本文選題：外資銀行 + 全要素生產(chǎn)率�。� 參考：《湘潭大學(xué)》2017年碩士論文

【摘要】：隨著國(guó)際資本市場(chǎng)全球化、金融市場(chǎng)自由化,各國(guó)銀行業(yè)的國(guó)際化程度也在不斷增加。而銀行體系在一個(gè)國(guó)家經(jīng)濟(jì)結(jié)構(gòu)中扮演著非常重要的角色,外資銀行的進(jìn)入必定會(huì)通過(guò)多種途徑對(duì)當(dāng)?shù)劂y行業(yè)市場(chǎng)產(chǎn)生影響。就我國(guó)而言,銀行業(yè)進(jìn)入全面深化改革的集中攻堅(jiān)期,亟待推進(jìn)銀行業(yè)體系的完善與優(yōu)化,外資銀行公司治理結(jié)構(gòu)良好、技術(shù)優(yōu)勢(shì)明顯、產(chǎn)品研發(fā)和業(yè)務(wù)創(chuàng)新能力較強(qiáng),使我國(guó)商業(yè)銀行面臨更加劇烈的市場(chǎng)競(jìng)爭(zhēng)壓力的同時(shí),也為我國(guó)商業(yè)銀行不斷改善經(jīng)營(yíng)管理、提高競(jìng)爭(zhēng)力帶來(lái)了新的動(dòng)力和契機(jī)。因此,研究外資銀行進(jìn)入對(duì)我國(guó)商業(yè)銀行全要素生產(chǎn)率的影響,為推動(dòng)我國(guó)銀行業(yè)進(jìn)一步開(kāi)放、改革、發(fā)展提供政策建議,進(jìn)而促進(jìn)我國(guó)商業(yè)銀行全要素生產(chǎn)率的提升。立足于溢出效應(yīng)理論,本文剖析了外資銀行進(jìn)入對(duì)我國(guó)商業(yè)銀行全要素生產(chǎn)率的影響機(jī)制,結(jié)合我國(guó)不同所有制銀行的異質(zhì)性,分析了外資銀行進(jìn)入對(duì)不同類型商業(yè)銀行全要素生產(chǎn)率的影響。首先,本文選取了我國(guó)2004-2015年34家商業(yè)銀行相關(guān)數(shù)據(jù),其次,運(yùn)用DEA-Malmquist模型進(jìn)行全要素生產(chǎn)率測(cè)度,發(fā)現(xiàn)我國(guó)商業(yè)銀行全要素生產(chǎn)率年均增長(zhǎng)1.41%,其中,國(guó)有商業(yè)銀行全要素生產(chǎn)率增長(zhǎng)的貢獻(xiàn)相對(duì)較小,而股份制商業(yè)銀行、城市商業(yè)銀行全要素生產(chǎn)率分別以年均1.12%、1.50%增長(zhǎng),在整個(gè)行業(yè)的全要素生產(chǎn)率增長(zhǎng)中起到了絕大部分的作用。從變化趨勢(shì)來(lái)看,國(guó)有商業(yè)銀行表現(xiàn)出較為明顯的“追趕效應(yīng)”,與股份制商業(yè)銀行、城市商業(yè)銀行全要素生產(chǎn)率的差距不斷縮小,三類銀行運(yùn)行邊界趨于收斂。在此基礎(chǔ)上,本文根據(jù)前面的理論分析與指標(biāo)選擇,建立模型并進(jìn)行回歸分析。通過(guò)Hausman檢驗(yàn)和LM檢驗(yàn)選擇了隨機(jī)效應(yīng)模型研究外資銀行進(jìn)入對(duì)我國(guó)商業(yè)銀行全要素生產(chǎn)率的影響,其中對(duì)不同所有制銀行差異性影響的研究采用的是分組回歸。研究結(jié)果顯示:一、外資銀行進(jìn)入對(duì)我國(guó)商業(yè)銀行全要素生產(chǎn)率具有積極促進(jìn)作用;二、外資銀行進(jìn)入對(duì)我國(guó)城市商業(yè)銀行全要素生產(chǎn)率的影響最為明顯,股份制銀行次之,但對(duì)國(guó)有商業(yè)銀行全要素生產(chǎn)率的影響不確定。因此,加大外資銀行引入力度,規(guī)范其有序競(jìng)爭(zhēng),進(jìn)一步加強(qiáng)與外資銀行之間的互利合作,深化我國(guó)銀行業(yè)改革從而更好的發(fā)揮外資銀行進(jìn)入對(duì)我國(guó)商業(yè)銀行全要素生產(chǎn)率積極影響。
[Abstract]:With the globalization of the international capital market and the liberalization of the financial market, the degree of internationalization of the banking industry is increasing. The banking system plays a very important role in the economic structure of a country, and the entry of foreign banks will influence the local banking market through many ways. As far as our country is concerned, the banking industry has entered the period of comprehensive deepening reform, it is urgent to promote the perfection and optimization of the banking system. The foreign banks have a good corporate governance structure, obvious technological advantages, strong product development and business innovation ability. At the same time, it also brings new impetus and opportunity for our commercial banks to improve their management and competitiveness. Therefore, this paper studies the impact of foreign banks' entry on the total factor productivity of Chinese commercial banks, in order to promote the further opening, reform and development of China's banking industry, and then promote the promotion of the total factor productivity of our commercial banks. Based on the theory of spillover effect, this paper analyzes the influence mechanism of the entry of foreign banks on the total factor productivity of commercial banks in China, combined with the heterogeneity of different ownership banks in China. This paper analyzes the influence of foreign bank entry on the total factor productivity of different types of commercial banks. Firstly, this paper selects the relevant data of 34 commercial banks in China from 2004 to 2015. Secondly, using the DEA-Malmquist model to measure the total factor productivity, we find that the average annual growth of total factor productivity of commercial banks in China is 1.41%, among which, The contribution of total factor productivity growth of state-owned commercial banks is relatively small, while the total factor productivity of joint-stock commercial banks and urban commercial banks increases by 1.12% or 1.50% per year respectively. In the industry as a whole, total factor productivity growth has played a major role. From the point of view of the changing trend, the state-owned commercial banks show obvious "catch-up effect", and the gap between the total factor productivity of urban commercial banks and the joint-stock commercial banks is narrowing, and the operating boundaries of the three kinds of banks tend to converge. On this basis, according to the previous theoretical analysis and index selection, the model and regression analysis. By means of Hausman test and LM test, the stochastic effect model is selected to study the impact of foreign banks entry on the total factor productivity of commercial banks in China. The results show that: first, the entry of foreign banks has a positive role in promoting the total factor productivity of commercial banks in China; second, the entry of foreign banks has the most obvious impact on the total factor productivity of Chinese urban commercial banks, followed by joint-stock banks. However, the impact on the total factor productivity of state-owned commercial banks is uncertain. Therefore, increasing the introduction of foreign banks, standardizing their orderly competition, and further strengthening mutually beneficial cooperation with foreign banks, Deepening the reform of China's banking industry and giving full play to the entry of foreign banks have a positive impact on the total factor productivity of Chinese commercial banks.
【學(xué)位授予單位】：湘潭大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.33;F832.6

