本文關鍵詞：縣域金融監(jiān)管協(xié)調機制研究　出處：《河北大學》2017年碩士論文　論文類型：學位論文

  更多相關文章： 縣域 金融監(jiān)管 協(xié)調機制

【摘要】：隨著現(xiàn)代經濟社會的快速發(fā)展,金融業(yè)日益成為推動國民經濟發(fā)展的重要部門。在全球金融危機后,各國都更加注重對金融業(yè)的監(jiān)管,并著手解決金融監(jiān)管中存在的問題和弊端。相比國外而言,我國金融監(jiān)管協(xié)調機制的建設起步較晚,雖然取得了較快的發(fā)展和一定的成效,但依然存在法律制度缺失、機制內部設計不科學、機制效力低下等弊端。尤其是目前,縣域金融快速發(fā)展,金融風險不斷累積,金融穩(wěn)定形勢日益嚴峻,改革完善縣域金融監(jiān)管協(xié)調機制,提高監(jiān)管效率,既是加強縣域金融監(jiān)管的重要課題之一,也是新常態(tài)下構建宏觀審慎監(jiān)管框架的重要內容。首先,本文介紹了我國金融監(jiān)管協(xié)調機制發(fā)展的歷史、現(xiàn)狀以及縣域金融發(fā)展的特點,強調了建立縣域金融監(jiān)管協(xié)調機制的重要性。其次,本文在以前研究的基礎上將地方政府作為新的研究主體加入到協(xié)調機制中,根據協(xié)同學的觀點,構建了“地方政府、一行、三會”的金融監(jiān)管協(xié)同度模型,對縣域金融監(jiān)管協(xié)同度進行測算,總結出影響縣域金融監(jiān)管協(xié)調機制的內部問題和外部因素,并通過對實際案例的剖析,強調缺乏金融監(jiān)管協(xié)調的危害。最后,本文提出了修訂法律,確定人民銀行領導地位;厘清中央、地方金融監(jiān)管職權;明確工作目標,構建評價體系;細化協(xié)調機制設計,增強有效性等完善縣域金融監(jiān)管協(xié)調機制的建議,并探索構建了突出人民銀行金融監(jiān)管領導地位,由人民銀行和地方政府共同構建集中統(tǒng)一的縣域金融監(jiān)管協(xié)調機制的路徑,為協(xié)調央地監(jiān)管和完善金融監(jiān)管有效性建設提出了一種思路。
[Abstract]:With the rapid development of modern economy and society, the financial industry has increasingly become an important sector to promote the development of the national economy. After the global financial crisis, all countries pay more attention to the supervision of the financial industry. Compared with foreign countries, the construction of financial supervision coordination mechanism in China started relatively late, although it has achieved rapid development and certain results. However, there are still shortcomings such as the lack of legal system, unscientific design and low effectiveness of the mechanism. Especially at present, with the rapid development of county finance and the accumulation of financial risks, the situation of financial stability is becoming increasingly severe. To reform and improve the coordination mechanism of county financial supervision and improve the efficiency of supervision is not only one of the important topics of strengthening county financial supervision but also an important content of constructing macro-prudential regulatory framework under the new normal. This paper introduces the history of the development of financial supervision coordination mechanism in China, the current situation and the characteristics of the county financial development, and emphasizes the importance of establishing the coordination mechanism of financial supervision at the county level. Secondly. Based on the previous research, this paper adds the local government as a new research subject to the coordination mechanism. According to the viewpoint of Synergetics, this paper constructs a financial regulatory synergy model of "local government, one line, three sessions". This paper calculates the coordination degree of county financial supervision, summarizes the internal problems and external factors that affect the coordination mechanism of county financial supervision, and emphasizes the harm of lack of financial supervision coordination through the analysis of actual cases. Finally. This paper proposes to amend the law to determine the leading position of the people's Bank of China; Clarify the central and local financial supervision authority; Make clear the work goal, construct the evaluation system; Detailed coordination mechanism design, enhance effectiveness and other suggestions to improve the county financial supervision coordination mechanism, and explore the construction of prominent people's Bank of China's leading position in financial supervision. The central bank and the local government jointly build a centralized and unified coordinated mechanism of financial supervision in the county, which provides a way to coordinate the central supervision and improve the effective construction of financial supervision.
【學位授予單位】：河北大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F832.1

【參考文獻】

相關期刊論文 前10條

1 周郁;;關于構建地方金融監(jiān)管工作協(xié)調機制的思考和建議——以江蘇省泰州市為例[J];財政監(jiān)督;2016年09期

2 劉新榮;陳波;陶鈞;;對建立完善地方金融監(jiān)管工作協(xié)調機制的思考[J];西南金融;2016年04期

3 黃小雄;;對地方金融管理協(xié)調機制建設情況的調查與思考[J];金融經濟;2016年04期

4 谷慎;岑磊;;我國“一行三會”監(jiān)管協(xié)同度的實證分析——基于協(xié)同論的視角[J];中央財經大學學報;2014年05期

5 尚福林;;深入推進農村金融改革發(fā)展 著力提升“三農”金融服務水平[J];中國農村金融;2013年14期

6 魏加寧;;魏加寧:金融創(chuàng)新、金融監(jiān)管與金融改革之間的關系[J];銀行家;2013年07期

7 蔣達;劉凡t，

本文編號：1430018