保險(xiǎn)業(yè)FDI對(duì)中國(guó)保險(xiǎn)服務(wù)貿(mào)易的影響研究
發(fā)布時(shí)間:2018-07-27 10:13
【摘要】:伴隨著國(guó)際貿(mào)易格局逐步向服務(wù)貿(mào)易方向轉(zhuǎn)變,服務(wù)貿(mào)易在國(guó)際貿(mào)易中占據(jù)的地位越來越重要。與此同時(shí),保險(xiǎn)服務(wù)貿(mào)易伴隨著服務(wù)貿(mào)易的發(fā)展在國(guó)際服務(wù)貿(mào)易中也逐漸嶄露頭角。并且隨著服務(wù)業(yè)外商直接投資在全球范圍的廣泛發(fā)展,流入我國(guó)保險(xiǎn)服務(wù)領(lǐng)域的外商直接投資也保持著較快的增長(zhǎng)態(tài)勢(shì),,保險(xiǎn)業(yè)FDI的流入會(huì)對(duì)中國(guó)的保險(xiǎn)服務(wù)貿(mào)易產(chǎn)生怎樣的影響效應(yīng),保險(xiǎn)業(yè)FDI與中國(guó)保險(xiǎn)服務(wù)貿(mào)易的發(fā)展之間是否存在一定的關(guān)系,這些正是本文試圖研究和解決的問題。 本文以保險(xiǎn)業(yè)FDI對(duì)中國(guó)保險(xiǎn)服務(wù)貿(mào)易的影響效應(yīng)作為研究對(duì)象,先是闡述了保險(xiǎn)業(yè)FDI對(duì)保險(xiǎn)服務(wù)貿(mào)易影響效應(yīng)的一些理論基礎(chǔ)并進(jìn)行了簡(jiǎn)要的理論分析,然后運(yùn)用我國(guó)保險(xiǎn)業(yè)FDI與保險(xiǎn)服務(wù)貿(mào)易相關(guān)數(shù)據(jù)就保險(xiǎn)業(yè)FDI對(duì)中國(guó)保險(xiǎn)服務(wù)貿(mào)易的影響效應(yīng)進(jìn)行統(tǒng)計(jì)分析并做了實(shí)證檢驗(yàn)分析。具體研究思路為:首先對(duì)保險(xiǎn)服務(wù)貿(mào)易概念、保險(xiǎn)業(yè)FDI進(jìn)行了概念與范圍上的界定,對(duì)相關(guān)理論進(jìn)行了闡述。然后簡(jiǎn)要分析和總結(jié)了流入我國(guó)保險(xiǎn)服務(wù)業(yè)FDI的各種動(dòng)機(jī),對(duì)我國(guó)保險(xiǎn)業(yè)FDI與保險(xiǎn)服務(wù)貿(mào)易進(jìn)行了現(xiàn)狀分析。進(jìn)而運(yùn)用統(tǒng)計(jì)分析方法就保險(xiǎn)業(yè)FDI對(duì)我國(guó)保險(xiǎn)服務(wù)貿(mào)易影響效應(yīng)進(jìn)行了正、反兩個(gè)方面的綜合剖析。在實(shí)證分析部分,通過選取我國(guó)1998~2012年保險(xiǎn)業(yè)FDI與保險(xiǎn)服務(wù)貿(mào)易相關(guān)數(shù)據(jù)建立回歸模型來分析保險(xiǎn)業(yè)FDI與我國(guó)保險(xiǎn)服務(wù)貿(mào)易總額、出口額、進(jìn)口額、凈出口額、保險(xiǎn)服務(wù)產(chǎn)業(yè)內(nèi)貿(mào)易指數(shù)(G-L指數(shù))、貿(mào)易競(jìng)爭(zhēng)力指數(shù)(NTB)及市場(chǎng)份額等數(shù)據(jù)的關(guān)系進(jìn)行了實(shí)證分析和檢驗(yàn)。 實(shí)證分析與理論分析的結(jié)果幾乎是一致的,研究結(jié)果均表明:保險(xiǎn)業(yè)FDI促進(jìn)了中國(guó)保險(xiǎn)服務(wù)貿(mào)易總額的增長(zhǎng),長(zhǎng)期來看推動(dòng)了我國(guó)保險(xiǎn)服務(wù)貿(mào)易方式的變革與貿(mào)易模式的轉(zhuǎn)型,使我國(guó)的保險(xiǎn)服務(wù)貿(mào)易方式更加便捷、高效,對(duì)我國(guó)保險(xiǎn)服務(wù)貿(mào)易競(jìng)爭(zhēng)力提升有小幅的促進(jìn)作用。但同時(shí)從短期來看,進(jìn)入我國(guó)保險(xiǎn)服務(wù)業(yè)的FDI也加劇了我國(guó)保險(xiǎn)服務(wù)貿(mào)易的逆差,并且使我國(guó)保險(xiǎn)服務(wù)貿(mào)易的出口集中度進(jìn)一步惡化,也給國(guó)內(nèi)保險(xiǎn)監(jiān)管部門帶來了一定的監(jiān)管壓力。從長(zhǎng)遠(yuǎn)來看,我國(guó)仍應(yīng)該繼續(xù)吸引保險(xiǎn)業(yè)FDI的流入;但需要在保險(xiǎn)業(yè)FDI的利用與配置方面進(jìn)行適當(dāng)?shù)囊龑?dǎo),以確保保險(xiǎn)業(yè)FDI正面效應(yīng)的充分發(fā)揮和避免負(fù)面效應(yīng)的進(jìn)一步擴(kuò)大。 最后,根據(jù)本研究的研究結(jié)論及目前我國(guó)保險(xiǎn)服務(wù)貿(mào)易的發(fā)展特點(diǎn),本文分別從國(guó)家、行業(yè)和企業(yè)三個(gè)層面提出了相應(yīng)的對(duì)策和建議。在國(guó)家層面,本人認(rèn)為我國(guó)應(yīng)繼續(xù)加大保險(xiǎn)服務(wù)業(yè)的開放力度但同時(shí)也要處理好保險(xiǎn)服務(wù)業(yè)開放和保護(hù)的關(guān)系,加強(qiáng)對(duì)保險(xiǎn)業(yè)FDI投資區(qū)位及投資方式選擇的引導(dǎo),促進(jìn)保險(xiǎn)服務(wù)貿(mào)易的國(guó)際合作;在行業(yè)層面,我國(guó)保險(xiǎn)業(yè)監(jiān)管部門應(yīng)主動(dòng)與國(guó)際化保險(xiǎn)監(jiān)督管理部門學(xué)習(xí)溝通與交流,推進(jìn)行業(yè)內(nèi)緊密合作并以行業(yè)自律輔助監(jiān)管;在企業(yè)層面,我國(guó)保險(xiǎn)企業(yè)應(yīng)抓住保險(xiǎn)服務(wù)市場(chǎng)全面開放的契機(jī),提高對(duì)高效利用保險(xiǎn)業(yè)FDI的重視程度,利用FDI增強(qiáng)企業(yè)自身的創(chuàng)新能力,加快混業(yè)經(jīng)營(yíng)的步伐,積極探索國(guó)際市場(chǎng)。
