本文選題：保障性住房 + 住房保障政策��； 參考：《遼寧大學(xué)》2013年碩士論文

【摘要】：住房問題，不僅是民生問題，更是重要的經(jīng)濟(jì)問題。我國經(jīng)過30余年的改革開放，，在城鎮(zhèn)住房制度的改革上取得了階段性勝利，充分引導(dǎo)和發(fā)展房地產(chǎn)市場(chǎng)，城鄉(xiāng)居民住房狀況得到了非常大的改善。但是，由于我國保障性住房制度和體系建設(shè)還處于初級(jí)探索階段：房地產(chǎn)價(jià)格不斷攀升，城市人口規(guī)模也在不斷擴(kuò)大，保障性住房需求量遠(yuǎn)大于供給量；保障性住房融資困難，融資缺口不斷擴(kuò)大；與此同時(shí)出現(xiàn)了保障性住房的福利倒置、缺乏良性的內(nèi)循環(huán)、尋租和住入退出線缺乏標(biāo)準(zhǔn)等的一系列管理問題；這使得中低收入者住房保障問題越來越凸顯，這部分人群的住房問題得不到解決，經(jīng)濟(jì)和社會(huì)各方面都會(huì)受到影響。相反，如果能夠提出和實(shí)施切實(shí)有效、健全完善的保障性住房政策，保障好這部分人的住房保障問題，不僅有助于我國房地產(chǎn)市場(chǎng)持續(xù)健康的發(fā)展，還有助于維護(hù)社會(huì)的公平公正，安定穩(wěn)定和健康可持續(xù)的發(fā)展。 本文第一章介紹了保障性住房和政策的基本內(nèi)涵及特征，對(duì)保障性住房的供給方式進(jìn)行了理論層面的分析，進(jìn)而提出建立保障性住房政策的必要性；第二章分別從經(jīng)濟(jì)適用住房、廉租房和限價(jià)房三個(gè)角度介紹了我國保障性住房體系中政策實(shí)施現(xiàn)狀及存在的問題。第三章重點(diǎn)介紹了在保障性住房領(lǐng)域處于先進(jìn)水平的一些外國先進(jìn)經(jīng)驗(yàn)，其中包括美國、德國和新加坡的先進(jìn)政策經(jīng)驗(yàn)。第四章提出我國保障性住房政策的創(chuàng)新設(shè)計(jì)及具體建議：基本思路是統(tǒng)籌兼顧、適度保障、定標(biāo)可量、分層操作。具體政策包括推行有針對(duì)性的實(shí)施保障模式，分級(jí)分層逐步實(shí)現(xiàn)；提升政府管理水平，建立健全保障性住房制度的法規(guī)體系；建立集財(cái)稅、金融、行政體制為一體的綜合配套措施；堅(jiān)持可持續(xù)發(fā)展，完善經(jīng)濟(jì)適用住房的內(nèi)循環(huán)機(jī)制；建立健全住房過濾的長效保障機(jī)制。 只有完善低收入家庭的住房保障政策，優(yōu)化保障性住房體系，保證各項(xiàng)優(yōu)化政策措施得到切實(shí)的實(shí)施，實(shí)現(xiàn)應(yīng)保盡保，才能真正的、切實(shí)的、解決好城鄉(xiāng)居民的住房這一人民最直接，最關(guān)心，最現(xiàn)實(shí)的問題。
[Abstract]:Housing is not only a livelihood issue, but also an important economic issue. After more than 30 years of reform and opening up in China, the reform of urban housing system has achieved a phased victory, fully guide and develop the real estate market, and the housing situation of urban and rural residents has been greatly improved. However, the construction of affordable housing system in China is still in the primary stage: the real estate price is rising, the urban population is also expanding, the demand for affordable housing is far greater than the supply, and the financing of affordable housing is difficult. At the same time, there are a series of management problems, such as welfare inversion of affordable housing, lack of benign internal cycle, lack of standard of rent-seeking and exit line, etc. This makes the housing security problem of middle and low income people more and more prominent, this part of the population housing problem can not be solved, economic and social aspects will be affected. On the contrary, if we can put forward and implement an effective, sound and sound housing policy to ensure the housing security of this group of people, it will not only contribute to the sustained and healthy development of the real estate market in our country. It also helps to maintain social equity, stability, stability and healthy and sustainable development. The first chapter introduces the basic connotation and characteristics of the indemnificatory housing and policy, analyzes the supply mode of the indemnificatory housing theoretically, and then puts forward the necessity of establishing the supportable housing policy. The second chapter introduces the current situation of policy implementation and the existing problems in our country's affordable housing system from three angles: affordable housing, low-rent housing and price-limited housing. The third chapter focuses on some advanced foreign experiences in the field of affordable housing, including the advanced policy experience of the United States, Germany and Singapore. The fourth chapter puts forward the innovative design and concrete suggestions of our country's indemnificatory housing policy: the basic idea is overall consideration, moderate security, scalable and stratified operation. Specific policies include the implementation of a targeted implementation security model, gradually realized at different levels, raising the level of government management, establishing and improving the legal system of affordable housing system, establishing a fiscal and tax collection system, and establishing a financial system, The administrative system is an integral part of the comprehensive supporting measures; adhere to sustainable development, improve the internal circulation mechanism of affordable housing; establish and improve the housing filtering long-term security mechanism. Only by perfecting the housing security policy of low-income families, optimizing the affordable housing system, ensuring that all the optimized policies and measures are effectively implemented, and realizing that all measures should be guaranteed, can they be truly and practically implemented. Solve the housing of urban and rural residents, the most direct, most concerned about, the most realistic problem.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F299.23

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