【摘要】：居民大病保險制度自2012年實施以來,在一定程度上減輕了居民就醫(yī)的經(jīng)濟(jì)負(fù)擔(dān),提高了居民的醫(yī)療保障水平。但由于大病保險開展時間不長,大病保險運(yùn)行模式差別很大,保障水平參差不齊,居民大病醫(yī)療需求尚未得到合理有效滿足,亟需創(chuàng)新大病保險模式與路徑。本文基于對大病保險現(xiàn)有文獻(xiàn)的總結(jié)和分析,提出進(jìn)一步發(fā)展大病保險的構(gòu)想和思路,認(rèn)為大病保險需要創(chuàng)新發(fā)展模式和發(fā)展路徑,即通過優(yōu)化制度設(shè)計,完善制度整合,細(xì)化制度內(nèi)容,從而提高制度運(yùn)行效率和資源配置效率。
[Abstract]:Since the implementation of the residents' serious illness insurance system in 2012, to a certain extent, it has reduced the economic burden of residents to seek medical treatment and improved the level of medical security for residents. However, due to the short development time of serious illness insurance, the operation mode of serious illness insurance is very different, the level of guarantee is uneven, and the medical needs of residents for serious illness have not yet been reasonably and effectively met, so it is urgent to innovate the mode and path of serious illness insurance. Based on the summary and analysis of the existing literature of serious illness insurance, this paper puts forward the idea and train of thought of further developing serious illness insurance, and holds that serious illness insurance needs to innovate the development mode and development path, that is, by optimizing the system design, perfecting the system integration and refining the system content, so as to improve the operation efficiency of the system and the efficiency of resource allocation.
【作者單位】： 中國人民大學(xué)勞動人事學(xué)院;西北大學(xué)公共管理學(xué)院;四川大學(xué)公共管理學(xué)院;
【基金】：國家社科基金項目“城鄉(xiāng)統(tǒng)籌背景下我國醫(yī)療保障制度轉(zhuǎn)型與發(fā)展路徑研究”(項目編號:13BGL114) 四川省社會科學(xué)研究“十三五”規(guī)劃課題“健康扶貧背景下四川省大病保障發(fā)展路徑研究”(項目編號:SC16C009) 中國人民大學(xué)科學(xué)研究基金重大項目“大病保險創(chuàng)新發(fā)展的模式與路徑研究”(項目批準(zhǔn)號:17XNL009)的階段性成果
【分類號】：F842.684
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本文編號：2523595