[Abstract]:With the change of international trade pattern to the direction of service trade, the position of service trade is becoming more and more important in international trade. At the same time, the insurance service trade has gradually emerged in the international service trade with the development of service trade. And with the wide development of foreign direct investment in the service industry, The foreign direct investment inflows into China's insurance service also maintains a rapid growth trend, what is the effect of the inflow of FDI in the insurance industry on China's insurance service trade, whether there is a certain relationship between the insurance industry FDI and the development of China's insurance service trade, which is the problem that this article is trying to study and solve.
This paper takes the impact effect of insurance industry FDI on China's insurance service trade as the research object. First, it expounds the theoretical basis of the impact effect of insurance industry FDI on insurance service trade and carries out a brief theoretical analysis. Then it uses the data of China's insurance industry FDI and the insurance service trade to make insurance service trade in China Insurance Industry FDI to China. This paper makes a statistical analysis and makes an empirical analysis. The specific research ideas are as follows: first, the concept of insurance service trade, the definition of the insurance industry FDI are defined and the related theories are expounded. Then, the various motives of the FDI in the insurance service industry in China are briefly analyzed and summarized, and the FDI of China's insurance industry is given. The present situation analysis is carried out with the insurance service trade, and then the effect of insurance industry FDI on China's insurance service trade is analyzed with the method of statistical analysis. In the part of the empirical analysis, the regression model is established to analyze the related data of the insurance trade between the insurance industry and the insurance industry in the 1998~2012 year of China. The relationship between insurance industry FDI and China's insurance service trade total, export volume, import amount, net export volume, trade index (G-L index) in insurance service industry, trade competitiveness index (NTB) and market share have been analyzed and tested.
The results of the empirical analysis are almost identical with the results of the theoretical analysis. The results of the study show that the insurance industry FDI has promoted the growth of the total amount of China's insurance service trade. In the long run, it promoted the transformation of the mode of insurance service trade and the transformation of the trade model in China, and made the insurance service trade in our country more convenient and efficient. At the same time, in the short term, the FDI that entered China's insurance service industry also aggravated the deficit of China's insurance service trade, further worsened the export concentration of China's insurance service trade, and brought certain regulatory pressure on the domestic insurance supervision department. In the long run, China still should continue to attract the inflow of FDI in the insurance industry, but it is necessary to guide the use and allocation of the insurance industry FDI to ensure the full play of the positive effect of the insurance industry FDI and to avoid the further expansion of the negative effects.
