本文選題：資金來源結(jié)構(gòu)　切入點：區(qū)域差異　出處：《重慶大學(xué)》2014年碩士論文

【摘要】：房地產(chǎn)市場的發(fā)展離不開資金的支持，部分經(jīng)濟不發(fā)達(dá)地區(qū)的融資難問題影響了當(dāng)?shù)氐姆康禺a(chǎn)市場發(fā)展。首先，文章介紹了融資結(jié)構(gòu)理論、區(qū)域經(jīng)濟差異理論以及房地產(chǎn)市場融資結(jié)構(gòu)、區(qū)域差異的研究現(xiàn)狀，并在此基礎(chǔ)上提出文章的研究重點——房地產(chǎn)資金來源結(jié)構(gòu)差異。其次，對我國房地產(chǎn)市場資金來源結(jié)構(gòu)的總體特點進(jìn)行研究，并選用全國31個省市1999-2012年的房地產(chǎn)市場融資數(shù)據(jù)，從時間序列與空間截面兩個角度出發(fā)，利用變異系數(shù)、最大最小系數(shù)、泰爾指數(shù)對我國不同地區(qū)之間資金來源結(jié)構(gòu)的差異以及發(fā)展態(tài)勢進(jìn)行分析，發(fā)現(xiàn)地區(qū)經(jīng)濟發(fā)展水平越高，房地產(chǎn)信貸資金投入比例越大，，外資利用程度也出現(xiàn)上述問題，經(jīng)濟落后地區(qū)則主要依賴企業(yè)自籌。總體看來，地區(qū)間資金來源結(jié)構(gòu)差異明顯且差異呈現(xiàn)不斷擴大的態(tài)勢。研究結(jié)果還表明，資金來源結(jié)構(gòu)不僅在地區(qū)之間差異嚴(yán)重，地區(qū)內(nèi)部也呈現(xiàn)較大差異，同一地區(qū)內(nèi)部的房地產(chǎn)資金投入也呈現(xiàn)不均衡狀態(tài)。再次，結(jié)合前人的研究以及自身所學(xué)知識，試探性地對資金來源結(jié)構(gòu)區(qū)域差異的影響因素進(jìn)行分析，構(gòu)建面板數(shù)據(jù)模型，利用EVIEWS軟件探尋其對資金來源結(jié)構(gòu)的影響情況，結(jié)果發(fā)現(xiàn)各地區(qū)資金來源結(jié)構(gòu)的最顯著影響因素依次為實際利率、地區(qū)金融機構(gòu)存貸比、地區(qū)金融相關(guān)比率、物價指數(shù)。最后，基于文章研究結(jié)果，提出相應(yīng)的建議。
[Abstract]:The development of the real estate market can not be separated from the support of funds. The financing difficulties in some underdeveloped areas affect the development of the local real estate market. First, the paper introduces the financing structure theory. The theory of regional economic difference, the financing structure of real estate market, the present situation of regional difference, and on the basis of which, the paper puts forward the research focus of the article-real estate fund source structure difference. Secondly, This paper studies the general characteristics of the capital source structure of the real estate market in China, and selects the financing data of the real estate market from 1999 to 2012 in 31 provinces and cities in China. From the angle of time series and space section, the paper uses the coefficient of variation, the maximum and the minimum coefficient. Based on the analysis of the differences in the structure of capital sources and the development situation among different regions in China, it is found that the higher the level of regional economic development is, the greater the proportion of real estate credit funds is, and the above problems arise in the degree of foreign capital utilization. On the other hand, the economic backward areas mainly depend on enterprises' self-financing. In general, the differences between regions are obvious and the differences are increasing. The results also show that the structure of capital sources is not only serious in different regions. There are also large differences within the region, and the investment of real estate funds in the same region is also uneven. Thirdly, combined with previous studies and knowledge learned by oneself, This paper tentatively analyzes the influencing factors of the regional differences in the source structure of funds, constructs the panel data model, and explores its influence on the structure of the source of funds by using EVIEWS software. The results show that the most significant factors affecting the source structure of funds in each region are the real interest rate, the deposit-loan ratio of regional financial institutions, the ratio of regional financial correlation, and the price index. Finally, based on the research results, the corresponding suggestions are put forward.
【學(xué)位授予單位】：重慶大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F299.23

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 于曉紅;張立;;基于行業(yè)環(huán)境因素的上市公司資本結(jié)構(gòu)影響因素分析[J];財會通訊;2009年32期

2 郭亞力;;我國房地產(chǎn)投融資格局分析及路徑選擇[J];財貿(mào)研究;2006年02期

3 劉慧;;區(qū)域差異測度方法與評價[J];地理研究;2006年04期

4 陳曉紅,黎璞;中小企業(yè)融資結(jié)構(gòu)影響因素的實證研究[J];系統(tǒng)工程;2004年01期

5 王玉榮;我國上市公司融資結(jié)構(gòu)決定因素的實證分析[J];工業(yè)技術(shù)經(jīng)濟;2005年04期

6 梁琪;郭娜;;我國房地產(chǎn)價格與銀行績效——基于省際面板數(shù)據(jù)的實證研究[J];國際金融研究;2011年09期

7 王明虎;鄭興東;;銀行競爭、區(qū)域信貸差異與上市公司信貸融資[J];財政研究;2013年10期

8 陳湘州;袁永發(fā);;房地產(chǎn)投資影響經(jīng)濟增長的區(qū)域性差異——基于省際面板數(shù)據(jù)的實證分析[J];北京工商大學(xué)學(xué)報(社會科學(xué)版);2013年06期

9 牟元萍;趙黎明;;我國房地產(chǎn)融資結(jié)構(gòu)分析[J];河北工業(yè)大學(xué)學(xué)報;2006年06期

10 張佳林,杜穎,李京;電力行業(yè)上市公司資本結(jié)構(gòu)與公司績效的實證分析[J];湖南大學(xué)學(xué)報(社會科學(xué)版);2003年03期

本文編號：1667200