本文選題：金融監(jiān)管　切入點(diǎn)：影子銀行　出處：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：美國(guó)次貸危機(jī)引起國(guó)際金融危機(jī)，全球經(jīng)濟(jì)遭受重創(chuàng)，在這幾年的反思與研究中，影子銀行帶來(lái)的問(wèn)題日益顯現(xiàn)出來(lái)，專家學(xué)者普遍認(rèn)為這些問(wèn)題導(dǎo)致了金融危機(jī)爆發(fā)和貨幣政策失效，引起了系統(tǒng)性風(fēng)險(xiǎn)，而對(duì)影子銀行疏于監(jiān)管是引發(fā)金融危機(jī)的根本原因。 影子銀行體系是某些非銀行金融機(jī)構(gòu)及其金融行為的總稱，它們有著部分銀行功能卻較少受到監(jiān)管。但在中國(guó)，關(guān)于“影子銀行”的概念至今仍存在爭(zhēng)議。所以，對(duì)影子銀行進(jìn)行界定，分析運(yùn)行機(jī)制及風(fēng)險(xiǎn)是研究的基礎(chǔ)，在《巴塞爾協(xié)議三》和宏觀審慎監(jiān)管理念的指導(dǎo)下，，對(duì)影子銀行的監(jiān)管進(jìn)行制度安排，并以美國(guó)和FSB為例分析其操作框架。對(duì)于中國(guó)式“影子銀行”，從產(chǎn)生發(fā)展與風(fēng)險(xiǎn)進(jìn)行分析，借鑒現(xiàn)有的監(jiān)管政策，提出政策建議。 結(jié)合國(guó)際金融危機(jī)這一時(shí)代背景，對(duì)影子銀行體系進(jìn)行更為全面的梳理，全面論述國(guó)內(nèi)外影子銀行體系的發(fā)展及監(jiān)管現(xiàn)狀，立足《巴塞爾協(xié)議三》和宏觀審慎監(jiān)管這一銀行業(yè)監(jiān)管政策的前沿提出政策建議，有利于對(duì)影子銀行體系進(jìn)行進(jìn)一步的研究。針對(duì)中國(guó)影子銀行的問(wèn)題，用大量數(shù)據(jù)與材料對(duì)影子銀行加以界定并詳細(xì)論述其風(fēng)險(xiǎn)，并在此基礎(chǔ)上提出相關(guān)政策建議。
[Abstract]:The subprime mortgage crisis in the United States has caused the international financial crisis, and the global economy has suffered a heavy blow. In the past few years of reflection and research, the problems brought by the shadow banking have become increasingly apparent. Experts and scholars generally believe that these problems led to the outbreak of financial crisis and monetary policy failure, causing systemic risks, and the lack of supervision of shadow banking is the root cause of the financial crisis. The shadow banking system is a generic term for some non-bank financial institutions and their financial practices, which have some banking functions but are less regulated. But in China, the concept of "shadow banking" remains controversial. Under the guidance of Basel III and macro-prudential supervision concept, the shadow banking supervision system is arranged under the guidance of the definition of shadow banking, the analysis of operation mechanism and risk. Taking the United States and FSB as an example, this paper analyzes the operational framework of "shadow banking" in China, analyzes the emergence, development and risk of shadow banking, draws lessons from existing regulatory policies and puts forward policy recommendations. Combined with the background of the international financial crisis, this paper makes a more comprehensive analysis of the shadow banking system, and comprehensively discusses the development and supervision status of the shadow banking system at home and abroad. Based on Basel III and macro-prudential supervision, which is the frontier of banking regulatory policy, policy recommendations are put forward, which is conducive to further study of the shadow banking system. This paper defines shadow banking with a large amount of data and materials, and discusses its risks in detail, and puts forward some relevant policy suggestions on this basis.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.39

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 莫桂青;黃曄;;信用衍生產(chǎn)品、合成CDOs與信用風(fēng)險(xiǎn)轉(zhuǎn)移探討[J];北方經(jīng)濟(jì);2008年04期

2 閻曉娜;;美國(guó)金融監(jiān)管改革法案介評(píng)[J];銀行家;2010年11期

3 周莉萍;;影子銀行體系的機(jī)制及其脆弱性[J];銀行家;2010年12期

4 周衛(wèi)江;;美國(guó)金融監(jiān)管的歷史性變革——評(píng)析《多德-弗蘭克法案》[J];金融論壇;2011年03期

5 李東衛(wèi);;關(guān)于影子銀行系統(tǒng)監(jiān)管的幾點(diǎn)思考[J];中國(guó)科技投資;2011年02期

6 何五星;;引導(dǎo)中國(guó)影子銀行發(fā)揮“正能量”[J];南方金融;2013年01期

7 易憲容;;“影子銀行體系”信貸危機(jī)的金融分析[J];江海學(xué)刊;2009年03期

8 李建軍;田光寧;;影子銀行體系監(jiān)管改革的頂層設(shè)計(jì)問(wèn)題探析[J];宏觀經(jīng)濟(jì)研究;2011年08期

9 何德旭;鄭聯(lián)盛;;影子銀行體系與金融體系穩(wěn)定性[J];經(jīng)濟(jì)管理;2009年11期

10 中國(guó)人民銀行合肥中心支行金融穩(wěn)定處課題組;;金融穩(wěn)定理事會(huì)關(guān)于加強(qiáng)影子銀行監(jiān)管的政策建議及對(duì)我國(guó)的啟示[J];金融發(fā)展評(píng)論;2011年08期

相關(guān)碩士學(xué)位論文 前1條

1 曹崇榮;宏觀審慎框架下銀行系統(tǒng)性風(fēng)險(xiǎn)管理研究[D];山西財(cái)經(jīng)大學(xué);2012年

本文編號(hào)：1607088