Finally, according to the research conclusions of this study and the characteristics of the development of China's insurance service trade, this paper puts forward corresponding countermeasures and suggestions from three levels of state, industry and enterprise. At the national level, I think that China should continue to increase the openness of the insurance service industry but also to deal with the opening and insurance of the insurance service industry. The relationship between protection and protection should be strengthened to guide the selection of FDI investment location and mode of investment in the insurance industry to promote international cooperation in insurance service trade; in the industry level, China's insurance regulatory departments should actively study communication and exchange with the international insurance supervision and management departments, promote tight cooperation within the industry and assist in the supervision of industry self-discipline; and On the other hand, China's insurance enterprises should seize the opportunity of the full opening of the insurance service market, improve the attention to the efficient use of the insurance industry FDI, use FDI to enhance the innovation ability of the enterprise itself, speed up the pace of mixed operation, and actively explore the international market.
【學(xué)位授予單位】:河北經(jīng)貿(mào)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F832.6;F752.68;F842
本文編號(hào):2147501
[Abstract]:With the change of international trade pattern to the direction of service trade, the position of service trade is becoming more and more important in international trade. At the same time, the insurance service trade has gradually emerged in the international service trade with the development of service trade. And with the wide development of foreign direct investment in the service industry, The foreign direct investment inflows into China's insurance service also maintains a rapid growth trend, what is the effect of the inflow of FDI in the insurance industry on China's insurance service trade, whether there is a certain relationship between the insurance industry FDI and the development of China's insurance service trade, which is the problem that this article is trying to study and solve.
This paper takes the impact effect of insurance industry FDI on China's insurance service trade as the research object. First, it expounds the theoretical basis of the impact effect of insurance industry FDI on insurance service trade and carries out a brief theoretical analysis. Then it uses the data of China's insurance industry FDI and the insurance service trade to make insurance service trade in China Insurance Industry FDI to China. This paper makes a statistical analysis and makes an empirical analysis. The specific research ideas are as follows: first, the concept of insurance service trade, the definition of the insurance industry FDI are defined and the related theories are expounded. Then, the various motives of the FDI in the insurance service industry in China are briefly analyzed and summarized, and the FDI of China's insurance industry is given. The present situation analysis is carried out with the insurance service trade, and then the effect of insurance industry FDI on China's insurance service trade is analyzed with the method of statistical analysis. In the part of the empirical analysis, the regression model is established to analyze the related data of the insurance trade between the insurance industry and the insurance industry in the 1998~2012 year of China. The relationship between insurance industry FDI and China's insurance service trade total, export volume, import amount, net export volume, trade index (G-L index) in insurance service industry, trade competitiveness index (NTB) and market share have been analyzed and tested.
The results of the empirical analysis are almost identical with the results of the theoretical analysis. The results of the study show that the insurance industry FDI has promoted the growth of the total amount of China's insurance service trade. In the long run, it promoted the transformation of the mode of insurance service trade and the transformation of the trade model in China, and made the insurance service trade in our country more convenient and efficient. At the same time, in the short term, the FDI that entered China's insurance service industry also aggravated the deficit of China's insurance service trade, further worsened the export concentration of China's insurance service trade, and brought certain regulatory pressure on the domestic insurance supervision department. In the long run, China still should continue to attract the inflow of FDI in the insurance industry, but it is necessary to guide the use and allocation of the insurance industry FDI to ensure the full play of the positive effect of the insurance industry FDI and to avoid the further expansion of the negative effects.
Finally, according to the research conclusions of this study and the characteristics of the development of China's insurance service trade, this paper puts forward corresponding countermeasures and suggestions from three levels of state, industry and enterprise. At the national level, I think that China should continue to increase the openness of the insurance service industry but also to deal with the opening and insurance of the insurance service industry. The relationship between protection and protection should be strengthened to guide the selection of FDI investment location and mode of investment in the insurance industry to promote international cooperation in insurance service trade; in the industry level, China's insurance regulatory departments should actively study communication and exchange with the international insurance supervision and management departments, promote tight cooperation within the industry and assist in the supervision of industry self-discipline; and On the other hand, China's insurance enterprises should seize the opportunity of the full opening of the insurance service market, improve the attention to the efficient use of the insurance industry FDI, use FDI to enhance the innovation ability of the enterprise itself, speed up the pace of mixed operation, and actively explore the international market.
【學(xué)位授予單位】:河北經(jīng)貿(mào)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F832.6;F752.68;F842
【引證文獻(xiàn)】
相關(guān)碩士學(xué)位論文 前2條
1 丁暢;中俄FDI促進(jìn)雙邊貿(mào)易發(fā)展的實(shí)證研究[D];廣東工業(yè)大學(xué);2016年
2 孔萍;我國(guó)金融服務(wù)貿(mào)易國(guó)際競(jìng)爭(zhēng)力研究[D];安徽大學(xué);2015年
本文編號(hào):2147501
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