本文選題：新常態(tài) + 小微金融��； 參考：《理論學刊》2017年01期

【摘要】：中國經(jīng)濟正進入新常態(tài),宏觀經(jīng)濟呈現(xiàn)速度換擋期、結構調(diào)整陣痛期和前期刺激政策消化期的"三期疊加"特征。在此背景下,商業(yè)銀行正面臨全面深化改革推進、金融市場化改革提速、互聯(lián)網(wǎng)金融和金融科技興起的嚴峻局面,銀行業(yè)原有的小微金融模式面臨諸多困境。新形勢為銀行小微金融服務的創(chuàng)新與發(fā)展既帶來了嚴峻挑戰(zhàn),又提供了新機遇,如何實現(xiàn)小微金融的可持續(xù)發(fā)展是商業(yè)銀行面臨的重大課題。
[Abstract]:China's economy is entering a new normal, with the characteristics of "three phases superposition" in the period of speed shift, the period of structural adjustment pains and the period of early digestion of stimulus policies.Under this background, commercial banks are facing the severe situation of deepening the reform, speeding up the reform of financial marketization, the rise of Internet finance and financial science and technology, and the banking industry's original micro-finance model is facing many difficulties.The new situation not only brings severe challenges but also provides new opportunities for the innovation and development of banking micro-financial services. How to realize the sustainable development of micro-finance is an important issue facing commercial banks.
【作者單位】： 山東大學經(jīng)濟研究院;山東行政學院;
【基金】：中國博士后科學基金項目“稅收政策與內(nèi)生經(jīng)濟波動”(項目編號:2014M560539) 山東大學基本科研業(yè)務費專項資金項目“公共債務、平衡預算規(guī)則與經(jīng)濟穩(wěn)定性”(項目編號:2014GN021) 山東省高等學校人文社科研究計劃項目“市場模糊與期權嵌入下的金融創(chuàng)新”(項目編號:J14WF61)的階段性成果
【分類號】：F832.4
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本文編號：1748581