(yè)家能力對(duì)企業(yè)信貸融資約束具有顯著負(fù)向影響,這種影響主要通過(guò)企業(yè)家關(guān)系能力,企業(yè)家管理能力,企業(yè)家風(fēng)險(xiǎn)承擔(dān)能力以及企業(yè)家機(jī)會(huì)能力體現(xiàn)。
[Abstract]:Abstract: According to various research and relevant research, most of the small and medium-sized enterprises will still be the first to bank loans in the process of external financing, which shows that the bank still occupies an absolute dominant position in the current enterprise financing. On the other hand, the small and medium-sized enterprises are subject to serious financial constraints in the credit market, which directly restricts the role of the small and medium-sized enterprises in improving the market economy system, absorbing the labor force and promoting the development of science and technology. The entrepreneur is the axis of all the business operation of the enterprise, and plays a key role in the application and integration of the resources of the enterprise. Similarly, in the credit market, entrepreneurs have a very important impact on the availability of enterprise credit resources. Based on this, the paper intends to explore the relationship between the entrepreneur's ability and the credit financing of the small and medium-sized enterprises This paper, through the combination of the theory and the empirical, qualitative and quantitative method, establishes the theoretical framework of the influence of the entrepreneur's ability and the credit financing constraints of the enterprise, and sets out the scale of the entrepreneur's ability measurement and the measurement scale of the credit financing constraint, and makes the relevant questionnaire adjustment. The investigation is carried out on the result of the investigation. The results of the paper show that the ability of the entrepreneur has a significant negative effect on the credit financing of the enterprise, and the influence is mainly through the relationship ability of the entrepreneur, the ability of the entrepreneur to manage, the ability of the entrepreneur's risk and the ability of the entrepreneur to take the opportunity.
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F276.3;F832.4;F272.91

【共引文獻(xiàn)】

相關(guān)期刊論文 前1條

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相關(guān)博士學(xué)位論文 前2條

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相關(guān)碩士學(xué)位論文 前5條

1 吳英;中小企業(yè)境內(nèi)多樣性融資比較分析[D];上海交通大學(xué);2013年

2 張幸;萊寶高科股份有限公司融資策略研究[D];湖南大學(xué);2013年

3 戴羅丹;中小企業(yè)集合票據(jù)市場(chǎng)表現(xiàn)的統(tǒng)計(jì)研究[D];西南財(cái)經(jīng)大學(xué);2013年

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5 李鑫;環(huán)渤海經(jīng)濟(jì)帶民營(yíng)中小企業(yè)融資效率問(wèn)題研究[D];山東財(cái)經(jīng)大學(xué);2014年

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本文編號(hào)：2508804