本文選題：農(nóng)戶(hù) + 政策性農(nóng)業(yè)保險(xiǎn)�。� 參考：《南京農(nóng)業(yè)大學(xué)學(xué)報(bào)(社會(huì)科學(xué)版)》2017年03期

【摘要】：本文基于對(duì)江蘇省883戶(hù)已獲理賠的養(yǎng)殖戶(hù)的實(shí)地調(diào)研,采用模糊綜合評(píng)價(jià)法分析目前江蘇省政策性農(nóng)業(yè)保險(xiǎn)實(shí)際推廣中不同類(lèi)型農(nóng)業(yè)經(jīng)營(yíng)主體對(duì)當(dāng)前政策性農(nóng)業(yè)保險(xiǎn)的理賠評(píng)價(jià),并實(shí)證檢驗(yàn)影響農(nóng)戶(hù)理賠評(píng)價(jià)的各類(lèi)因素。研究發(fā)現(xiàn):農(nóng)業(yè)保險(xiǎn)理賠仍存在較大的優(yōu)化空間,其中小農(nóng)戶(hù)改進(jìn)空間更大;中央財(cái)政補(bǔ)貼險(xiǎn)種對(duì)兩類(lèi)農(nóng)戶(hù)支持較好;農(nóng)業(yè)保險(xiǎn)彌補(bǔ)成本能力設(shè)計(jì)不足主要是由于保險(xiǎn)金額確定不合理;農(nóng)戶(hù)對(duì)理賠效率較滿(mǎn)意,但網(wǎng)點(diǎn)設(shè)立不足。中央補(bǔ)貼影響、農(nóng)戶(hù)基本特征、農(nóng)戶(hù)對(duì)農(nóng)業(yè)保險(xiǎn)認(rèn)知特征、參加農(nóng)業(yè)培訓(xùn)頻率對(duì)不同農(nóng)業(yè)經(jīng)營(yíng)主體評(píng)價(jià)理賠效果具有顯著影響。在此基礎(chǔ)上進(jìn)一步提出政策支持建議。
[Abstract]:This paper is based on a field survey of 883 farmers in Jiangsu Province who have already received claims. The fuzzy comprehensive evaluation method is used to analyze the claims of different types of agricultural operators in the actual extension of agricultural insurance in Jiangsu Province, and the factors that affect the evaluation of farmers' claims are empirically tested. It is found that there is still great room for optimization of agricultural insurance claims, in which small farmers have more room for improvement, and the central financial subsidy policy supports the two types of farmers better. The main reason is that the insurance amount is not reasonable, the farmers are satisfied with the efficiency of claim settlement, but the establishment of the network is insufficient. The influence of central subsidy, the basic characteristics of farmers, the cognitive characteristics of farmers' agricultural insurance, and the frequency of participating in agricultural training have significant effects on the evaluation of claims by different agricultural operators. On this basis, further policy support suggestions are put forward.
【作者單位】： 南京農(nóng)業(yè)大學(xué)金融學(xué)院/農(nóng)業(yè)保險(xiǎn)研究所;
【基金】：農(nóng)業(yè)部軟科學(xué)項(xiàng)目“政策性農(nóng)業(yè)保險(xiǎn)機(jī)制創(chuàng)新研究——基于江蘇省試點(diǎn)情況的調(diào)查”(201608-1) 江蘇高校哲學(xué)社會(huì)科學(xué)研究項(xiàng)目“現(xiàn)代農(nóng)業(yè)保險(xiǎn)理論、機(jī)制與實(shí)踐研究”(2016ZDIXM010) 江蘇省保險(xiǎn)學(xué)會(huì)基金項(xiàng)目“江蘇省農(nóng)業(yè)保險(xiǎn)大災(zāi)補(bǔ)償能力評(píng)價(jià)及影響因素分析”(SBX2017-5-C-02)
【分類(lèi)號(hào)】：F326.3;F842.66

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