本文選題：投資公司　切入點：房地產項目　出處：《安徽大學》2014年碩士論文

【摘要】：房地產業(yè)作為拉動我國國內生產總值的重要支柱行業(yè)之一始終在我國的國民經(jīng)濟中扮演著重要的角色,其不僅帶動了鋼鐵、建材、家電等行業(yè)的發(fā)展,同時也因能產生高額的投資利潤而吸引了大量的金融資金。隨著美國次貸危機的爆發(fā),我國政府開始對房地產業(yè)實施一系列調控政策,使得銀行信貸資金對房地產業(yè)收緊、貸款門檻提高,中小房地產開發(fā)企業(yè)開始出現(xiàn)生存危機。投資公司瞄準了這個時機,紛紛從實業(yè)投資、資源投資轉向房地產投資。然而,鄂爾多斯樓市泡沫的破裂時刻預警著投資房地產項目雖然可以獲得高回報但也面臨著巨大的風險。倘若投資公司沒有全面認識所投資項目的風險狀況,沒有建立完善的風險控制體系,只是憑借經(jīng)驗主義投機房地產將很有可能面臨無法收回投資本金甚至出現(xiàn)資金斷裂面臨倒閉的風險,目前大多數(shù)投資公司即沒有商業(yè)銀行那么嚴格的風險控制體系,也沒有足夠多的儲備資金,一旦某個房地產項目在還款和處置抵押物方面出現(xiàn)問題,會出現(xiàn)大量的壞賬呆賬,很容易因此而產生財務困難。所以,對于投資公司而言,如何在房地產投資時做好項目風險控制就顯地尤為重要。 本文共分五章進行論述。第一章主要闡述研究的背景、意義；分析國內外對房地產項目風險控制研究的現(xiàn)狀以及存在的問題；明確本文研究重點。第二章闡述房地產投資及房地產投資風險的定義；分析我國投資公司在房地產項目風險控制方面的現(xiàn)狀,闡述投資公司投資房地產項目時進行風險控制的必要性。第三章主要從房地產項目的事前風險評估、事中風險防范及事后風險控制效果評價三個角度構建投資公司房地產項目風險控制體系。第四章運用案例實施第三章的風險控制體系。第五章對論文的研究工作進行總結,并展望未來。 本文可能的創(chuàng)新點在于：(1)論文視角創(chuàng)新。目前在房地產項目風險控制方面的研究主要是以房地產開發(fā)企業(yè)為研究對象,而對第三方投資者(如投資公司)在項目投資時所面臨的風險研究卻甚少涉及。因此,本文選取以投資公司為視角進行風險研究具有一定的新意。(2)實證內容創(chuàng)新。目前的很多風險控制模型只能停留在理論層面,卻受制于模型設定的條件而難以運用到實踐工作中去。本文通過對房地產投資風險理論的研究,結合目前投資公司對地產項目風險控制的現(xiàn)狀,構建了投資公司房地產項目風險控制體系,并用案例對該體系進行實施和評價。
[Abstract]:The real estate industry, as one of the most important pillar industries in China's GDP, has always played an important role in the national economy of our country. It has not only driven the development of steel, building materials, household appliances and other industries, With the outbreak of the subprime mortgage crisis in the United States, our government began to implement a series of regulation and control policies on the real estate industry, which made bank credit funds tighten on the real estate industry. The loan threshold was raised, and small and medium-sized real estate development enterprises began to face a survival crisis. Investment companies aimed at this opportunity, one after another, from industrial investment to resource investment to real estate investment. However, The bursting of the housing bubble in Ordos warns that investing in real estate projects, while earning high returns, is also a huge risk. If investment companies do not fully understand the risks of the projects they are investing in, Without the establishment of a sound risk control system, it is only possible to rely on empiricism to speculate on real estate that it is likely to face the risk of failure to recover the principal of the investment or even the collapse of the capital. At present, most investment companies do not have such a strict risk control system as commercial banks, nor do they have enough reserve funds. Once a real estate project has problems in repayment and disposal of collateral, there will be a large number of bad loans and bad debts. It is easy to create financial difficulties. Therefore, how to control project risk in real estate investment is particularly important for investment companies. This paper is divided into five chapters. The first chapter mainly describes the background and significance of the study, analyzes the domestic and foreign research on real estate project risk control status and existing problems; The second chapter expounds the definition of real estate investment and real estate investment risk, analyzes the present situation of investment companies in real estate project risk control, This paper expounds the necessity of risk control when investment companies invest in real estate projects. The third chapter mainly discusses the prior risk assessment of real estate projects. In chapter 4, the risk control system of real estate project of investment company is implemented by case study. Chapter five summarizes the research work of the thesis. And look to the future. The possible innovation of this paper lies in the innovation of the perspective of the thesis. At present, the research on the risk control of real estate projects is mainly focused on the real estate development enterprises. However, research on the risks faced by third party investors (such as investment companies) when investing in projects is rarely studied. This paper chooses the investment company as the angle of view to carry on the risk research to have certain innovation. The current many risk control models can only stay in the theoretical level. However, it is difficult to apply it to the practical work because of the conditions set by the model. Through the research on the theory of real estate investment risk, this paper combines the current situation of investment companies to control the risk of real estate projects. The real estate project risk control system of investment company is constructed, and the system is implemented and evaluated with cases.
【學位授予單位】：安徽大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F299.23;F272.3

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本文編號：1662058