本文選題：金融危機(jī) + 財務(wù)風(fēng)險��； 參考：《武漢工程大學(xué)》2014年碩士論文

【摘要】：自從2008年，美國房地產(chǎn)債券市場遭遇信用危機(jī)而爆發(fā)環(huán)球金融危機(jī)以來，外貿(mào)企業(yè)受到歐美日等主要市場需求不足的影響，紛紛受到不同程度的沖擊。由于國際貿(mào)易下的國際結(jié)算通常采用匯付、托收、信用證等模式進(jìn)行，即采用信用結(jié)算的方式進(jìn)行，而受到環(huán)球金融危機(jī)的影響，匯率波動幅度加大，美元、歐元、日元貶值的不利影響，以及由于環(huán)球金融危機(jī)帶來的大量人口失業(yè)及其由此引發(fā)的購買力嚴(yán)重下降等問題，致使我國外貿(mào)企業(yè)的海外市場嚴(yán)重縮水；另一方面，隨著國內(nèi)針對環(huán)球金融危機(jī)采取的一系列刺激政策的出臺以及有關(guān)收入分配改革方案的擬定，國內(nèi)市場顯著復(fù)蘇，國內(nèi)勞動力價格也相應(yīng)上漲，這在客觀程度上加劇了外貿(mào)企業(yè)的用工成本，致使外貿(mào)企業(yè)陷入了國內(nèi)制造成本上升，國外市場萎靡不振的雙重不利格局，從財務(wù)的角度來看，外貿(mào)企業(yè)面臨國外市場欠債無法償還的困境，而這一困境必將嚴(yán)重威脅企業(yè)的運(yùn)營，所以本文著重分析這場金融危機(jī)的影響特別是對外貿(mào)企業(yè)的沖擊，以及在這場金融危機(jī)過后如何加強(qiáng)外貿(mào)企業(yè)的財務(wù)風(fēng)險管理做出相應(yīng)的對策與建議。 信用風(fēng)險，外匯風(fēng)險，，結(jié)算風(fēng)險，現(xiàn)金流量風(fēng)險，反傾銷和其他各大外貿(mào)企業(yè)財務(wù)風(fēng)險簡介，深入細(xì)致的分析，風(fēng)險的原因，風(fēng)險意識，建立風(fēng)險管理機(jī)構(gòu)，制定風(fēng)險風(fēng)險管理人員，建立有效的風(fēng)險防范機(jī)制，學(xué)習(xí)金融工具作對沖及其他風(fēng)險防范措施，增強(qiáng)企業(yè)的核心競爭力，保護(hù)了企業(yè)利益和國家經(jīng)濟(jì)安全。 本文的第一章為緒論,該章分析了這篇論文的研究背景與意義,主要是在金融危機(jī)爆發(fā)后,企業(yè)在財務(wù)管理中遇到的一些新問題.針對這些新問題,來進(jìn)一步完善財務(wù)管理策略,在該章中，還介紹了本文所引述的國內(nèi)外相關(guān)研究成果，以及介紹了本文的研究方法，主要是以定性研究為主。本文的第二章為金融危機(jī)與財務(wù)風(fēng)險理論概述，這一章主要談及了2008年環(huán)球金融危機(jī)的概念，以及以廣東中小企業(yè)的數(shù)據(jù)以點(diǎn)帶面的詳細(xì)說明了金融危機(jī)對我國中小企業(yè)的沖擊，另外并結(jié)合論文，又詳細(xì)闡述了財務(wù)風(fēng)險管理理論的相關(guān)知識。 本文第三章為外貿(mào)企業(yè)財務(wù)風(fēng)險管理中存在的問題，包括信用，結(jié)算，外匯和現(xiàn)金，由于金融危機(jī)的爆發(fā)，這四點(diǎn)已經(jīng)尤其重要，特別是結(jié)算，如何保證出口企業(yè)的貨款的到位，是一個非常重要的問題，那么本章著眼于利用國際結(jié)算的相關(guān)知識，指出了當(dāng)前外貿(mào)企業(yè)存在的財務(wù)風(fēng)險管理問題。本文的第四章外貿(mào)企業(yè)的財務(wù)風(fēng)險的防范與對策，主要針對第三章所列出的問題，作出了回答，包括對信用風(fēng)險問題、結(jié)算風(fēng)險問題、外匯風(fēng)險問題、以及現(xiàn)金風(fēng)險問題，都做出了防范建議與策略，希望對受金融危機(jī)影響以來的中小企業(yè)防范財務(wù)風(fēng)險提供一般性的指導(dǎo)意見。 本文的第五章是通過一個案例來詳細(xì)說明外貿(mào)企業(yè)應(yīng)該如何規(guī)避財務(wù)風(fēng)險。結(jié)論部分又針對企業(yè)財務(wù)風(fēng)險管理提出了五點(diǎn)建議，希望對中小企業(yè)防范財務(wù)風(fēng)險有所幫助。 研究企業(yè)財務(wù)管理創(chuàng)新的文章有很多，但是將金融危機(jī)與外貿(mào)企業(yè)的財務(wù)風(fēng)險管理的研究還很稀少，本文著重從深刻剖析金融危機(jī)的視角，揭示金融危機(jī)的對外貿(mào)企業(yè)的沖擊，并在此不利的情況下，研究如何轉(zhuǎn)危為機(jī)，將對企業(yè)面臨的主要風(fēng)險進(jìn)行深刻挖掘，并給出相關(guān)政策建議并提供相應(yīng)的措施。這就是本文研究的創(chuàng)新點(diǎn)。
[Abstract]:Since 2008, since the United States real estate bond market encountered the credit crisis and the global financial crisis broke out, foreign trade enterprises have been affected by the lack of demand in the major markets, such as Europe, America and Japan, and have been affected by different degrees. Because international settlement under international trade usually adopts the mode of remittance, collection, letter of credit, etc., that is, the use of credit settlement On the other hand, it has been affected by the global financial crisis, the increase of exchange rate fluctuations, the adverse effects of the dollar, the euro, the depreciation of the yen and the serious decline of the large population unemployment caused by the global financial crisis and the resulting decline in the purchasing power caused by the global financial crisis; on the other hand, the overseas market of our foreign trade enterprises is shrinking. With the introduction of a series of domestic stimulus policies aimed at the global financial crisis and the drafting of a scheme for the reform of the income distribution, the domestic market has recovered significantly and the domestic labor price has risen correspondingly. This has aggravated the cost of labor for foreign trade enterprises in an objective degree, causing the foreign trade enterprises to fall into the domestic manufacturing costs and foreign markets. In the financial perspective, foreign trade enterprises are confronted with the difficulties that foreign market debt is unable to repay, and this dilemma will certainly threaten the operation of the enterprises. So this paper analyzes the impact of the financial crisis, especially on the foreign trade enterprises, and how to strengthen the financial crisis after the financial crisis. Financial risk management of foreign trade enterprises makes corresponding countermeasures and suggestions.
