房地產(chǎn)信貸管理信息管理系統(tǒng)的設計與實現(xiàn)
發(fā)布時間:2018-06-02 12:29
本文選題:房地產(chǎn)房貸 + J2EE; 參考:《電子科技大學》2014年碩士論文
【摘要】:目前,商業(yè)銀行普遍建立了較為完善的授信管理體系,在授信前和授信過程中,借助盡職調查、風險評估等業(yè)務以及現(xiàn)代化的IT手段,努力控制授信風險并不斷追求授信效益最大化。但是,隨著授信規(guī)模和授信客戶存量的日益增長,商業(yè)銀行傳統(tǒng)的對授信風險的管理要求越來越高。然而由于各業(yè)務部門目標分散以及現(xiàn)有IT架構導致的“信息孤島”效應等原因,使得現(xiàn)有的手工管理一方面不能在本行內部統(tǒng)一、全面、及時地掌握同一個客戶所有業(yè)務狀態(tài)以做出客觀的客戶評價,一方面更難以對行業(yè)、地區(qū)、時期等不同的房地產(chǎn)企業(yè)客戶群整體的房地產(chǎn)房貸管理狀態(tài)予以把握以在宏觀上持續(xù)有效地改進授信政策和管理方案。本文基于J2EE體系結構的基礎上,研究了使用B/S的Struts框架結構設計模式。開發(fā)使用基于J2EE的MVC架構,采用MSSQLServer2012數(shù)據(jù)庫。在全面分析銀行房貸管理系統(tǒng)的結構和業(yè)務需求,根據(jù)軟件應用設計實現(xiàn)方法的基礎上,首先對房貸信息管理系統(tǒng)進行了需求分析,并采取UML科學建模技術,得到系統(tǒng)的用例圖、據(jù)此進行系統(tǒng)的總體設計。闡述了系統(tǒng)的主要架構,系統(tǒng)設計的主要功能模塊包括客戶信息管理模塊、客戶信用控制模塊、房貸中心審批管理模塊后、房貸跟蹤管理模塊、等等。對于房地產(chǎn)房貸的每一個業(yè)務流程,各種業(yè)務分類模塊的設計和實現(xiàn);贘2EE平臺和Struts框架技術的J銀行房地產(chǎn)房貸管理系統(tǒng)具有極佳的可移植性、完備的安全性、可重復利用性高等優(yōu)點。而且系統(tǒng)可以開發(fā)部署在不同架構的環(huán)境中的便攜式應用程序。基于J2EE的開發(fā)的房貸管理系統(tǒng)不依賴任何特定操作系統(tǒng)、中間件、硬件,因此一次開發(fā)后就可以部署到各種系統(tǒng)平臺,使用Git實現(xiàn)軟件版本的管理、迭代和更新。這在典型的銀行系統(tǒng)異構計算環(huán)境中是十分關鍵的。
[Abstract]:At present, commercial banks have generally established a relatively perfect credit management system. Before and during the credit process, the commercial banks rely on due diligence, risk assessment and modern IT means, such as due diligence, risk assessment, and so on. Efforts to control credit risk and continue to pursue the maximum benefit of credit. However, with the increasing of credit scale and customer stock, the traditional management requirements of credit risk of commercial banks are higher and higher. However, due to the scattered objectives of various business units and the "information island" effect caused by the existing IT architecture, the existing manual management cannot be unified and comprehensive within the bank on the one hand, On the one hand, it is more difficult to grasp all the business status of the same customer in order to make objective customer evaluation, on the one hand, it is more difficult for the industry, the region, In order to improve the credit policy and management scheme continuously and effectively, the management state of real estate loan is grasped by different clients of real estate enterprises in this period. Based on the J2EE architecture, the design pattern of Struts framework using B / S is studied in this paper. The development uses MVC architecture based on J2EE and MSSQLServer2012 database. Based on the overall analysis of the structure and business requirements of the bank mortgage management system, and based on the method of software application design and implementation, this paper first analyzes the requirements of the housing loan information management system, and adopts the scientific modeling technology of UML. The use case diagram of the system is obtained, and the overall design of the system is carried out accordingly. The main function modules of the system design include customer information management module, customer credit control module, housing loan center examination and approval management module, mortgage tracking management module, and so on. For each real estate mortgage business process, various business classification module design and implementation. The real estate loan management system of J Bank based on J2EE platform and Struts framework technology has the advantages of excellent portability, complete security, high reusability and so on. And the system can develop portable applications deployed in different architectures. The housing loan management system based on J2EE does not depend on any particular operating system, middleware and hardware, so it can be deployed to all kinds of system platforms after one development, and use Git to manage, iterate and update the software version. This is crucial in a typical heterogeneous computing environment for banking systems.
【學位授予單位】:電子科技大學
【學位級別】:碩士
【學位授予年份】:2014
【分類號】:TP311.52
【參考文獻】
相關碩士學位論文 前1條
1 韓淼;基于J2EE的一種多層web系統(tǒng)通用框架的設計與應用[D];大連理工大學;2005年
,本文編號:1968765
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