發(fā)布時間：2018-02-04 02:29

  本文關(guān)鍵詞： 村鎮(zhèn)銀行 主發(fā)起行 控股模式 發(fā)展速度　出處：《農(nóng)業(yè)經(jīng)濟(jì)問題》2017年03期 　論文類型：期刊論文

【摘要】：股權(quán)結(jié)構(gòu)作為治理機(jī)制的核心要素,對村鎮(zhèn)銀行的運(yùn)行效率與發(fā)展水平具有重要影響。本文以中國899家村鎮(zhèn)銀行為研究樣本,利用統(tǒng)計分析的方法分析了村鎮(zhèn)銀行主發(fā)起行控股模式選擇及其對村鎮(zhèn)銀行發(fā)展速度的影響。研究發(fā)現(xiàn),在總體上,采用絕對控股模式的村鎮(zhèn)銀行數(shù)量較多;從主發(fā)起行性質(zhì)來看,大型商業(yè)銀行與農(nóng)村商業(yè)銀行更傾向于采用絕對控股模式;從村鎮(zhèn)銀行規(guī)模來看,村鎮(zhèn)銀行采用絕對控股模式的比例與其規(guī)模呈倒U型關(guān)系;當(dāng)跨區(qū)域設(shè)立村鎮(zhèn)銀行時,主發(fā)起行更多地選擇絕對控股村鎮(zhèn)銀行。在此基礎(chǔ)上,通過進(jìn)一步分析發(fā)現(xiàn),雖然大部分主發(fā)起行選擇絕對控股村鎮(zhèn)銀行,但其發(fā)展速度要低于選擇相對控股模式的村鎮(zhèn)銀行。
[Abstract]:As the core element of governance mechanism, ownership structure has an important impact on the operational efficiency and development level of village banks. This paper takes 899 village banks as the research sample. Using the method of statistical analysis, this paper analyzes the choice of the holding mode of the main initiating bank of the village bank and its influence on the speed of the development of the village bank. It is found that, on the whole, the number of the village bank adopting the absolute holding mode is more than that of the other. Judging from the nature of the main initiating bank, the large commercial banks and the rural commercial banks tend to adopt the absolute holding mode; From the perspective of the scale of the village bank, the proportion of the village bank adopting the absolute holding mode is inversely U-shaped with its scale. When establishing village banks across regions, the main sponsor banks choose absolute holding village banks more. On this basis, through further analysis, it is found that most of the main sponsoring banks choose absolute holding village banks. But its development speed is lower than the relative holding mode of the village banks.
【作者單位】： 寧波大學(xué)商學(xué)院;云南財經(jīng)大學(xué)金融學(xué)院;
【基金】：國家社會科學(xué)基金項目(編號:16CJY073)資助
【分類號】：F832.35
【正文快照】： 一、引言村鎮(zhèn)銀行作為我國新型農(nóng)村金融機(jī)構(gòu)的重要組成部分,自2007年開始設(shè)立以來,受到了理論界與實(shí)務(wù)界的高度關(guān)注。趙志剛等(2011)指出,村鎮(zhèn)銀行的建立對于激活農(nóng)村金融市場、完善農(nóng)村金融組織體系、搭建農(nóng)村金融供給新渠道和改進(jìn)農(nóng)村金融服務(wù)產(chǎn)生了積極影響。進(jìn)一步地,王曙，

本文編號：1489058