本文選題：信息技術(shù)能力 + 金融服務(wù)　； 參考：以我國互聯(lián)網(wǎng)支付行業(yè)為例

【摘要】：文章運(yùn)用協(xié)同演化理論框架,在梳理和整合信息技術(shù)能力和金融服務(wù)創(chuàng)新理論的基礎(chǔ)上,以我國互聯(lián)網(wǎng)支付行業(yè)為例,邏輯地分析行業(yè)在不同發(fā)展階段信息技術(shù)能力-金融服務(wù)創(chuàng)新的協(xié)同演化機(jī)制,從而構(gòu)建二者的協(xié)同演化模型。在此基礎(chǔ)上,文章進(jìn)一步討論了互聯(lián)網(wǎng)金融時代信息技術(shù)能力與金融服務(wù)創(chuàng)新協(xié)同演化的路徑機(jī)制、動力機(jī)制和動態(tài)匹配機(jī)制,認(rèn)為互聯(lián)網(wǎng)金融的發(fā)展是二者協(xié)同演化的結(jié)果,市場導(dǎo)向保證了協(xié)同演化的持續(xù),從而得出了相關(guān)政策啟示,為互聯(lián)網(wǎng)金融時代金融服務(wù)創(chuàng)新實(shí)踐提供了借鑒。
[Abstract]:On the basis of combing and integrating information technology capability and financial service innovation theory, this paper takes the Internet payment industry in China as an example. This paper logically analyzes the cooperative evolution mechanism of information technology capability-financial service innovation in different development stages of the industry, and then constructs the co-evolution model of the two technologies. On this basis, the paper further discusses the path mechanism, dynamic mechanism and dynamic matching mechanism of the co-evolution of information technology capability and financial service innovation in the Internet finance era, and points out that the development of Internet finance is the result of their co-evolution. The market orientation ensures the continuity of the co-evolution, thus obtains the relevant policy enlightenment, provides the reference for the financial service innovation practice in the Internet finance age.
【作者單位】： 浙江大學(xué)管理學(xué)院;
【基金】：國家社會科學(xué)基金青年項目(15CJY084)
【分類號】：F724.6;F832.2
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本文編號：2047463