本文選題：銀行 + 外匯��； 參考：《安徽大學(xué)》2017年碩士論文

【摘要】：隨著涉外經(jīng)濟(jì)的快速發(fā)展,外匯業(yè)務(wù)在商業(yè)銀行的整體業(yè)務(wù)中所占的比重越來(lái)越高,各銀行為了占據(jù)當(dāng)?shù)厥袌?chǎng)份額,爭(zhēng)相申辦外匯業(yè)務(wù)資格。近年來(lái),各級(jí)外匯局一直積極踐行外匯管理理念和方式的"五個(gè)轉(zhuǎn)變",大部分原本由外匯管理局進(jìn)行事前審核批準(zhǔn)的行政許可業(yè)務(wù)下放至商業(yè)銀行直接辦理。銀行被推到了外匯管理的前沿,承擔(dān)著"真實(shí)性審查"的重要任務(wù)。但面對(duì)形勢(shì)和職責(zé)變化,大多銀行在執(zhí)行外匯管理規(guī)定方面還存在一定的問(wèn)題。本文立足淮南市地方特色,通過(guò)查找外匯管理改革進(jìn)程中的相關(guān)資料文獻(xiàn),參考國(guó)內(nèi)外相關(guān)領(lǐng)域的研究成果,分析近年來(lái)轄內(nèi)涉外經(jīng)濟(jì)發(fā)展總體情況,獲取與銀行外匯監(jiān)管有關(guān)的數(shù)據(jù)進(jìn)行分析,總結(jié)評(píng)估目前淮南市銀行外匯監(jiān)管的政策框架及實(shí)施情況,發(fā)現(xiàn)存在銀行履職不到位等問(wèn)題,而原因主要有外匯管理政策法規(guī)眾多且不成體系、展業(yè)原則下的銀行操作規(guī)范缺失、外匯管理干部隊(duì)伍建設(shè)有所欠缺等。針對(duì)問(wèn)題和原因,筆者提出應(yīng)從外匯局和商業(yè)銀行兩個(gè)層面入手,完善外匯管理政策法規(guī)和制度,健全銀行展業(yè)原則操作規(guī)范,完善商業(yè)銀行外匯業(yè)務(wù)自律機(jī)制,進(jìn)一步健全商業(yè)銀行內(nèi)部控制制度等對(duì)策建議。這不僅有利于提高淮南市外匯管理部門的監(jiān)管水平,同時(shí)有利于促進(jìn)各類市場(chǎng)主體貿(mào)易投資便利化,維護(hù)地方涉外金融生態(tài)穩(wěn)定并推動(dòng)地方經(jīng)濟(jì)發(fā)展。
[Abstract]:With the rapid development of foreign-related economy, the proportion of foreign exchange business in the whole business of commercial banks is more and more high. In order to occupy the local market share, banks are scrambling to apply for the qualification of foreign exchange business. In recent years, foreign exchange bureaus at all levels have been actively practicing the "five transformations" of foreign exchange management concepts and methods, and most of the administrative licensing business originally approved by safe in advance has been directly handled by commercial banks. Banks have been pushed to the forefront of foreign exchange management, taking on the important task of authenticity review. However, faced with the change of situation and duty, most banks still have some problems in carrying out foreign exchange management regulations. Based on the local characteristics of Huainan City, this paper analyzes the general situation of foreign economic development in recent years by looking up relevant documents in the process of foreign exchange management reform, referring to the research results of relevant fields at home and abroad. To obtain and analyze the data related to the bank's foreign exchange supervision, summarize and evaluate the current policy framework and implementation of the bank's foreign exchange supervision in Huainan City, and find that there are problems such as the banks' failure to carry out their duties. The main reasons are a large number of foreign exchange management policies and regulations and lack of system, lack of operational norms of banks under the principle of trade development, lack of construction of foreign exchange management cadres and so on. In view of the problems and reasons, the author puts forward that the foreign exchange management policies, regulations and systems should be improved from the two aspects of safe and commercial banks, the operational norms of the principles of bank development should be improved, and the self-discipline mechanism of foreign exchange business of commercial banks should be perfected. Further improve the internal control system of commercial banks and other countermeasures. This will not only improve the supervision level of Huainan foreign exchange management department, but also promote the trade and investment facilitation of all kinds of market subjects, maintain the stability of local foreign financial ecology and promote the development of local economy.
【學(xué)位授予單位】：安徽大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.6

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 單強(qiáng);;銀行落實(shí)外匯管理展業(yè)三原則情況及相關(guān)建議[J];北京金融評(píng)論;2016年02期

2 田耘;;“銀行展業(yè)三原則”對(duì)我國(guó)外匯管理的思考[J];金融經(jīng)濟(jì);2016年14期

3 王均坦;;落實(shí)原則監(jiān)管理念下的“展業(yè)三原則”[J];中國(guó)外匯;2015年23期

4 孫力錚;;商業(yè)銀行外匯業(yè)務(wù)內(nèi)控制度存在的問(wèn)題及建議[J];黑龍江金融;2015年11期

5 國(guó)家外匯管理局鹽城市中心支局課題組;從斌;陶媛媛;;基于層次分析法的銀行主體監(jiān)管研究[J];金融縱橫;2015年11期

6 國(guó)家外匯管理局江西省分局課題組;;跨境收支項(xiàng)下的銀行監(jiān)管[J];中國(guó)金融;2015年21期

7 張林;;基層銀行外匯業(yè)務(wù)內(nèi)控管理存在的問(wèn)題與管控措施[J];科技經(jīng)濟(jì)市場(chǎng);2015年10期

8 應(yīng)展宇;;美國(guó)投資銀行監(jiān)管制度演變的政治經(jīng)濟(jì)分析[J];國(guó)際經(jīng)濟(jì)評(píng)論;2015年05期

9 梁繼鋒;;新常態(tài)強(qiáng)化銀行外匯代位監(jiān)管政策建議[J];時(shí)代金融;2015年20期

10 梁繼峰;;新常態(tài)強(qiáng)化銀行外匯代位監(jiān)管政策建議[J];時(shí)代金融;2015年15期

，

本文編號(hào)：2048071