Credit risk, foreign exchange risk, settlement risk, cash flow risk, anti dumping and other major foreign trade enterprise financial risk profiles, in-depth and detailed analysis, risk reasons, risk awareness, risk management institutions, risk management personnel, establishment of effective risk prevention mechanism, learning financial tools and other risk prevention Measures to enhance the core competitiveness of enterprises, protect the interests of enterprises and national economic security.
The first chapter of this article is the introduction, which analyzes the research background and significance of this paper, mainly in the financial crisis after the outbreak of some new problems encountered in the financial management. In view of these new problems, we will further improve the financial management strategy. In this chapter, the relevant domestic and foreign research results quoted in this paper are also introduced. The second chapter of this paper is a summary of the financial crisis and financial risk theory. This chapter mainly talks about the concept of the global financial crisis in 2008, and the details of the data of small and medium enterprises in Guangdong on the impact of the financial crisis on China's small and medium enterprises. Combined with the thesis, the knowledge of financial risk management theory is elaborated in detail.
The third chapter of this article is the existing problems in the financial risk management of foreign trade enterprises, including credit, settlement, foreign exchange and cash. Because of the outbreak of the financial crisis, these four points are particularly important, especially the settlement. How to guarantee the delivery of the goods of the export enterprises is a very important problem, so this chapter focuses on the use of international settlement. Knowledge, pointing out the financial risk management problems existing in the current foreign trade enterprises. The fourth chapter of this article is to prevent and measure the financial risk of foreign trade enterprises, and to answer the problems listed in the third chapter, including the credit risk, the settlement risk, the foreign exchange risk and the cash risk. Suggestions and strategies, hoping to provide general guidance for SMEs to prevent financial risks since the impact of the financial crisis.
The fifth chapter of this article is to explain how foreign trade enterprises should avoid financial risk through a case. The conclusion part also puts forward five suggestions on the management of enterprise financial risk, hoping to help small and medium-sized enterprises to prevent financial risks.
There are many articles to study the innovation of enterprise financial management, but the research on financial crisis and the financial risk management of foreign trade enterprises is very rare. This paper focuses on the perspective of financial crisis and reveals the impact of the financial crisis on foreign trade enterprises, and under this unfavorable situation, the research on how to turn the crisis into the machine will be faced with the enterprises. The main risks are deeply explored, and relevant policy recommendations and corresponding measures are provided. This is the innovation of this paper.

【學(xué)位授予單位】：武漢工程大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F715.5;F752

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