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現(xiàn)階段我國農(nóng)村社會養(yǎng)老保險制度的建立與完善

發(fā)布時間:2018-07-17 06:16
【摘要】:在我國經(jīng)濟加速發(fā)展、“三農(nóng)”問題已成為影響國家發(fā)展的關鍵問題的大背景下,在立足我國基本國情的基礎上建立我國自己的農(nóng)村養(yǎng)老保險制度。我國改革開放已經(jīng)近40年,我國社會養(yǎng)老保險已經(jīng)基本在城市覆蓋,但是農(nóng)村養(yǎng)老保險仍舊處于薄弱環(huán)節(jié)。如何建立健全農(nóng)村地區(qū)的養(yǎng)老保險體制已經(jīng)成為我國亟待解決的問題。 本文首先對涉及到的相關理論進行梳理和總結。從社會保險的基本理論和中國的實際情況為出發(fā)點。我國進入小康社會以后,老齡化成為了當前的突出問題,如何養(yǎng)老,是每一個家庭都要面對的事情。中國農(nóng)村經(jīng)濟發(fā)展相對落后,單靠家庭力量難以負擔,因此,在農(nóng)村建立社會養(yǎng)老保險制度成為了研究的重點。其次,在中國經(jīng)濟體制轉型過渡的大時代背景下,站在歷史的角度重溫了該制度的發(fā)展歷程,找出當前制度中存在的主要問題,并且剖析了引起問題的原因;再次,結合我國目前農(nóng)村養(yǎng)老的經(jīng)濟背景、老齡化進程加快、人口流動性增強的特點。 針對不同的情況進行研究和探討,并對我國現(xiàn)階段農(nóng)村養(yǎng)老保險制度的現(xiàn)狀和缺陷進行分析和總結。最后,與國外的養(yǎng)老保險制度進行對比,以美國、德國、瑞典三個歐洲發(fā)達資本主義國家的相關制度為參照,總結出對于我國有益的經(jīng)驗和教訓。結合我國農(nóng)村的實際情況,并結合馬克思主義的先進理論提出對于相關對策。 對該制度進行研究具有重大意義。首先對農(nóng)村養(yǎng)老問題進行研究,一定程度上對“三農(nóng)”問題的解決也具有重大意義,并為最終建立中國社會養(yǎng)老保險制度提供切實的理論參考;其次,,對于縮小區(qū)域間的發(fā)展差距,促進城鄉(xiāng)間均衡發(fā)展也具有重要意義。
[Abstract]:In the rapid development of China's economy and the "three rural" problem has become a key issue affecting the development of the country, we have established our own rural old-age insurance system on the basis of the basic national conditions of our country. China's reform and opening up has been nearly 40 years ago, and the social endowment insurance of our country has been basically covered in the city, but the rural endowment insurance has been basically covered. How to establish and improve the old-age insurance system in rural areas has become an urgent problem in China.
This article first combed and summed up the related theories. From the basic theory of social insurance and the actual situation of China as the starting point. After our country entered a well-off society, the aging of the aged for the present outstanding problems, how to provide for the aged, is the situation that every family should face. The development of China's rural economy is relatively backward, only by home. Therefore, the establishment of social endowment insurance system in rural areas has become the focus of research. Secondly, in the context of the transition of China's economic system transition, the development process of the system is reheated in the historical perspective, the main problems existing in the current system are found, and the reasons for the problems are analyzed. Again, Combined with the economic background of rural endowment in China, the aging process is speeding up and population mobility is enhanced.
This paper analyzes and summarizes the status and defects of the rural old-age insurance system at the present stage. Finally, compared with the foreign old-age insurance system in the United States, Germany and Sweden, three European developed capitalist countries are taken as reference, and the useful experience for our country is summarized. Combined with the actual situation of rural China, combined with the advanced theory of Marx, it puts forward relevant countermeasures.
It is of great significance to study the system. First of all, the study of rural pension problems is of great significance to the solution of the "three rural" problems, and provides a practical theoretical reference for the final establishment of the Chinese social endowment insurance system. Secondly, to narrow the development gap between the regions and promote the balanced development of the urban and rural areas. It is also of great significance.
【學位授予單位】:山西財經(jīng)大學
【學位級別】:碩士
【學位授予年份】:2014
【分類號】:F323.89;F842.67

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