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 潘婷;朱濤;;外資銀行進(jìn)入對(duì)我國(guó)商業(yè)銀行效率影響研究[J];金融經(jīng)濟(jì);2011年22期

2 姚樹(shù)潔;姜春霞;馮根福;;中國(guó)銀行業(yè)的改革與效率:1995—2008[J];經(jīng)濟(jì)研究;2011年08期

3 王兵;朱寧;;不良貸款約束下的中國(guó)銀行業(yè)全要素生產(chǎn)率增長(zhǎng)研究[J];經(jīng)濟(jì)研究;2011年05期

4 盛壘;;跨國(guó)公司在華R&D投資的溢出效應(yīng)研究——基于隨機(jī)前沿分析方法(SFA)的檢驗(yàn)[J];世界經(jīng)濟(jì)研究;2010年06期

5 張金清;吳有紅;;外資銀行進(jìn)入水平影響商業(yè)銀行效率的“闕值效應(yīng)”分析——來(lái)自中國(guó)商業(yè)銀行的經(jīng)驗(yàn)證據(jù)[J];金融研究;2010年06期

6 閆慶悅;王彬;;外資銀行進(jìn)入對(duì)我國(guó)銀行績(jī)效的影響——基于面板數(shù)據(jù)的實(shí)證分析[J];山東大學(xué)學(xué)報(bào)(哲學(xué)社會(huì)科學(xué)版);2010年03期

7 劉瀾飚;王博;;門檻效應(yīng)、管制放松與銀行效率的改進(jìn)——理論假說(shuō)及其來(lái)自中國(guó)的經(jīng)驗(yàn)研究[J];金融研究;2010年03期

8 劉立安;傅強(qiáng);;外資銀行改制經(jīng)營(yíng)的實(shí)證分析[J];統(tǒng)計(jì)與決策;2010年05期

9 杜群陽(yáng);朱佳鈺;;外資進(jìn)入與銀行業(yè)效率的實(shí)證研究[J];國(guó)際貿(mào)易問(wèn)題;2010年02期

10 黃靜;;外資銀行進(jìn)入與轉(zhuǎn)軌國(guó)家東道國(guó)銀行業(yè)效率——基于中東歐國(guó)家及DEA方法的研究[J];世界經(jīng)濟(jì)研究;2010年01期

，

本文編號(hào)：1890911