本文選題：投資公司　切入點(diǎn)：房地產(chǎn)項(xiàng)目　出處：《安徽大學(xué)》2014年碩士論文

【摘要】：房地產(chǎn)業(yè)作為拉動(dòng)我國國內(nèi)生產(chǎn)總值的重要支柱行業(yè)之一始終在我國的國民經(jīng)濟(jì)中扮演著重要的角色,其不僅帶動(dòng)了鋼鐵、建材、家電等行業(yè)的發(fā)展,同時(shí)也因能產(chǎn)生高額的投資利潤而吸引了大量的金融資金。隨著美國次貸危機(jī)的爆發(fā),我國政府開始對(duì)房地產(chǎn)業(yè)實(shí)施一系列調(diào)控政策,使得銀行信貸資金對(duì)房地產(chǎn)業(yè)收緊、貸款門檻提高,中小房地產(chǎn)開發(fā)企業(yè)開始出現(xiàn)生存危機(jī)。投資公司瞄準(zhǔn)了這個(gè)時(shí)機(jī),紛紛從實(shí)業(yè)投資、資源投資轉(zhuǎn)向房地產(chǎn)投資。然而,鄂爾多斯樓市泡沫的破裂時(shí)刻預(yù)警著投資房地產(chǎn)項(xiàng)目雖然可以獲得高回報(bào)但也面臨著巨大的風(fēng)險(xiǎn)。倘若投資公司沒有全面認(rèn)識(shí)所投資項(xiàng)目的風(fēng)險(xiǎn)狀況,沒有建立完善的風(fēng)險(xiǎn)控制體系,只是憑借經(jīng)驗(yàn)主義投機(jī)房地產(chǎn)將很有可能面臨無法收回投資本金甚至出現(xiàn)資金斷裂面臨倒閉的風(fēng)險(xiǎn),目前大多數(shù)投資公司即沒有商業(yè)銀行那么嚴(yán)格的風(fēng)險(xiǎn)控制體系,也沒有足夠多的儲(chǔ)備資金,一旦某個(gè)房地產(chǎn)項(xiàng)目在還款和處置抵押物方面出現(xiàn)問題,會(huì)出現(xiàn)大量的壞賬呆賬,很容易因此而產(chǎn)生財(cái)務(wù)困難。所以,對(duì)于投資公司而言,如何在房地產(chǎn)投資時(shí)做好項(xiàng)目風(fēng)險(xiǎn)控制就顯地尤為重要。 本文共分五章進(jìn)行論述。第一章主要闡述研究的背景、意義；分析國內(nèi)外對(duì)房地產(chǎn)項(xiàng)目風(fēng)險(xiǎn)控制研究的現(xiàn)狀以及存在的問題；明確本文研究重點(diǎn)。第二章闡述房地產(chǎn)投資及房地產(chǎn)投資風(fēng)險(xiǎn)的定義；分析我國投資公司在房地產(chǎn)項(xiàng)目風(fēng)險(xiǎn)控制方面的現(xiàn)狀,闡述投資公司投資房地產(chǎn)項(xiàng)目時(shí)進(jìn)行風(fēng)險(xiǎn)控制的必要性。第三章主要從房地產(chǎn)項(xiàng)目的事前風(fēng)險(xiǎn)評(píng)估、事中風(fēng)險(xiǎn)防范及事后風(fēng)險(xiǎn)控制效果評(píng)價(jià)三個(gè)角度構(gòu)建投資公司房地產(chǎn)項(xiàng)目風(fēng)險(xiǎn)控制體系。第四章運(yùn)用案例實(shí)施第三章的風(fēng)險(xiǎn)控制體系。第五章對(duì)論文的研究工作進(jìn)行總結(jié),并展望未來。 本文可能的創(chuàng)新點(diǎn)在于：(1)論文視角創(chuàng)新。目前在房地產(chǎn)項(xiàng)目風(fēng)險(xiǎn)控制方面的研究主要是以房地產(chǎn)開發(fā)企業(yè)為研究對(duì)象,而對(duì)第三方投資者(如投資公司)在項(xiàng)目投資時(shí)所面臨的風(fēng)險(xiǎn)研究卻甚少涉及。因此,本文選取以投資公司為視角進(jìn)行風(fēng)險(xiǎn)研究具有一定的新意。(2)實(shí)證內(nèi)容創(chuàng)新。目前的很多風(fēng)險(xiǎn)控制模型只能停留在理論層面,卻受制于模型設(shè)定的條件而難以運(yùn)用到實(shí)踐工作中去。本文通過對(duì)房地產(chǎn)投資風(fēng)險(xiǎn)理論的研究,結(jié)合目前投資公司對(duì)地產(chǎn)項(xiàng)目風(fēng)險(xiǎn)控制的現(xiàn)狀,構(gòu)建了投資公司房地產(chǎn)項(xiàng)目風(fēng)險(xiǎn)控制體系,并用案例對(duì)該體系進(jìn)行實(shí)施和評(píng)價(jià)。
[Abstract]:The real estate industry, as one of the most important pillar industries in China's GDP, has always played an important role in the national economy of our country. It has not only driven the development of steel, building materials, household appliances and other industries, With the outbreak of the subprime mortgage crisis in the United States, our government began to implement a series of regulation and control policies on the real estate industry, which made bank credit funds tighten on the real estate industry. The loan threshold was raised, and small and medium-sized real estate development enterprises began to face a survival crisis. Investment companies aimed at this opportunity, one after another, from industrial investment to resource investment to real estate investment. However, The bursting of the housing bubble in Ordos warns that investing in real estate projects, while earning high returns, is also a huge risk. If investment companies do not fully understand the risks of the projects they are investing in, Without the establishment of