本文關(guān)鍵詞： 金融發(fā)展 農(nóng)村金融 城鄉(xiāng)收入差距 農(nóng)民增收　出處：《中國海洋大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：十八屆三中全會(huì)把全面深化經(jīng)濟(jì)體制改革作為2014年經(jīng)濟(jì)工作的重點(diǎn)，而金融改革無疑是2014年改革的重頭戲。素以“大象經(jīng)濟(jì)”著稱的山東，經(jīng)濟(jì)總量雖然很大，但金融業(yè)總體發(fā)展水平不高，金融服務(wù)實(shí)體經(jīng)濟(jì)的實(shí)力不強(qiáng)，為此，山東省出臺(tái)了深化金融改革的22條措施，金改的效應(yīng)將會(huì)提高金融服務(wù)實(shí)體經(jīng)濟(jì)的能力，讓企業(yè)及更廣大的“三農(nóng)”受益。金融不僅具有資源配置功能也具有收入分配功能，在全省金融改革的背景下，面對(duì)不斷拉大的城鄉(xiāng)收入差距，金融不僅要發(fā)揮資源配置的功能，，也要發(fā)揮收入分配的功能，如果山東能夠在實(shí)現(xiàn)金融強(qiáng)省的同時(shí)改善收入分配，那么其金改效應(yīng)對(duì)全省乃至全國將具有重要意義。 本文旨在：以國內(nèi)外已有研究為參考，結(jié)合中國二元經(jīng)濟(jì)結(jié)構(gòu)的特征，研究分析山東金融發(fā)展與城鄉(xiāng)收入差距問題。具體解決兩個(gè)問題：一是金融發(fā)展的非均衡對(duì)城鄉(xiāng)收入差距的影響；二是金融發(fā)展的減貧效應(yīng)與城鄉(xiāng)收入差距的關(guān)系。首先，本文簡(jiǎn)要概述金融發(fā)展影響收入分配差距的相關(guān)理論；其次，基于山東省實(shí)際，分析了山東省整體、地區(qū)間和城鄉(xiāng)間金融發(fā)展差異以及城鄉(xiāng)收入差距的現(xiàn)狀。在實(shí)證研究上，運(yùn)用面板數(shù)據(jù)模型實(shí)證檢驗(yàn)金融發(fā)展對(duì)城鄉(xiāng)收入差距的影響。實(shí)證結(jié)果顯示，就全省而言，金融發(fā)展效率與城鄉(xiāng)收入差距存在倒U型關(guān)系，而金融發(fā)展規(guī)模與城鄉(xiāng)收入差距不存在此關(guān)系。為了進(jìn)一步研究農(nóng)村金融發(fā)展的減貧效應(yīng)，本文以山東省1983--2012年的數(shù)據(jù)為基礎(chǔ)，構(gòu)建VAR模型實(shí)證檢驗(yàn)了山東農(nóng)村金融發(fā)展對(duì)于農(nóng)民增收的效應(yīng)。通過脈沖響應(yīng)分析得到農(nóng)村金融發(fā)展規(guī)模對(duì)農(nóng)民增收具有持久的促進(jìn)作用，但是農(nóng)村金融的發(fā)展沒有縮小城鄉(xiāng)收入差距。 基于本文的研究得到的啟示：金融要調(diào)節(jié)城鄉(xiāng)收入差距，首先要逐步縮小金融二元性，推動(dòng)城鄉(xiāng)金融資源均衡配置，其次要?jiǎng)?chuàng)造平等融資環(huán)境，發(fā)展農(nóng)村普惠金融體系，賦予農(nóng)民更多的財(cái)產(chǎn)權(quán)利。此外，產(chǎn)業(yè)結(jié)構(gòu)調(diào)整、農(nóng)村勞動(dòng)力轉(zhuǎn)移和人力資本的提高有助于縮小城鄉(xiāng)收入差距。
[Abstract]:The third Plenary session of the 18 CPC Central Committee made the overall deepening of economic system reform the focus of economic work in 2014, while the financial reform was undoubtedly the most important part of the reform in 2014. Shandong Province, known as "Elephant economy", is known as the "Elephant economy". Although the total economic volume is very large, the overall development level of the financial industry is not high, and the strength of the financial service entity economy is not strong. For this reason, Shandong Province has issued 22 measures to deepen the financial reform. The effect of gold reform will improve the ability of the financial service real economy and benefit the enterprises and the broader "agriculture, countryside and farmers". Finance not only has the function of resource allocation but also the function of income distribution, under the background of the financial reform of the whole province. In the face of the widening urban-rural income gap, finance should not only play the role of resource allocation, but also play the role of income distribution, if Shandong can achieve a strong financial province while improving income distribution. So its gold reform effect on the whole province and even the whole country will have important significance. The purpose of this paper is to combine the characteristics of China's dual economic structure with the reference of domestic and foreign studies. This paper studies and analyzes the problems of financial development and urban-rural income gap in Shandong Province. Two specific problems are solved: one is the influence of disequilibrium of financial development on urban-rural income gap; The second is the relationship between the poverty reduction effect of financial development and the income gap between urban and rural areas. Secondly, based on the reality of Shandong Province, this paper analyzes the financial development difference and the income gap between urban and rural areas in Shandong Province as a whole. The panel data model is used to test the impact of financial development on the urban-rural income gap. The empirical results show that the financial development efficiency and urban-rural income gap is inversely U-shaped. In order to further study the poverty reduction effect of rural financial development, this paper based on the data of Shandong Province from 1983 to 2012. The VAR model empirically tests the effect of rural financial development on farmers' income increase in Shandong Province. Through impulse response analysis, it is concluded that the scale of rural financial development has a lasting role in promoting farmers' income. However, the development of rural finance has not narrowed the income gap between urban and rural areas. Based on the study of this paper, the enlightenment: to adjust the urban-rural income gap, finance should gradually reduce the duality of finance, promote the balanced allocation of urban and rural financial resources, and then create an equal financing environment. In addition, the adjustment of industrial structure, the transfer of rural labor force and the improvement of human capital can help to narrow the income gap between urban and rural areas.
【學(xué)位授予單位】：中國海洋大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.7;F124.7

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 潘海英;宋煥;胡e

本文編號(hào)：1450018