【摘要】：隨著我國人口老齡化現(xiàn)象的加劇，養(yǎng)老保險基金的支付壓力逐漸增大，其保值增值的最終目標就顯得尤為重要。養(yǎng)老保險基金的投資運營是實現(xiàn)我國養(yǎng)老保險基金保值增值的重要途徑，而投資運營的安全有效，則關系著我國養(yǎng)老保險制度能否可持續(xù)發(fā)展。但是，近些年頻繁發(fā)生的，如貪污、挪用、擠占、違規(guī)投資等風險的出現(xiàn)，都將對我國養(yǎng)老保險基金投資運營的安全性產(chǎn)生限制和制約作用。 本文旨在研究我國養(yǎng)老保險基金投資運營的安全性問題，結合目前養(yǎng)老保險基金投資運營現(xiàn)狀，從投資運營的參與主體、環(huán)境和過程，來對養(yǎng)老保險基金投資運營的安全性進行分析。論文首先對養(yǎng)老保險基金投資運營的相關概念和理論進行闡述，然后對投資運營現(xiàn)狀進行分析，，從參與主體、投資運營環(huán)境和投資運營過程三個方面找出其存在的問題，如管理機構重疊，存在法律法風險，監(jiān)管不力等，并進行原因分析，如法律體系不完善，資本市場不成熟，缺乏獨立的監(jiān)管機構等。同時對國外典型國家養(yǎng)老保險基金投資運營進行介紹，做出客觀評價，找出可供我國借鑒之處。在此基礎上，論文提出養(yǎng)老保險基金投資運營安全性的建議，如統(tǒng)一管理主體，提高管理層次，完善法律體系和資本市場，建立風險評估和預警機制。
[Abstract]:With the aggravation of the aging population in our country, the payment pressure of the pension insurance fund is gradually increasing, and the ultimate goal of maintaining and increasing the value of the endowment insurance fund is particularly important. The investment and operation of the endowment insurance fund is an important way to maintain and increase the value of the endowment insurance fund in our country. The safety and efficiency of the investment and operation are related to the sustainable development of the pension insurance system of our country. However, the frequent occurrence in recent years, such as embezzlement, misappropriation, embezzlement, illegal investment and other risks, will limit and restrict the security of the investment and operation of pension insurance funds in China. The purpose of this paper is to study the security of the investment and operation of the endowment insurance fund in our country, combining with the present situation of the investment and operation of the pension fund, from the main body, the environment and the process of the investment and operation of the endowment insurance fund. To analyze the safety of pension fund investment and operation. This paper first expounds the related concepts and theories of the investment and operation of the pension fund, then analyzes the present situation of the investment and operation, and finds out the existing problems from three aspects: the main body, the investment and operation environment and the process of the investment operation. Such as the overlapping of regulatory bodies, the existence of legal risks, weak supervision, and so on, and analysis of the reasons, such as imperfect legal system, capital market immature, lack of independent regulatory bodies and so on. At the same time, the paper introduces the investment and operation of the typical national pension insurance fund in foreign countries, makes an objective evaluation, and finds out the points that can be used for reference in our country. On this basis, the paper puts forward some suggestions on the safety of pension fund investment and operation, such as unifying the main body of management, improving the management level, perfecting the legal system and capital market, and establishing the risk assessment and early warning mechanism.
【學位授予單位】：廣西民族大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.67

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