a sound risk control system, it is only possible to rely on empiricism to speculate on real estate that it is likely to face the risk of failure to recover the principal of the investment or even the collapse of the capital. At present, most investment companies do not have such a strict risk control system as commercial banks, nor do they have enough reserve funds. Once a real estate project has problems in repayment and disposal of collateral, there will be a large number of bad loans and bad debts. It is easy to create financial difficulties. Therefore, how to control project risk in real estate investment is particularly important for investment companies. This paper is divided into five chapters. The first chapter mainly describes the background and significance of the study, analyzes the domestic and foreign research on real estate project risk control status and existing problems; The second chapter expounds the definition of real estate investment and real estate investment risk, analyzes the present situation of investment companies in real estate project risk control, This paper expounds the necessity of risk control when investment companies invest in real estate projects. The third chapter mainly discusses the prior risk assessment of real estate projects. In chapter 4, the risk control system of real estate project of investment company is implemented by case study. Chapter five summarizes the research work of the thesis. And look to the future. The possible innovation of this paper lies in the innovation of the perspective of the thesis. At present, the research on the risk control of real estate projects is mainly focused on the real estate development enterprises. However, research on the risks faced by third party investors (such as investment companies) when investing in projects is rarely studied. This paper chooses the investment company as the angle of view to carry on the risk research to have certain innovation. The current many risk control models can only stay in the theoretical level. However, it is difficult to apply it to the practical work because of the conditions set by the model. Through the research on the theory of real estate investment risk, this paper combines the current situation of investment companies to control the risk of real estate projects. The real estate project risk control system of investment company is constructed, and the system is implemented and evaluated with cases.
【學(xué)位授予單位】：安徽大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F299.23;F272.3

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 高文杰;;試論農(nóng)業(yè)發(fā)展銀行貸款風(fēng)險(xiǎn)管理[J];海南金融;2010年04期

2 丁烈云;房地產(chǎn)周期波動(dòng)成因分析[J];華中科技大學(xué)學(xué)報(bào)(社會(huì)科學(xué)版);2003年02期

3 王泰,顏哲;房地產(chǎn)投資基金與風(fēng)險(xiǎn)投資基金的對(duì)比分析[J];重慶建筑大學(xué)學(xué)報(bào);2002年06期

4 肖艷,吳承祥;淺議抵押房地產(chǎn)價(jià)格評(píng)估風(fēng)險(xiǎn)[J];重慶建筑大學(xué)學(xué)報(bào);2002年06期

5 宋娜娜;張利軍;;房地產(chǎn)價(jià)格隨機(jī)波動(dòng)與房地產(chǎn)收益風(fēng)險(xiǎn)值(VaR)的研究[J];價(jià)值工程;2009年05期

6 彭定，

本文編號(hào)：1662058