本文選題：羊絨產(chǎn)業(yè)　切入點(diǎn)：融資方案　出處：《西北大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：改革開發(fā)三十多年來,民營(yíng)經(jīng)濟(jì)取得了巨大的發(fā)展,已經(jīng)成為國(guó)民經(jīng)濟(jì)的重要組成部分,同時(shí)也是推動(dòng)我國(guó)經(jīng)濟(jì)社會(huì)進(jìn)一步發(fā)展的重要力量。受到我國(guó)的金融機(jī)構(gòu)信貸政策和歷史原因,民營(yíng)企業(yè)一直受到融資難的困擾,成為企業(yè)健康發(fā)展的瓶頸。本文研究的ZY公司是一家從事羊絨收購(gòu)、生產(chǎn)和銷售的企業(yè),所在的羊絨行業(yè)屬于資金和勞動(dòng)密集型產(chǎn)業(yè),資金需求有明顯的季節(jié)性,在原料收購(gòu)和生產(chǎn)運(yùn)營(yíng)環(huán)節(jié)所需資金占用量大。同時(shí),羊絨產(chǎn)品的市場(chǎng)價(jià)格波動(dòng)較大,這對(duì)中小企業(yè)抗風(fēng)險(xiǎn)能力提出了很高的要求。ZY公司目前進(jìn)入戰(zhàn)略轉(zhuǎn)型的關(guān)鍵時(shí)期,如何解決公司的融資難問題,為企業(yè)的可持續(xù)發(fā)展提供資金保障就成為企業(yè)管理層最為關(guān)心的問題。 本文首先梳理了企業(yè)融資的概念和理論,對(duì)融資方案選擇的相關(guān)問題進(jìn)行了分析,給全文的研究提供了理論支持。接著,本介紹了ZY公司的基本概況和融資現(xiàn)狀,指出了企業(yè)融資存在的問題,說明了為公司選擇合理融資方案的必要性和緊迫性。然后,對(duì)羊絨行業(yè)的發(fā)展趨勢(shì)和公司發(fā)展戰(zhàn)略進(jìn)行了分析,從近期和遠(yuǎn)期兩個(gè)角度闡述了ZY公司的融資需求。提出了可能選擇的四個(gè)融資渠道,結(jié)合公司的實(shí)際情況進(jìn)行組合,建立了三種融資備選方案。作者從融資成本、風(fēng)險(xiǎn)和影響力等方面建立了評(píng)價(jià)指標(biāo)體系,利用模糊綜合評(píng)價(jià)法對(duì)三種方案進(jìn)行了評(píng)價(jià),最終為ZY公司選擇了銀行貸款加增資擴(kuò)股的融資方案,闡述了融資方案實(shí)施的預(yù)期效果。最后,提出了建立現(xiàn)代企業(yè)制度,積極發(fā)展銀行和企業(yè)關(guān)系,構(gòu)建專業(yè)化團(tuán)隊(duì),完善操作體系等幾個(gè)保障措施,希望幫助ZY公司提升融資能力。 本文的研究成果有助于ZY公司建立明確的融資規(guī)劃,為公司健康發(fā)展提供所需的資金支持。同時(shí),本文提出的融資方案的評(píng)價(jià),融資能力提升的保障等內(nèi)容也對(duì)其他民營(yíng)中小企業(yè)的融資管理具有一定的借鑒價(jià)值。
[Abstract]:Over 30 years of reform and development, the private economy has made great progress and has become an important part of the national economy. At the same time, it is also an important force to promote the further development of our country's economy and society. Due to the credit policy of our financial institutions and historical reasons, private enterprises have been troubled by the difficulty of financing. ZY Company studied in this paper is a cashmere acquisition, production and sales enterprise, the cashmere industry belongs to the capital and labor intensive industries, the capital demand has obvious seasonal, At the same time, the market price of cashmere products fluctuates greatly, which puts forward very high requirements for the ability of small and medium-sized enterprises to resist risks. ZY Company is now entering a critical period of strategic transformation. How to solve the financing problem and how to provide the financial guarantee for the sustainable development of the enterprise becomes the most concerned problem of the enterprise management. This paper first combs the concept and theory of enterprise financing, analyzes the related problems of financing scheme selection, and provides theoretical support for the research of the full text. Then, this paper introduces the basic situation of ZY Company and the current situation of financing. This paper points out the problems existing in enterprise financing, explains the necessity and urgency of choosing reasonable financing scheme for the company, and then analyzes the development trend of cashmere industry and the company's development strategy. This paper expounds the financing needs of ZY Company from the two angles of short term and long term, puts forward four possible financing channels and combines them with the actual situation of the company, and establishes three financing options. In the aspects of risk and influence, the evaluation index system is established, and the three schemes are evaluated by fuzzy comprehensive evaluation method. Finally, ZY company chooses the financing scheme of bank loan and capital expansion. This paper expounds the expected effect of the implementation of the financing scheme. Finally, it puts forward several safeguard measures such as establishing the modern enterprise system, actively developing the relationship between the bank and the enterprise, constructing the specialized team, perfecting the operation system, and so on. We hope to help ZY improve its financing ability. The research results of this paper are helpful for ZY Company to establish a clear financing plan and provide the necessary financial support for the healthy development of the company. At the same time, the evaluation of the financing scheme proposed in this paper, The guarantee of raising financing ability also has certain reference value to the financing management of other small and medium-sized private enterprises.
【學(xué)位授予單位】：西北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F426.81;F406.7

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